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2079 45th Ter SW, Naples, FL 34116 Property Records

Collier County property record for 2079 45th Ter SW, Naples, FL 34116

Property Summary

Property TypeSingle Family Home
Details1,282 sqft · built 1972
Lot Size0.26 acres (11,326 sqft)
OwnerIndividual Name on File
Last Sale$479,900 (Jun 2024)
Tax Bill$4,037 (2025)
Deeds & MortgagesJul 2026 Mortgage
Sep 2018 Mortgage
Flood ZoneZone AH (high risk)
APN321400 25 194B22

Property Details

APN / Parcel Number

Primary APN321400 25 194B22
Alternative APNs
  • 3574908000006890025194
  • 35749080000

Interior

Stories1 Story
Building Area1,282 sqft Living Area
1st Floor Area1,282 sqft

Exterior

Year BuiltBuilt 1972
Effective Year BuiltEffective 1972
Construction TypeMasonry / Concrete Block
Lot Area11,326 sqft (0.26 acres)
Pool Area312 sqft
Deck Area600 sqft

Location & Zoning

Street Address2079 45TH TER SW
CityNAPLES
StateFL
Zip34116-5829
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRSF-3
Legal DescriptionGOLDEN GATE UNIT 2 BLK 25 LOT 19 OR 1284 PG 747
Legal Range26
Legal Township49
Legal Section22
Legal SubdivisionGOLDEN GATE CITY UNIT 2
Legal Tract321400
Legal Block25
Legal Lot Number19
Legal Unit2
JurisdictionCOLLIER FL
Township / Civil DivisionNAPLES
Census Block Group3
Census Block3003
Census Tract10421

Owner

Source: Collier County records, as of August 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address2079 45TH TER SW, NAPLES, FL 34116-5829
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 29, 2026Deed of Trust, Mortgage · FHA Mortgage
LAKEVIEW COMMUNITY CAPITAL LLC
Sep 14, 2018Deed of Trust, Mortgage · Conventional Mortgage
CITIBANK NA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 7, 2024 · Amount on File
Deed SaleJun 7, 2024 · Amount on File
Deed Document Number20246556241
Deed Book / Page6368 / 814
Record UpdatedOct 29, 2026

July 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOLLIER FL
Recording DateJul 29, 2026
Property Address2079 45TH TER SW, NAPLES, FL 34116-5829
Document Number0006856087
Book / Page6614 / 1369
Instrument DateJul 23, 2026
Instrument20266856087
Transaction TypeMortgage
Record UpdatedAug 11, 2026
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0006856087,
DateJul 29, 2026
Book Page6614/1369
Instrument20266856087
Lender
NameLAKEVIEW COMMUNITY CAPITAL LLC
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term340 Months
DueNov 1, 2054
Interest
Rate6.49%
Max Rate-1%

September 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOLLIER FL
Property Address2079 45TH TER SW, NAPLES, FL 34116-5829
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0055522568
DateSep 14, 2018
Book Page5552/2568
Instrument5612064
Lender
NameCITIBANK NA
TypeBank
AddressO FALLON, MO 63368
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueOct 1, 2048

Tax Assessment & Valuation

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyCollier County
Unified School DistrictCollier County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$359,012 (+7.4%) Land $212,307 Building $146,705$359,012 (+7.4%) Land $212,307 Building $146,705
2025$4,037.00 (+302.49%)$334,261 (+195.07%) Land $156,338 Building $177,923$334,261 (-7.59%) Land $156,338 Building $177,923
2023$1,003.00 (-4.2%) Homeowner's exemption Widower's exemption$113,281 (+3%)$361,713 (+18.97%) Land $252,546 Building $109,167
2022$1,047.00 Homeowner's exemption$109,982$304,028 Land $192,567 Building $111,461

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AH
high risk · shallow ponding 1–3 ft
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 57 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies57 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCOLLIER COUNTY REGIONAL WTP
serves 216,993 people · EPA ID FL5114069
Water SourceGroundwater
Last State InspectionJul 2025
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting9
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 424 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber		8,000 / 8,000
AT&T
Fiber		5,000 / 5,000
Ripple Fiber
Fiber		2,000 / 2,000
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20

May also be available: Tillman Fiber.

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