Collier County property record for 2072 45th Ter SW, Naples, FL 34116
| Property Type | Single Family Home |
|---|---|
| Details | 1,300 sqft · built 1971 |
| Lot Size | 0.26 acres (11,326 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,181 (2025) |
| Deeds & Mortgages | Dec 2017 Mortgage |
| Flood Zone | Zone AH (high risk) |
| APN | 321400 26 14B22 |
| Primary APN | 321400 26 14B22 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,300 sqft Living Area |
| 1st Floor Area | 1,300 sqft |
| Year Built | Built 1971 |
|---|---|
| Effective Year Built | Effective 1971 |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 11,326 sqft (0.26 acres) |
| Deck Area | 432 sqft |
| Street Address | 2072 45TH TER SW |
|---|---|
| City | NAPLES |
| State | FL |
| Zip | 34116-5830 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSF-3 |
| Legal Description | GOLDEN GATE UNIT 2 BLK 26 LOT 1 OR 1691 PG 2146 |
| Legal Range | 26 |
| Legal Township | 49 |
| Legal Section | 22 |
| Legal Subdivision | GOLDEN GATE CITY UNIT 2 |
| Legal Tract | 321400 |
| Legal Block | 26 |
| Legal Lot Number | 1 |
| Legal Unit | 2 |
| Jurisdiction | COLLIER FL |
| Township / Civil Division | NAPLES |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 10421 |
2072 45th Ter SW is owned and occupied by an individual.
Source: Collier County records, as of August 25, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2072 45TH TER SW, NAPLES, FL 34116-5830 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COLLIER FL |
| Property Address | 2072 45TH TER SW, NAPLES, FL 34116-5830 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | BOSTON NATIONAL TITLE LLC |
| Name | Verified Name |
|---|
| Document Number | 0054553396 |
|---|---|
| Date | Dec 7, 2017 |
| Book Page | 5455/3396 |
| Instrument | 5480148 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 1, 2047 |
The 2025 property tax bill for 2072 45th Ter SW was $1,181 with a homeowner's exemption.
Source: Collier County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Collier County |
| Unified School District | Collier County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $125,781 (+2.7%) | $360,956 (+11.55%) Land $210,336 Building $150,620 | |
| 2025 | $1,181.00 Homeowner's exemption | $122,474 | $323,581 Land $153,530 Building $170,051 |
| 2023 | $1,084.00 (+47.68%) Homeowner's exemption | $115,555 (+3%) | $350,615 (+19.66%) Land $248,010 Building $102,605 |
| 2022 | $734.00 Homeowner's exemption Disabled Person's exemption Senior Citizen's exemption Veteran's exemption | $112,189 | $293,008 Land $189,108 Building $103,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2072 45th Ter SW in Zone AH, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AH high risk · shallow ponding 1–3 ft |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 57 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 57 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2072 45th Ter SW is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | COLLIER COUNTY REGIONAL WTP serves 216,993 people · EPA ID FL5114069 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 9 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 390 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 8,000 / 8,000 |
| AT&T Fiber | 5,000 / 5,000 |
| Ripple Fiber Fiber | 2,000 / 2,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Hotwire Communications.
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