2076 Olde Towne Ave, Miramar Beach, FL 32550 Property Records

Walton County property record for 2076 Olde Towne Ave, Miramar Beach, FL 32550

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,308 sqft · built 1994
Lot Size	0.199 acres (8,660 sqft)
Owner	2 Individual Names on File
Last Sale	$560,000 (Mar 2020)
Tax Bill	$7,034 (2025)
Deeds & Mortgages	Mar 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`25-2S-21-42600-000-2076`

Property Details

APN / Parcel Number

Primary APN	`25-2S-21-42600-000-2076`
Alternative APNs	`25-221-42600-000-2076` `1048199`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,308 sqft Living Area
Gross Area	2,956 sqft
1st Floor Area	1,435 sqft
Flooring	Tile
Interior Walls	Custom/Decorative

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Exterior Material	Concrete
Roof Type	Cathedral/Clerestory
Roof Material	Other
Lot Area	8,660 sqft (0.199 acres)
Lot Dimensions	142 ft deep x 61 ft wide
Garage Type	Attached
Garage Area	231 sqft
Driveway	Brick Driveway
Porch	Finished/Open Porch
Porch Area	417 sqft
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2076 OLDE TOWNE AVE
City	MIRAMAR BEACH
State	FL
Zip	32550-4524
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SD
Legal Description	LOT 2076 OLDE TOWNE AT SANDESTIN PHASE 1 OR 907-162 OR 2492-871 OR 2807-1951 OR 2807-1954 OR 3138-1687
Legal Range	021
Legal Township	02S
Legal Section	25
Legal Subdivision	SANDESTIN PHASE 1
Legal Phase	1
Legal Block	20
Legal Lot Number	2076
Jurisdiction	WALTON FL
Township / Civil Division	WALTON BEACHES
Census Block Group	2
Census Block	2000
Census Tract	950607

Owner

2076 Olde Towne Ave is owned by two individuals who bought it in March 2020.

Source: Walton County records, as of December 3, 2025

Owner of Record	2 Individual Names on File
Mailing Address	3629 SHANDWICK PL, BIRMINGHAM, AL 35242-6418
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 30, 2020 · Amount on File
Deed Sale	Mar 30, 2020 · Amount on File
Prior Sale	Dec 22, 2008
Deed Document Number	202011453
Deed Book / Page	3138 / 1687
Prior Transfer Date	Nov 3, 2008
Prior Transfer Doc	0028071951
Record Updated	Jun 8, 2026

March 2020: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Mar 30, 2020
Property Address	2076 OLDE TOWNE AVE, MIRAMAR BEACH, FL 32550-4524
Document Number	0031381687
Book / Page	3138 / 1687
Map Reference	MB 8 PG 48
Instrument Date	Mar 11, 2020
Instrument	20200011453
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 2, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,920.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9400 RIVER CROSSING BLVD # BLVD102, 9400, NEW PORT RICHEY, FL 34655-6033

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3629 SHANDWICK PL, BIRMINGHAM, AL 35242-6418

Mortgage

Document Number	0031381689
Date	Mar 30, 2020
Instrument	3138/1689

Lender

Name	REGIONS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 2076 Olde Towne Ave was $7,034, down 3.9% from the year before.

Source: Walton County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,034.00 (-3.89%)	$782,001 Land $440,000 Building $342,001	$782,001 Land $440,000 Building $342,001
2024	$7,319.00 (+1.19%)
2023	$7,233.00 (+24.43%)	$972,540 (+43.65%) Land $327,000 Building $645,540	$972,540 (+43.65%) Land $327,000 Building $645,540
2022	$5,813.00	$677,039 Land $200,346 Building $476,693	$677,039 Land $200,346 Building $476,693

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2076 Olde Towne Ave in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 65 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	271 units insured incl. 206 condo units
Nearby Flood Claims	1 (2014)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2014 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2076 Olde Towne Ave is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH WALTON UTILITY COMPANY private · serves 26,668 people · EPA ID FL1660615
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 151 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Fiber	2,000 / 35
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Mediacom Xtream, Wildstar Networks.

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