Lake County property record for 20716 Napa Ave, Middletown, CA 95461
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,896 sqft · built 1951 |
| Lot Size | 5.71 acres (248,728 sqft) |
| Owner | Individual Name on File |
| Last Sale | $300,000 (Nov 2016) |
| Tax Bill | $4,137 (2026) |
| Deeds & Mortgages | Mar 2021 Mortgage |
| Flood Zone | Zone AO (high risk) |
| APN | 014-470-110-000 |
| Primary APN | 014-470-110-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 1,896 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1951 |
|---|---|
| Effective Year Built | Effective 1975 |
| Construction Type | Wood |
| Lot Area | 248,728 sqft |
| Sewer | Connected |
|---|---|
| Water Source | Well |
| Street Address | 20716 NAPA AVE |
|---|---|
| City | MIDDLETOWN |
| State | CA |
| Zip | 95461-9706 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SR |
| Legal Block | 3 |
| Jurisdiction | LAKE CA |
| Township / Civil Division | MIDDLETOWN |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 1302 |
20716 Napa Ave is owned and occupied by an individual who acquired it in December 2020.
Source: Lake County records, as of October 21, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 20716 NAPA AVE, MIDDLETOWN, CA 95461-9706 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 22, 2016 · Amount on File |
| Deed Sale | Nov 22, 2016 · Amount on File |
| Deed Document Number | 201615478 |
| Last Transfer Date | Dec 22, 2020 |
| Transfer Doc | 0000004730 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE CA |
| Property Address | 20716 NAPA AVE, MIDDLETOWN, CA 95461-9706 |
| Transaction Type | Mortgage |
| Record Updated | Jun 16, 2021 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATIONAL AGENCY SLN |
| Name | Verified Name |
|---|---|
| Address | 20716 NAPA AVE, MIDDLETOWN, CA 95461-9706 |
| Document Number | 0000004731 |
|---|---|
| Date | Mar 17, 2021 |
| Instrument | 2021004731 |
| Name | MUTUAL OF OMAHA MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92108 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 358 Months |
| Due | Jan 1, 2051 |
The 2026 property tax bill for 20716 Napa Ave was $4,137 with a homeowner's exemption, up 1.8% from the year before.
Source: Lake County assessment roll, as of October 21, 2026
| Type | Name |
|---|---|
| State | California |
| County | Lake County |
| Unified School District | Middletown Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $4,137.00 (+1.82%) Homeowner's exemption | $355,133 (+2%) Land $171,647 Building $183,486 |
| 2025 | $4,063.00 Homeowner's exemption | $348,171 Land $168,282 Building $179,889 |
| 2023 | $3,937.00 (+0.92%) Homeowner's exemption | $334,653 Land $161,749 Building $172,904 |
| 2022 | $3,901.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 20716 Napa Ave in Zone AO, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective October 9, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AO high risk · sheet flow 1–3 ft |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 23 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 23 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 20716 Napa Ave is high, ranking above 89% of the US, with a 1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 89% of the US · above 70% of California |
|---|---|
| Wildfire Likelihood | 1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 147 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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