126 3rd St S, Virginia, MN 55792 Property Records

St. Louis County property record for 126 3rd St S, Virginia, MN 55792

Property Summary

Property Type	Residential Multi-Family (5+ Units)
Details	4 bd · 3 ba · 2,430 sqft · built 1913
Lot Size	0.103 acres (4,524 sqft)
Owner	Company Name on File
Last Sale	$99,900 (Jun 2026)
Tax Bill	$2,416 (2026)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Jun 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`090-0010-12390`

Property Details

APN / Parcel Number

Primary APN	`090-0010-12390`
Alternative APN	`1020019`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	2,430 sqft Gross Area
1st Floor Area	1,080 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1913
Effective Year Built	Effective 1913
Exterior Material	Other
Construction Type	Frame
Lot Area	4,524 sqft (0.103 acres)

Exterior Amenities

Porch	Slab
Porch Area	240 sqft
Deck Area	96 sqft
Storage Building	80 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	1020019
Street Address	126 3RD ST S
City	VIRGINIA
State	MN
Zip	55792-2618
Property Category	Residential
Property Type	Residential > Multi-Unit > Residential Multi-Family (5+ Units)
Legal Description	LOTS 12 AND 13 EX SLY 30 FT SERIAL #
Legal Subdivision	VIRGINIA
Legal Block	47
Legal Lot Number	12-13
Jurisdiction	ST LOUIS MN
Township / Civil Division	VIRGINIA
Census Block Group	1
Census Block	1007
Census Tract	13100

Owner

126 3rd St S, a residential property, is owned by a company that bought it in June 2026.

Source: St. Louis County records, as of October 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on File
Mailing Address	576 S UNIVERSITY AVE, BLACKFOOT, ID 83221-3263
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Jun 17, 2026	Warranty Deed, Transfer · Conventional Mortgage WESTERN NATIONAL BANK
Jun 15, 2021	Warranty Deed, Transfer · Conventional Mortgage THE MINERS NATIONAL BANK OF EVELETH

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 17, 2026 · Amount on File
Deed Sale	Jun 17, 2026 · Amount on File
Prior Sale	Jun 15, 2021 · Amount on File
Deed Document Number	20261534431
Prior Transfer Date	May 21, 2012
Prior Transfer Doc	0001188429
Record Updated	Oct 29, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Jun 17, 2026
Property Address	126 3RD ST S, VIRGINIA, MN 55792-2618
Document Number	0001534431
Instrument Date	May 21, 2026
Instrument	20261534431
Transaction Type	Transfer
Record Updated	Jul 2, 2026
Title Company	PAN AMERICAN TITLE COMPANY, ALL AMERICAN TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$33,296.67
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership
Address	576 S UNIVERSITY AVE, BLACKFOOT, ID 83221-3263

Mortgage

Document Number	0001534431,
Date	Jun 17, 2026
Instrument	20261534431

Lender

Name	WESTERN NATIONAL BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	36 Months
Due	May 22, 2029

Interest

Rate	6.37%
Max Rate	-1%

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Jun 15, 2021
Property Address	126 3RD ST S, VIRGINIA, MN 55792-2618
Document Number	0001416558
Instrument Date	May 19, 2021
Instrument	1416558
Transaction Type	Transfer
Record Updated	Jul 22, 2021
Title Company	ALL AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$247.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1615 STANFORD AVE, DULUTH, MN 55811-4620

Mortgage

Document Number	0001416559
Date	Jun 15, 2021
Instrument	1416559

Lender

Name	THE MINERS NATIONAL BANK OF EVELETH
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	May 21, 2051

Interest

Rate Type	Adjustable Rate
Rate	4.5%
Type Change Date	May 21, 2026
Change Frequency	Annually
Min Rate At Change	4.5%
Max Rate At Change	7.5%
Index	1-Year LIBOR
Margin	3
Max Rate	14.5%

Tax Assessment & Valuation

The 2026 property tax bill for 126 3rd St S was $2,416, down 11.5% from the year before.

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Virginia City
Unified School District	Rock Ridge Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,416.00 (-11.5%)
2025	$2,730.00 (-10.08%)	$99,000 (-10.16%) Land $3,900 Building $95,100	$99,000 (-10.16%) Land $3,900 Building $95,100
2024	$3,036.00	$110,200 Land $3,700 Building $106,500	$110,200 Land $3,700 Building $106,500
2022		$74,500 Land $3,200 Building $71,300	$74,500 Land $3,200 Building $71,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 126 3rd St S in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 24, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 126 3rd St S is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Virginia serves 8,361 people · EPA ID MN1690046
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 710 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fixed Wireless · Fiber in parts of the area	2,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: CTC, Verizon.

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