206 3rd St, Spencer, WV 25276 Property Records

Roane County property record for 206 3rd St, Spencer, WV 25276

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,008 sqft · built 1980
Lot Size	0.101 acres (4,400 sqft)
Owner	Individual Name on Record
Last Sale	$22,500 (Aug 2017)
Tax Bill	$932 (2026)
Deeds & Mortgages	Aug 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`08-2-0093.0000`

Property Details

APN / Parcel Number

Primary APN	`08-2-0093.0000`
Alternative APNs	`44-08-0002-0093-0000` `4408 2009300000000` `44-08-2-0093.0000` `85535401`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,008 sqft Living Area
1st Floor Area	2,016 sqft

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	4,400 sqft (0.101 acres)
Lot Dimensions	110 ft deep x 40 ft wide
Terrain	Rolling
Porch	Porch
Porch Area	30 sqft
Patio Area	20 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	85535401
Street Address	206 3RD ST
City	SPENCER
State	WV
Zip	25276-1230
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 8 & ALLEY WAY FAIRGROUND 389/449
Legal Subdivision	FAIRGROUND PARK ADD SUB
Legal Lot Number	8
Jurisdiction	ROANE WV
Township / Civil Division	II
Census Block Group	1
Census Block	1009
Census Tract	963000

Owner

Source: Roane County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	606 BOGGS FRK, SPENCER, WV 25276-7704
Owner Type	Individual
Vesting	Et Ux (and Wife)

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 2, 2017 · Amount on Record
Deed Sale	Aug 2, 2017 · Amount on Record
Deed Document Number	20172143689
Deed Book / Page	559 / 53
Record Updated	Oct 29, 2026

August 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	ROANE WV
Recording Date	Aug 2, 2017
Property Address	206 3RD ST, SPENCER, WV 25276-1230
Document Number	0000559/53
Book / Page	559 / 53
Map Reference	MB 1B PG 172
Instrument Date	Aug 1, 2017
Instrument	2143689
Transaction Type	Transfer
Record Updated	Dec 22, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$148.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	606 BOGGS FRK, SPENCER, WV 25276-7704

Mortgage

Document Number	0000341/99
Date	Aug 2, 2017
Book Page	341/99
Instrument	2143690

Lender

Name	PREMIER BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Roane County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	West Virginia
County	Roane County
Municipality	Spencer City
Unified School District	Roane County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$932.00 (+7.62%)	$41,820 (+8.91%) Land $8,400 Building $33,420	$69,700 (+8.91%) Land $14,000 Building $55,700
2025	$866.00 (+7.98%)	$38,400 (+9.03%) Land $7,140 Building $31,260	$64,000 (+9.03%) Land $11,900 Building $52,100
2023	$802.00 (+0.38%)	$35,220 (+1.03%) Land $5,760 Building $29,460	$58,700 (+1.03%) Land $9,600 Building $49,100
2022	$799.00	$34,860 Land $5,760 Building $29,100	$58,100 Land $9,600 Building $48,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 2, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	28 (1997–2024)
Claims Outside the SFHA	3 of 28
Most Recent Claim	Apr 2024 · Severe Storms, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Flooding, Landslides, And Mudslides, Apr 2024 · 4 claims Severe Storms And Flooding, Jun 2013 · 6 claims Heavy & Wind Driven Rain, High Winds,flooding,slides, Mar 1997 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 79% of West Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 421 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: T-Mobile.

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