202 Ann Dr, Berlin, MD 21811 Property Records

Worcester County property record for 202 Ann Dr, Berlin, MD 21811

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,416 sqft · built 1977
Lot Size	0.502 acres (21,866 sqft)
Owner	2 Individual Names on Record
Last Sale	$200,000 (Oct 2017)
Tax Bill	$4,136 (2026)
Deeds & Mortgages	Feb 2024 Second Mortgage Jul 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`03-036758`

Property Details

APN / Parcel Number

Primary APN	`03-036758`
Alternative APN	`036758`

Interior

Full Baths	2 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,416 sqft Total Area

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	21,866 sqft (0.502 acres)
Lot Dimensions	2 ft deep x 1 ft wide
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	361 sqft
Deck Area	150 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Account Number	036758
Street Address	202 ANN DR
City	BERLIN
State	MD
Zip	21811-1010
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	LOT 23 110' X 200' COR ANN DR & NANCY AVE PL FRANKLIN HTS NO.1
Legal Subdivision	FRANKLIN HEIGHTS SEC 1
Legal Lot Number	23
Jurisdiction	WORCESTER MD
Township / Civil Division	3, SINEPUXENT
Census Block Group	3
Census Block	3039
Census Tract	950800

Owner

Source: Worcester County records, as of October 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	202 ANN DR, BERLIN, MD 21811-1010
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 13, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage TD BANK NA
Jul 30, 2020	Deed of Trust, Mortgage FIRST HM MTG CORP
Aug 12, 2019	Deed of Trust, Mortgage FIRST HM MTG CORP
Oct 10, 2017	Deed, Transfer · Conventional Mortgage FIRST HOME MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 10, 2017 · Amount on Record
Deed Sale	Oct 10, 2017 · Amount on Record
Prior Sale	Jun 7, 1985 · Amount on Record
Deed Document Number	20177089-413
Deed Book / Page	7089 / 413
Record Updated	Oct 29, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MD
Property Address	202 ANN DR, BERLIN, MD 21811-1010
Transaction Type	Mortgage
Record Updated	Mar 15, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0087070373
Date	Feb 13, 2024
Book Page	8707/373

Lender

Name	TD BANK NA
Type	Bank
Address	WILMINGTON, DE 19808

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	174 Months
Due	Aug 30, 2038

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MD
Property Address	202 ANN DR, BERLIN, MD 21811-1010
Document Number	0077320478
Instrument Date	Jul 30, 2020
Transaction Type	Mortgage
Record Updated	Sep 3, 2020
Title Company	BRENNAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	202 ANN DR BERLIN MD 218111010, BERLIN, MD 21811-1010

Mortgage

Document Number	0077320478
Date	Aug 10, 2020
Book Page	007732/000478

Lender

Name	FIRST HM MTG CORP
Address	BALTIMORE, MD 21236

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Aug 9, 2050

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MD
Property Address	202 ANN DR, BERLIN, MD 21811-1010
Document Number	0074750257
Instrument Date	Aug 12, 2019
Transaction Type	Mortgage
Record Updated	Aug 30, 2019
Title Company	BRENNAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	202 ANN DR BERLIN MD 218111010, BERLIN, MD 21811-1010

Mortgage

Document Number	0074750257
Date	Aug 20, 2019
Book Page	007475/000257

Lender

Name	FIRST HM MTG CORP
Address	BALTIMORE, MD 21236

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Aug 19, 2049

October 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	WORCESTER MD
Recording Date	Oct 10, 2017
Property Address	202 ANN DR, BERLIN, MD 21811-1010
Document Number	0070890413
Book / Page	7089 / 413
Map Reference	MB FWH974 FO20
Instrument Date	Oct 3, 2017
Instrument	7089-413
Transaction Type	Transfer
Record Updated	Aug 16, 2021
Title Company	BRENNAN TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,750.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	202 ANN DR, BERLIN, MD 21811-1010

Mortgage

Document Number	7089418
Date	Oct 10, 2017
Instrument	7089-418

Lender

Name	FIRST HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2047

Tax Assessment & Valuation

Source: Worcester County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Worcester County
Municipality	Berlin Town
Unified School District	Worcester County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,136.00 (+2.43%) Homeowner's exemption	$253,367 (+12.49%)	$263,800 (+13.46%) Land $95,400 Building $168,400
2025	$4,038.00 (+4.88%) Homeowner's exemption
2023	$3,850.00 Homeowner's exemption	$225,233	$232,500 Land $95,400 Building $137,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 22 policies
Nearby Flood Policies	22 in force
Nearby Flood Claims	6 (2003–2017)
Claims Outside the SFHA	5 of 6
Most Recent Claim	Aug 2017

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF BERLIN serves 4,500 people · EPA ID MD0230001
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	5 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 103 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Choptank Fiber, Verizon.

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