201 3rd St S, Virginia, MN 55792 Property Records

St. Louis County property record for 201 3rd St S, Virginia, MN 55792

Property Summary

Property Type	Single Family Home
Details	1,200 sqft · built 1965
Lot Size	0.069 acres (3,012 sqft)
Owner	Company Name on Record
Last Sale	$460,000 (Jan 2024)
Tax Bill	$1,642 (2026)
Deeds & Mortgages	Feb 2024 Mortgage Jan 2024 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`090-0010-11990`

Property Details

APN / Parcel Number

Primary APN	`090-0010-11990`
Alternative APNs	`1160622` `72821`

Interior

Stories	1 Story
Building Area	1,200 sqft Gross Area
1st Floor Area	1,200 sqft
Basement Area	1,200 sqft
Unfinished Basement	1,200 sqft
Flooring	Vinyl/Resilient
Fire Sprinklers	Fire Sprinklers

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1982
Exterior Material	Other
Lot Area	3,012 sqft (0.069 acres)
Garage Area	1,300 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Steam

Location & Zoning

Account Number	1160622
Street Address	201 3RD ST S
City	VIRGINIA
State	MN
Zip	55792-2619
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 0032 BLOCK:045 SERIAL #
Legal Subdivision	VIRGINIA
Legal Block	45
Legal Lot Number	32
Jurisdiction	ST LOUIS MN
Township / Civil Division	VIRGINIA
Census Block Group	2
Census Block	2022
Census Tract	13100

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	201 3RD ST S, VIRGINIA, MN 55792-2619
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Feb 7, 2024	Deed of Trust, Mortgage · SBA Mortgage FRANDSEN BANK & TRUST
Jan 3, 2024	Intrafamily Transfer, Transfer NORTHEAST TITLE COMPANY
Jan 3, 2024	Warranty Deed, Transfer · SBA Mortgage FRANDSEN BANK & TRUST

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 3, 2024 · Amount on Record
Deed Sale	Jan 3, 2024 · Amount on Record
Deed Document Number	20241480931
Prior Transfer Date	Dec 29, 2023
Prior Transfer Doc	0001480930
Record Updated	Sep 20, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	201 3RD ST S, VIRGINIA, MN 55792-2619
Transaction Type	Mortgage
Record Updated	Feb 22, 2024
Title Company	NORTHEAST TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001482753
Date	Feb 7, 2024
Instrument	1482753

Lender

Name	FRANDSEN BANK & TRUST
Type	Bank
Address	VIRGINIA, MN 55792

Agreement

Type	SBA Mortgage
Amount	Amount Recorded
Term	164 Months
Due	Oct 20, 2037

January 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST LOUIS MN
Recording Date	Jan 3, 2024
Property Address	201 3RD ST S, VIRGINIA, MN 55792-2619
Document Number	0001480930
Instrument Date	Dec 29, 2023
Instrument	1480930
Transaction Type	Transfer
Record Updated	Jan 26, 2024
Title Company	NORTHEAST TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	201 3RD ST S, VIRGINIA, MN 55792-2619

January 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Jan 3, 2024
Property Address	201 3RD ST S, VIRGINIA, MN 55792-2619
Document Number	0001480931
Instrument Date	Dec 29, 2023
Instrument	1480931
Transaction Type	Transfer
Record Updated	Jan 26, 2024
Title Company	NORTHEAST TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,518.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	201 3RD ST S, VIRGINIA, MN 55792-2619

Mortgage

Document Number	0001480932
Date	Jan 3, 2024
Instrument	1480932

Lender

Name	FRANDSEN BANK & TRUST
Type	Bank

Agreement

Type	SBA Mortgage
Amount	Amount Recorded
Term	167 Months
Due	Dec 29, 2037

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Virginia City
Unified School District	Rock Ridge Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,642.00 (+3.53%)
2025	$1,586.00 (+78.2%)	$79,800 (+27.48%) Land $5,200 Building $74,600	$79,800 (+27.48%) Land $5,200 Building $74,600
2024		$62,600 (+32.07%) Land $5,200 Building $57,400	$62,600 (+32.07%) Land $5,200 Building $57,400
2023	$890.00 Homeowner's exemption
2022		$47,400 Land $4,500 Building $42,900	$47,400 Land $4,500 Building $42,900

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Virginia serves 8,361 people · EPA ID MN1690046
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 710 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fixed Wireless · Fiber in parts of the area	2,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: CTC, Verizon.

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