20761 137th Ave, Milaca, MN 56353 Property Records

Mille Lacs County property record for 20761 137th Ave, Milaca, MN 56353

Property Summary

Property Type	Single Family Home
Details	1,428 sqft · built 2018
Lot Size	4.47 acres (194,713 sqft)
Owner	2 Individual Names on Record
Last Sale	$300,000 (Aug 2018)
Tax Bill	$3,612 (2026)
Deeds & Mortgages	Feb 2021 Mortgage Sep 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`15-840-0140`

Property Details

APN / Parcel Number

Primary APN	`15-840-0140`

Interior

Building Area	1,428 sqft Total Area

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Lot Area	194,713 sqft (4.47 acres)
Garage Area	1,488 sqft
Parking Spaces	5 Parking Spaces
Porch	Slab

Location & Zoning

Street Address	20761 137TH AVE
City	MILACA
State	MN
Zip	56353-4679
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	4.47 AC
Legal Range	27
Legal Township	39
Legal Section	27
Legal Subdivision	TIBBETTS WILDERNESS
Legal Block	2
Legal Lot Number	5
Jurisdiction	MILLE LACS MN
Township / Civil Division	PAGE
Census Block Group	1
Census Block	1057
Census Tract	970300

Owner

Source: Mille Lacs County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	20761 137TH AVE, MILACA, MN 56353-4679
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 26, 2021	Deed of Trust, Mortgage · FHA Mortgage GUARANTEED RATE INC
Sep 29, 2017	Deed of Trust, Mortgage · Closed-End Mortgage FIRST NATIONAL BANK OF MILACA
Aug 31, 2018	Warranty Deed, Subdivision Related Transfer · FHA Mortgage GUARANTEED RATE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 31, 2018 · Amount on Record
Deed Sale	Aug 31, 2018 · Amount on Record
Deed Document Number	2018407886
Record Updated	Sep 20, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MILLE LACS MN
Property Address	20761 137TH AVE, MILACA, MN 56353-4679
Transaction Type	Mortgage
Record Updated	Aug 15, 2022
Title Company	RAVENSWOOD TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000A422888
Date	Feb 26, 2021
Instrument	A422888

Lender

Name	GUARANTEED RATE INC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2051

Interest

Rate Type	Fixed Rate

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MILLE LACS MN
Property Address	20761 137TH AVE, MILACA, MN 56353-4679
Transaction Type	Mortgage
Record Updated	Aug 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000A402739
Date	Sep 29, 2017
Instrument	A402739

Lender

Name	FIRST NATIONAL BANK OF MILACA
Type	Bank
Address	MILACA, MN 56353

Agreement

Type	Closed-End Mortgage
Amount	Amount Recorded
Term	62 Months
Due	Nov 28, 2022

August 2018: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	MILLE LACS MN
Recording Date	Aug 31, 2018
Property Address	20761 137TH AVE, MILACA, MN 56353-4679
Document Number	000A407886
Instrument Date	Aug 31, 2018
Instrument	A407886
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 15, 2022
Title Company	ABSTRACTS & TITLES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$990.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20761 137TH AVE, MILACA, MN 56353-4679

Mortgage

Document Number	000A407887
Date	Aug 31, 2018
Instrument	A407887

Lender

Name	GUARANTEED RATE INC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2048

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Mille Lacs County assessment roll, as of September 5, 2025

Property Jurisdictions

Type	Name
State	Minnesota
County	Mille Lacs County
County Subdivision	Page Township
Unified School District	Milaca Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,612.00 (-8.65%)
2025		$345,900 (-4.55%) Land $73,800 Building $272,100	$345,900 (-4.55%) Land $73,800 Building $272,100
2023	$3,954.00	$362,400 Land $62,300 Building $300,100	$362,400 Land $62,300 Building $300,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 78% of Minnesota
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Frontier DSL	10 / 1

May also be available: Verizon.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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