208 3rd St S, Virginia, MN 55792 Property Records

St. Louis County property record for 208 3rd St S, Virginia, MN 55792

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,652 sqft · built 1905
Lot Size	0.069 acres (3,012 sqft)
Owner	Individual Name on File
Tax Bill	$608 (2026)
Deeds & Mortgages	May 2017 Mortgage May 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`090-0010-12580`

Property Details

APN / Parcel Number

Primary APN	`090-0010-12580`
Alternative APN	`524949`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,652 sqft Gross Area
1st Floor Area	992 sqft
Basement Area	397 sqft
Finished Basement	397 sqft

Exterior

Year Built	Built 1905
Effective Year Built	Effective 1905
Exterior Material	Stucco
Construction Type	Frame
Lot Area	3,012 sqft (0.069 acres)
Garage Area	660 sqft

Exterior Amenities

Porch	Porch
Porch Area	147 sqft
Storage Building	49 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	524949
Street Address	208 3RD ST S
City	VIRGINIA
State	MN
Zip	55792-2620
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 0004 BLOCK:048 SERIAL #
Legal Subdivision	VIRGINIA
Legal Block	48
Legal Lot Number	4
Jurisdiction	ST LOUIS MN
Township / Civil Division	VIRGINIA
Census Block Group	3
Census Block	3000
Census Tract	13100

Owner

208 3rd St S is owned and occupied by an individual.

Source: St. Louis County records, as of August 17, 2026

Owner of Record	Individual Name on File
Mailing Address	208 3RD ST S, VIRGINIA, MN 55792-2620
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 16, 2017	Deed of Trust, Mortgage · Conventional Mortgage MINERS NAT'L BK/EVELETH
May 16, 2017	Deed of Trust, Mortgage · Conventional Mortgage MINERS NAT'L BK/EVELETH

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	208 3RD ST S, VIRGINIA, MN 55792-2620
Document Number	00A1312821
Instrument Date	May 16, 2017
Transaction Type	Mortgage
Record Updated	Jan 10, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	208 3RD ST S VIRGINIA MN 557922620, VIRGINIA, MN 55792-2620

Mortgage

Document Number	00A1312821
Date	Jul 10, 2017
Instrument	A1312821

Lender

Name	MINERS NAT'L BK/EVELETH
Type	Bank
Address	EVELETH, MN 55734

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Jul 9, 2027

Interest

Rate Type	Adjustable Rate
Rate	3.75%

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	208 3RD ST S, VIRGINIA, MN 55792-2620
Document Number	00A1312136
Instrument Date	May 16, 2017
Transaction Type	Mortgage
Record Updated	Jul 14, 2017
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	208 3RD ST S VIRGINIA MN 557922620, VIRGINIA, MN 55792-2620

Mortgage

Document Number	00A1312136
Date	Jun 28, 2017
Instrument	A1312136

Lender

Name	MINERS NAT'L BK/EVELETH
Type	Bank
Address	EVELETH, MN 55734

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Jun 27, 2027

Tax Assessment & Valuation

The 2026 property tax bill for 208 3rd St S was $608 with a homeowner's exemption, down 33.5% from the year before.

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Virginia City
Unified School District	Rock Ridge Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$608.00 (-33.48%) Homeowner's exemption
2025	$914.00 (-4.99%) Homeowner's exemption	$94,000 (-10.13%) Land $2,700 Building $91,300	$94,000 (-10.13%) Land $2,700 Building $91,300
2024	$962.00	$104,600 Land $2,500 Building $102,100	$104,600 Land $2,500 Building $102,100
2022		$56,300 Land $2,200 Building $54,100	$56,300 Land $2,200 Building $54,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 208 3rd St S in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 24, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 208 3rd St S is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Virginia serves 8,361 people · EPA ID MN1690046
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 710 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fixed Wireless · Fiber in parts of the area	2,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: CTC, Verizon.

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