202 3rd St, Spencer, WV 25276 Property Records

Roane County property record for 202 3rd St, Spencer, WV 25276

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,976 sqft · built 1901
Lot Size0.154 acres (6,708 sqft)
OwnerIndividual Name on Record
Last Sale$65,000 (Apr 2021)
Tax Bill$1,128 (2026)
Deeds & MortgagesMar 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN08-2-0092.0000

Property Details

APN / Parcel Number

Primary APN08-2-0092.0000
Alternative APNs
  • 44-08-0002-0092-0000
  • 44-08-2-0092.0000
  • 85535001

Interior

Bedrooms3 Beds
Full Baths1 Bath
Plumbing Fixtures5 Plumbing Fixtures
Total Rooms6 Rooms
Stories1 Story
Building Area1,976 sqft Living Area
1st Floor Area2,392 sqft
Basement Area780 sqft
Finished Basement780 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1901
Effective Year BuiltEffective 1901
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Lot Area6,708 sqft (0.154 acres)
Lot Dimensions110 ft deep x 80 ft wide
TerrainAbove Road/Slope
PorchPorch
Porch Area84 sqft
Patio Area16 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number85535001
Street Address202 3RD ST
CitySPENCER
StateWV
Zip25276-1230
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPART LOT 9 LOT 10 FAIRGROUND & ALLEY WAY (389/449)
Legal Lot Number9,10
JurisdictionROANE WV
Township / Civil DivisionII
Census Block Group1
Census Block1009
Census Tract963000

Owner

Source: Roane County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1100 INDEPENDENCE RD, LIZEMORES, WV 25125-8016
Owner TypeIndividual
VestingEt Ux (and Wife)

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 6, 2021 · Amount on Record
Deed SaleApr 6, 2021 · Amount on Record
Prior SaleMar 21, 2018 · Amount on Record
Deed Document Number202175067
Deed Book / Page619 / 602
Record UpdatedOct 29, 2026

March 2018: Deed, Transfer

Document TypeDeed
JurisdictionROANE WV
Recording DateMar 21, 2018
Property Address202 3RD ST, SPENCER, WV 25276-1230
Document Number000565/559
Book / Page565 / 559
Map ReferenceDB 255 PG 223
Instrument DateMar 2, 2018
Instrument2148608
Transaction TypeTransfer
Record UpdatedDec 22, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$847.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship

Mortgage

Document Number000344/569
DateMar 21, 2018
Book Page344/569
Instrument2148609
Lender
NameWV LAND INVESTMENTS LLC
TypeFunding / Finance Company
Agreement
TypeBalloon Mortgage
AmountAmount Recorded
Term24 Months
DueApr 1, 2020
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Roane County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateWest Virginia
CountyRoane County
MunicipalitySpencer City
Unified School DistrictRoane County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,128.00 (+7.53%)$50,640 (+8.9%) Land $9,660 Building $40,980$84,400 (+8.9%) Land $16,100 Building $68,300
2025$1,049.00 (+9.04%)$46,500 (+10.09%) Land $8,220 Building $38,280$77,500 (+10.09%) Land $13,700 Building $63,800
2023$962.00 (+1.48%)$42,240 (+2.18%) Land $6,660 Building $35,580$70,400 (+2.18%) Land $11,100 Building $59,300
2022$948.00$41,340 Land $6,660 Building $34,680$68,900 Land $11,100 Building $57,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 2, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies6 in force
Nearby Flood Claims28 (1997–2024)
Claims Outside the SFHA3 of 28
Most Recent ClaimApr 2024 · Severe Storms, Flooding, Landslides, And Mudslides
Claims by Event
  • Severe Storms, Flooding, Landslides, And Mudslides, Apr 2024 · 4 claims
  • Severe Storms And Flooding, Jun 2013 · 6 claims
  • Heavy & Wind Driven Rain, High Winds,flooding,slides, Mar 1997 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 79% of West Virginia
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 421 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Cable
940 / 35
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30

May also be available: T-Mobile.

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