2000 45th Ter SW, Naples, FL 34116 Property Records

Collier County property record for 2000 45th Ter SW, Naples, FL 34116

Property Summary

Property Type	Single Family Home
Details	2,041 sqft · built 1982
Lot Size	0.24 acres (10,454 sqft)
Owner	Individual Name on Record
Last Sale	$695,000 (May 2025)
Tax Bill	$5,135 (2025)
Deeds & Mortgages	Sep 2022 Sale & Mortgage Nov 2020 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`321400 26 34B22`

Property Details

APN / Parcel Number

Primary APN	`321400 26 34B22`
Alternative APNs	`357492000000689002634` `35749200000`

Interior

Stories	1 Story
Building Area	2,041 sqft Living Area
Gross Area	2,281 sqft
1st Floor Area	2,041 sqft

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1982
Construction Type	Masonry / Concrete Block
Lot Area	10,454 sqft (0.24 acres)
Garage Type	Attached
Garage Area	240 sqft
Parking Spaces	1 Parking Space
Pool Area	240 sqft
Deck Area	452 sqft

Location & Zoning

Street Address	2000 45TH TER SW
City	NAPLES
State	FL
Zip	34116-5830
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF-3
Legal Description	GOLDEN GATE UNIT 2 BLK 26 LOT 3
Legal Range	26
Legal Township	49
Legal Section	22
Legal Subdivision	GOLDEN GATE CITY UNIT 2
Legal Tract	321400
Legal Block	26
Legal Lot Number	3
Legal Unit	2
Jurisdiction	COLLIER FL
Township / Civil Division	NAPLES
Census Block Group	3
Census Block	3004
Census Tract	10421

Owner

Source: Collier County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2000 45TH TER SW, NAPLES, FL 34116-5830
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Deeds, Mortgages & Sale History

Date	Document
Sep 19, 2022	Warranty Deed, Transfer · FHA Mortgage PANORAMA MORTGAGE GROUP LLC
Nov 17, 2020	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Jun 28, 2018	Warranty Deed, Transfer · FHA Mortgage GOLDWATER BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 5, 2025 · Amount on Record
Deed Sale	May 5, 2025 · Amount on Record
Prior Sale	Sep 19, 2022 · Amount on Record
Deed Document Number	20256677496
Deed Book / Page	6465 / 728
Record Updated	Oct 29, 2026

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Sep 19, 2022
Property Address	2000 45TH TER SW, NAPLES, FL 34116-5830
Document Number	0061750351
Book / Page	6175 / 351
Map Reference	MB 5 PG 65-77
Instrument Date	Sep 15, 2022
Instrument	6310249
Transaction Type	Transfer
Record Updated	Oct 3, 2022
Title Company	OMEGA NATIONAL TITLE AGENCY LLC, OMEGA NATIONAL TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,920.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2000 45TH TER SW, 2000, NAPLES, FL 34116-5830

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2000 45TH TER SW, NAPLES, FL 34116-5830

Mortgage

Document Number	0006175353
Date	Sep 19, 2022
Instrument	6175/353

Lender

Name	PANORAMA MORTGAGE GROUP LLC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2052

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	2000 45TH TER SW, NAPLES, FL 34116-5830
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2000 45TH TER SW, NAPLES, FL 34116-5830

Mortgage

Document Number	0058461645
Date	Nov 17, 2020
Book Page	5846/1645
Instrument	5955608

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	MOORPARK, CA 93021

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	332 Months
Due	Jul 1, 2048

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Jun 28, 2018
Property Address	2000 45TH TER SW, NAPLES, FL 34116-5830
Document Number	0055263130
Book / Page	5526 / 3130
Map Reference	MB5 PG65-77
Instrument Date	Jun 25, 2018
Instrument	5578282
Transaction Type	Transfer
Record Updated	Dec 30, 2021
Title Company	SECURITY TITLE & ABSTRACT LL

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,100.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	200 WEST ST # BLVD45TH, 200, NAPLES, FL 34108-2908

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2000 45TH TER SW, NAPLES, FL 34116-5830
Investor	Possibly a Property Investor

Mortgage

Document Number	0005578283
Date	Jun 28, 2018
Instrument	5578283

Lender

Name	GOLDWATER BANK NA
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2048

Tax Assessment & Valuation

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$462,082 (+7.09%) Land $195,856 Building $266,226	$462,082 (+7.09%) Land $195,856 Building $266,226
2025	$5,135.00 (+9.7%)	$431,499 (+8.07%) Land $132,964 Building $298,535	$431,499 (+8.07%) Land $132,964 Building $298,535
2023	$4,681.00 (+49.08%)	$399,291 (+38.72%) Land $214,788 Building $184,503	$399,291 (+11.82%) Land $214,788 Building $184,503
2022	$3,140.00 Homeowner's exemption	$287,842	$357,081 Land $163,776 Building $193,305

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Coastal	Yes
Nearest Special Flood Hazard Area	Zone AH, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 57 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	57 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLLIER COUNTY REGIONAL WTP serves 216,993 people · EPA ID FL5114069
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 390 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	8,000 / 8,000
AT&T Fiber	5,000 / 5,000
Ripple Fiber Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Hotwire Communications.

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