208 3rd St, Spencer, WV 25276 Property Records

Roane County property record for 208 3rd St, Spencer, WV 25276

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 912 sqft · built 1935
Lot Size	0.101 acres (4,400 sqft)
Owner	Individual Name on Record
Last Sale	$6,000 (Aug 2018)
Tax Bill	$317 (2025)
Deeds & Mortgages	Nov 2007 Mortgage May 2026 Sale + 2 more
Flood Zone	Zone AE (high risk)
APN	`08-2-0079.0000`

Property Details

APN / Parcel Number

Primary APN	`08-2-0079.0000`
Alternative APNs	`44-08-0002-0079-0000` `4408 2007900000000` `44-08-2-0079.0000` `85532201`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	912 sqft Living Area
1st Floor Area	1,632 sqft

Exterior

Year Built	Built 1935
Effective Year Built	Effective 1935
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Foundation Type	No Foundation
Lot Area	4,400 sqft (0.101 acres)
Lot Dimensions	110 ft deep x 40 ft wide
Terrain	Above Road/Slope
Porch	Porch
Porch Area	180 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	85532201
Street Address	208 3RD ST
City	SPENCER
State	WV
Zip	25276-1230
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 7 BLK C FAIRGROUND & ALLEY WAY (389/449)
Legal Subdivision	FAIRGROUND PARK ADD SUB
Legal Block	C
Legal Lot Number	7
Jurisdiction	ROANE WV
Township / Civil Division	II
Census Block Group	1
Census Block	1009
Census Tract	963000

Owner

Source: Roane County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	208 3RD ST, SPENCER, WV 25276-1230
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 15, 2007	Deed of Trust, Mortgage LIVE WELL FINANCIAL, INC.
May 6, 2026	Deed, Transfer NONE LISTED ON DOCUMENT
Aug 30, 2023	Deed, Transfer
Aug 3, 2018	Special Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 3, 2018 · Amount on Record
Deed Sale	Aug 3, 2018 · Amount on Record
Prior Sale	Jul 21, 2017 · Amount on Record
Deed Document Number	20182151669
Deed Book / Page	581 / 466
Last Transfer Date	Apr 14, 2026
Transfer Doc	000696/393
Record Updated	Sep 20, 2026

November 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROANE WV
Property Address	208 3RD ST, SPENCER, WV 25276-1230
Transaction Type	Mortgage
Record Updated	May 22, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	208 3RD ST, SPENCER, WV 25276-1230

Mortgage

Document Number	000281/274
Date	Nov 15, 2007
Book Page	281/274
Instrument	2060163

Lender

Name	LIVE WELL FINANCIAL, INC.
Type	Private Party
Address	830 E MAIN ST, RICHMOND, VA 23219

Agreement

Amount	Amount Recorded
Term	992 Months
Due	Jul 23, 2090

May 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	ROANE WV
Recording Date	May 6, 2026
Property Address	208 3RD ST, SPENCER, WV 25276-1230
Document Number	000696/393
Book / Page	696 / 393
Instrument Date	Apr 14, 2026
Instrument	20262205848
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	208 3RD ST, SPENCER, WV 25276-1230

August 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	ROANE WV
Recording Date	Aug 30, 2023
Property Address	208 3RD ST, SPENCER, WV 25276-1230
Document Number	000645/250
Book / Page	645 / 250
Map Reference	MB 1 PG 172
Instrument Date	Aug 23, 2023
Instrument	2189131
Transaction Type	Transfer
Record Updated	May 22, 2026

Transaction

Amount	Amount Recorded
Tax	$104.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	208 3RD ST, SPENCER, WV 25276-1230

August 2018: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	ROANE WV
Recording Date	Aug 3, 2018
Property Address	208 3RD ST, SPENCER, WV 25276-1230
Document Number	000581/466
Book / Page	581 / 466
Map Reference	BK 01 PG 172
Instrument Date	Jul 12, 2018
Instrument	2151669
Transaction Type	Transfer
Record Updated	May 22, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 650043, DALLAS, TX 75265-0043

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	111 WATER ST, SPENCER, WV 25276-1728
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Roane County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	West Virginia
County	Roane County
Municipality	Spencer City
Unified School District	Roane County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$317.00 (+10.45%)	$28,140 (+11.4%) Land $7,140 Building $21,000	$46,900 (+11.4%) Land $11,900 Building $35,000
2023	$287.00 (+1.06%)	$25,260 (+1.94%) Land $5,760 Building $19,500	$42,100 (+1.94%) Land $9,600 Building $32,500
2022	$284.00	$24,780 Land $5,760 Building $19,020	$41,300 Land $9,600 Building $31,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 2, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	6 in force
Nearby Flood Claims	28 (1997–2024)
Claims Outside the SFHA	3 of 28
Most Recent Claim	Apr 2024 · Severe Storms, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Flooding, Landslides, And Mudslides, Apr 2024 · 4 claims Severe Storms And Flooding, Jun 2013 · 6 claims Heavy & Wind Driven Rain, High Winds,flooding,slides, Mar 1997 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 79% of West Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 421 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: T-Mobile.

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