20646 137th Ave, Milaca, MN 56353 Property Records

Mille Lacs County property record for 20646 137th Ave, Milaca, MN 56353

Property Summary

Property Type	Single Family Home
Details	2,184 sqft · built 2019
Lot Size	5.02 acres (218,671 sqft)
Owner	2 Individual Names on Record
Last Sale	$18,000 (Jun 2019)
Tax Bill	$4,470 (2026)
Deeds & Mortgages	Feb 2024 Line of Credit Nov 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`15-840-0200`

Property Details

APN / Parcel Number

Primary APN	`15-840-0200`

Interior

Building Area	2,184 sqft Total Area

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Lot Area	218,671 sqft (5.02 acres)
Garage Type	Mixed
Garage Area	4,500 sqft
Parking Spaces	7 Parking Spaces
Porch	Slab

Location & Zoning

Street Address	20646 137TH AVE
City	MILACA
State	MN
Zip	56353-4654
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	5.02 AC
Legal Range	27
Legal Township	39
Legal Section	27
Legal Subdivision	TIBBETTS WILDERNESS
Legal Block	3
Legal Lot Number	3
Jurisdiction	MILLE LACS MN
Township / Civil Division	PAGE
Census Block Group	1
Census Block	1055
Census Tract	970300

Owner

Source: Mille Lacs County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	20646 137TH AVE, MILACA, MN 56353-4654
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 6, 2024	Deed of Trust, Mortgage · Line of Credit US BANK NA
Nov 10, 2021	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Sep 29, 2017	Deed of Trust, Mortgage · Closed-End Mortgage FIRST NATIONAL BANK OF MILACA
Aug 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Jun 11, 2019	Warranty Deed, Construction Loan · Construction Mortgage US BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 11, 2019 · Amount on Record
Deed Sale	Jun 11, 2019 · Amount on Record
Deed Document Number	2019411743
Record Updated	Sep 20, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MILLE LACS MN
Property Address	20646 137TH AVE, MILACA, MN 56353-4654
Transaction Type	Mortgage
Record Updated	Feb 21, 2024
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20646 137TH AVE, MILACA, MN 56353-4654

Mortgage

Document Number	000A439851
Date	Feb 6, 2024
Instrument	A439851

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Feb 10, 2054

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MILLE LACS MN
Property Address	20646 137TH AVE, MILACA, MN 56353-4654
Transaction Type	Mortgage
Record Updated	Dec 8, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A428037
Date	Nov 10, 2021
Instrument	A428037

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2051

Interest

Rate Type	Fixed Rate

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MILLE LACS MN
Property Address	20646 137TH AVE, MILACA, MN 56353-4654
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A402739
Date	Sep 29, 2017
Instrument	A402739

Lender

Name	FIRST NATIONAL BANK OF MILACA
Type	Bank
Address	MILACA, MN 56353

Agreement

Type	Closed-End Mortgage
Amount	Amount Recorded
Term	62 Months
Due	Nov 28, 2022

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MILLE LACS MN
Property Address	20646 137TH AVE, MILACA, MN 56353-4654
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A418942
Date	Aug 28, 2020
Instrument	A418942

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2050

Interest

Rate Type	Fixed Rate

June 2019: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	MILLE LACS MN
Recording Date	Jun 11, 2019
Property Address	20646 137TH AVE, MILACA, MN 56353-4654
Document Number	A411743
Instrument Date	May 28, 2019
Instrument	A411743
Transaction Type	Construction Loan
Record Updated	Aug 23, 2021
Title Company	HOME SECURITY ABSTRACT & TIT

Transaction

Amount	Amount Recorded
Tax	$59.40
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	20646 137TH AVE, MILACA, MN 56353-4654

Mortgage

Document Number	A411744
Date	Jun 11, 2019
Instrument	A411744

Lender

Name	US BANK NA

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Mille Lacs County assessment roll, as of September 5, 2025

Property Jurisdictions

Type	Name
State	Minnesota
County	Mille Lacs County
County Subdivision	Page Township
Unified School District	Milaca Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,470.00 (+8.97%)
2025		$419,500 (+8.34%) Land $75,500 Building $344,000	$419,500 (+8.34%) Land $75,500 Building $344,000
2023	$4,102.00	$387,200 Land $63,700 Building $323,500	$387,200 Land $63,700 Building $323,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 76% of Minnesota
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Verizon Fixed Wireless	25 / 6
Frontier DSL	10 / 1

Cell Coverage

5G (outdoors only) and 4G LTE

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