Lake County property record for 20776 Napa Ave, Middletown, CA 95461
| Property Type | Campground, RV Park |
|---|---|
| Lot Size | 2.53 acres (110,207 sqft) |
| Owner | Individual Name on File |
| Last Sale | $353,000 (Jun 2005) |
| Tax Bill | $5,753 (2026) |
| Deeds & Mortgages | Dec 2016 Loan Modification |
| Flood Zone | Zone AO (high risk) |
| APN | 014-105-100-000 |
| Primary APN | 014-105-100-000 |
|---|---|
| Alternative APN |
|
| Architectural Style | Mobile Home |
|---|---|
| Lot Area | 110,207 sqft |
| Old Parcel Number | 014-105-10 |
|---|---|
| Street Address | 20776 NAPA AVE |
| City | MIDDLETOWN |
| State | CA |
| Zip | 95461-9706 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Campground, RV Park |
| Local Zoning Code | SR |
| Legal Block | 3 |
| Jurisdiction | LAKE CA |
| Township / Civil Division | MIDDLETOWN |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 1302 |
20776 Napa Ave, a commercial property, is owned and occupied by an individual who bought it in June 2005.
Source: Lake County records, as of October 21, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 20776 NAPA AVE, MIDDLETOWN, CA 95461-9706 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 1, 2005 · Amount on File |
| Deed Sale | Jun 1, 2005 · Amount on File |
| Deed Document Number | 200515290 |
| Record Updated | Oct 29, 2026 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | LAKE CA |
| Property Address | 20776 NAPA AVE, MIDDLETOWN, CA 95461-9706 |
| Document Number | 0000001553 |
| Instrument Date | Dec 12, 2016 |
| Transaction Type | Mortgage |
| Record Updated | Jun 1, 2017 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 20776 NAPA AVE MIDDLETOWN CA 954619706, MIDDLETOWN, CA 95461-9706 |
| Document Number | 0000001553 |
|---|---|
| Date | Feb 6, 2017 |
| Instrument | 1553 |
| Name | WELLS FARGO BK |
|---|---|
| Type | Bank |
| Address | DES MOINES, IA 50328 |
| Amount | Amount on Record |
|---|---|
| Term | 480 Months |
| Due | Feb 5, 2057 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.5% |
The 2026 property tax bill for 20776 Napa Ave was $5,753 with a homeowner's exemption, up 1.8% from the year before.
Source: Lake County assessment roll, as of October 21, 2026
| Type | Name |
|---|---|
| State | California |
| County | Lake County |
| Unified School District | Middletown Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $5,753.00 (+1.75%) Homeowner's exemption | $501,875 (+2%) Land $248,806 Building $253,069 |
| 2025 | $5,654.00 Homeowner's exemption | $492,035 Land $243,928 Building $248,107 |
| 2023 | $5,482.00 (+0.81%) Homeowner's exemption | $472,931 Land $234,457 Building $238,474 |
| 2022 | $5,438.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 20776 Napa Ave in Zone AO, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective October 9, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AO high risk · sheet flow 1–3 ft |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 23 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 23 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 20776 Napa Ave is high, ranking above 87% of the US, with a 1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 87% of the US · above 68% of California |
|---|---|
| Wildfire Likelihood | 1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 147 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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