Scott County property record for 206 Lakeside Dr, Georgetown, KY 40324
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2,131 sqft · built 2017 |
| Lot Size | 0.36 acres (15,682 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $439,000 (Apr 2021) |
| Tax Bill | $3,910 (2025) |
| Deeds & Mortgages | Apr 2026 Mortgage Jun 2025 Second Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 159-30-081.000 |
| Primary APN | 159-30-081.000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Stories | 1 Story |
| Building Area | 2,131 sqft Living Area |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Lot Area | 15,682 sqft (0.36 acres) |
| Street Address | 206 LAKESIDE DR |
|---|---|
| City | GEORGETOWN |
| State | KY |
| Zip | 40324-8925 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HARBOR VILLAGE 2 |
| Legal Subdivision | HARBOR VILLAGE 2 |
| Legal Phase | 2 |
| Legal Lot Number | 27 |
| Legal Unit | 1 |
| Jurisdiction | SCOTT KY |
| Township / Civil Division | STAMPING GROUND |
| Census Block Group | 4 |
| Census Block | 4001 |
| Census Tract | 40502 |
Source: Scott County records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 206 LAKESIDE DR, GEORGETOWN, KY 40324-8925 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 10, 2026 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Jun 12, 2025 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC |
| Dec 27, 2019 | Deed of Trust, Mortgage · Construction Mortgage CENTRAL BANK & TRUST CO |
| Apr 19, 2021 | Deed, Subdivision Related Transfer · Conventional Mortgage QUICKEN LOANS LLC |
| Jul 17, 2017 | Deed, Transfer ATTORNEY ONLY, ATTORNEY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 19, 2021 · Amount on Record |
| Deed Sale | Apr 19, 2021 · Amount on Record |
| Prior Sale | Jul 17, 2017 · Amount on Record |
| Deed Document Number | 2021433497 |
| Deed Book / Page | 423 / 221 |
| Prior Transfer Date | Aug 31, 2009 |
| Prior Transfer Doc | 00D326/672 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCOTT KY |
| Recording Date | Apr 10, 2026 |
| Property Address | 206 LAKESIDE DR, GEORGETOWN, KY 40324-8925 |
| Document Number | 0000580910 |
| Book / Page | 1891 / 817 |
| Instrument Date | Mar 16, 2026 |
| Instrument | 2026580910 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0000580910, |
|---|---|
| Date | Apr 10, 2026 |
| Book Page | 1891/817 |
| Instrument | 2026580910 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Apr 1, 2046 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.09% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCOTT KY |
| Property Address | 206 LAKESIDE DR, GEORGETOWN, KY 40324-8925 |
| Transaction Type | Mortgage |
| Record Updated | Nov 19, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0M1841/789 |
|---|---|
| Date | Jun 12, 2025 |
| Book Page | M1841/789 |
| Instrument | 544336 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Jul 1, 2045 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCOTT KY |
| Property Address | 206 LAKESIDE DR, GEORGETOWN, KY 40324-8925 |
| Transaction Type | Mortgage |
| Record Updated | Mar 7, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0M1481/706 |
|---|---|
| Date | Dec 27, 2019 |
| Book Page | M1481/706 |
| Instrument | 410016 |
| Name | CENTRAL BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | LEXINGTON, KY 40507 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed |
|---|---|
| Jurisdiction | SCOTT KY |
| Recording Date | Apr 19, 2021 |
| Property Address | 206 LAKESIDE DR, GEORGETOWN, KY 40324-8925 |
| Document Number | 00D423/221 |
| Book / Page | D423 / 221 |
| Map Reference | CAB 8 SL 176 |
| Instrument Date | Apr 14, 2021 |
| Instrument | 433497 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Mar 7, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $439.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 109 COPPERFIELD LN, GEORGETOWN, KY 40324-2641 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 206 LAKESIDE DR, GEORGETOWN, KY 40324-8925 |
| Document Number | 0000433498 |
|---|---|
| Date | Apr 19, 2021 |
| Instrument | 433498 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SCOTT KY |
| Recording Date | Jul 17, 2017 |
| Property Address | 206 LAKESIDE DR, GEORGETOWN, KY 40324-8925 |
| Document Number | 00D389/001 |
| Book / Page | D389 / 001 |
| Map Reference | CAB8 SL176 |
| Instrument Date | Jul 14, 2017 |
| Instrument | 371847 |
| Transaction Type | Transfer |
| Record Updated | Mar 7, 2023 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Tax | $28.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 103 MERLIN DR, GEORGETOWN, KY 40324-9102 |
| Name | Verified Name |
|---|---|
| Address | 109 COPPERFIELD LN, GEORGETOWN, KY 40324-2641 |
Source: Scott County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Scott County |
| Unified School District | Scott County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $439,000 (-) | $439,000 (-) | |
| 2025 | $3,910.00 (-1.76%) | $439,000 (-) | $439,000 (-) |
| 2023 | $3,980.00 | $439,000 Land $30,000 Building $409,000 | $439,000 Land $30,000 Building $409,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 20, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | KENTUCKY-AMERICAN WATER CO private · serves 669,042 people · EPA ID KY0340250 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 122 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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