20669 137th Ave, Milaca, MN 56353 Property Records

Mille Lacs County property record for 20669 137th Ave, Milaca, MN 56353 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Year BuiltBuilt 2006
Square Footage870 sqft Total Area
Lot Size172,933 sqft (3.97 acres)
Garage726 sqft
OccupancyOwner Occupied
Last Sale$231,000 (2006)
Tax Bill$3,356.00 (2026)

Property Details

APN / Parcel Number

Primary APN15-840-0150

Interior

Building Area870 sqft Total Area
Basement Area870 sqft Basement

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2006
Lot Area172,933 sqft (3.97 acres)
Parking Spaces3 Parking Spaces
Garage Area726 sqft Garage
Shed1 Shed
Shed Area80 sqft Shed
Deck Area308 sqft Deck

Location & Zoning

Street Address20669 137TH AVE
CityMILACA
StateMN
Zip56353-4654
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Description3.97 AC
Legal Range27
Legal Township39
Legal Section27
Legal SubdivisionTIBBETTS WILDERNESS
Legal Block2
Legal Lot Number6
JurisdictionMILLE LACS MN
Minor Civil DivisionPAGE
Census Blockgroup1
Census Block1057
Census Tract970300

Owner

Source: Mille Lacs County records · APN 15-840-0150

Assessment roll updated September 5, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address20669 137TH AVE, MILACA, MN 56353-4654
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Nov 15, 2021Deed of Trust, Mortgage · Conventional Mortgage
SPIRE CU
Oct 26, 2020Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
CARDINAL FINANCIAL CO
May 02, 2019Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
CARDINAL FINANCIAL CO

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMar 03, 2006 · Amount on Record
Deed SaleMar 03, 2006 · Amount on Record
Prior SaleNov 02, 2005 · Amount on Record
Deed Doc Number2006330349
Last Transfer DateFeb 19, 2025
Transfer Doc0000444955
Record RefreshedSep 20, 2026

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMILLE LACS MN
Property Address20669 137TH AVE, MILACA, MN 56353-4654
Transaction TypeMortgage
Record UpdatedDec 08, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document NumberA428093
DateNov 15, 2021
InstrumentA428093
Lender
NameSPIRE CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term120 Months
DueNov 14, 2031
Interest
Rate TypeFixed Rate

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMILLE LACS MN
Property Address20669 137TH AVE, MILACA, MN 56353-4654
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document NumberA420176
DateOct 26, 2020
InstrumentA420176
Lender
NameCARDINAL FINANCIAL CO
TypeFunding / Finance Company
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueOct 01, 2050
Interest
Rate TypeFixed Rate

May 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMILLE LACS MN
Property Address20669 137TH AVE, MILACA, MN 56353-4654
Transaction TypeMortgage
Record UpdatedMay 22, 2019

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document NumberA411305
DateMay 02, 2019
InstrumentA411305
Lender
NameCARDINAL FINANCIAL CO
TypeFunding / Finance Company
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueMay 01, 2049
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Mille Lacs County records · Assessment roll updated September 5, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyMille Lacs County
County SubdivisionPage Township
Unified School DistrictMilaca Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$3,356.00 (-7.7%)
2025$324,000 (-4.28%) Land $72,800 Building $251,200$324,000 (-4.28%) Land $72,800 Building $251,200
2023$3,636.00$338,500 Land $61,900 Building $276,600$338,500 Land $61,900 Building $276,600

Flood & Wildfire

20669 137th Ave is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Moderate risk).

Flood

Source: FEMA National Flood Hazard Layer · Mille Lacs County (27095C), updated March 4, 2013

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesModerate
49th percentile of exposed land nationally · 78th in Minnesota
Wildfire LikelihoodModerate — about 1 in 1,010 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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