2073 Olde Towne Ave, Miramar Beach, FL 32550 Property Records

Walton County property record for 2073 Olde Towne Ave, Miramar Beach, FL 32550

Property Summary

Property Type	Vacant Land
Details	3 bd · 3 ba · 2,519 sqft · built 1992
Lot Size	0.197 acres (8,581 sqft)
Owner	Individual Name on Record
Last Sale	$649,000 (Sep 2025)
Tax Bill	$3,592 (2025)
Deeds & Mortgages	May 2026 Construction Loan Sep 2022 Re-recorded Document + 1 more
Flood Zone	Zone X (minimal risk)
APN	`25-2S-21-42600-000-2073`

Property Details

APN / Parcel Number

Primary APN	`25-2S-21-42600-000-2073`
Alternative APNs	`25-221-42600-000-2073` `1048196`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,519 sqft Living Area
1st Floor Area	1,539 sqft
Flooring	Tile
Interior Walls	Custom/Decorative
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1994
Exterior Material	Wood
Roof Type	Cathedral/Clerestory
Roof Material	Other
Lot Area	8,581 sqft (0.197 acres)
Lot Dimensions	138 ft deep x 62 ft wide
Garage Type	Detached
Garage Area	252 sqft
Driveway	Brick Driveway

Exterior Amenities

Porch	Florida Room
Porch Area	1,507 sqft
Deck Area	Deck Area
Arbor/Pergola	Arbor/Pergola

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2073 OLDE TOWNE AVE
City	MIRAMAR BEACH
State	FL
Zip	32550-4591
Property Category	Vacant Land
Property Type	Vacant Land > Uncategorized
Local Zoning Code	SD
Legal Description	LOT 2073 OLDE TOWNE AT SANDESTIN PH I PB 8-48 OR 719-337 OR 3015-1739 OR 3266-4311 OR 3369-3196
Legal Range	021
Legal Township	02S
Legal Section	25
Legal Subdivision	SANDESTIN PH I
Legal Phase	1
Legal Block	20
Legal Lot Number	2073
Jurisdiction	WALTON FL
Township / Civil Division	WALTON BEACHES
Census Block Group	2
Census Block	2000
Census Tract	950607

Owner

Source: Walton County records, as of June 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	8567 TURNBERRY DR, MIRAMAR BEACH, FL 32550-7864
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 14, 2026	Deed of Trust, Mortgage · Construction Mortgage VYSTAR CREDIT UNION
Sep 16, 2022	Re-recorded Document ATTORNEY ONLY, ATTORNEY
Oct 1, 2021	Quit Claim Deed, Transfer ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 3, 2025 · Amount on Record
Deed Sale	Sep 3, 2025 · Amount on Record
Prior Sale	Jul 13, 2016 · Amount on Record
Deed Document Number	202531486
Deed Book / Page	3369 / 3196
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Recording Date	May 14, 2026
Property Address	2073 OLDE TOWNE AVE, MIRAMAR BEACH, FL 32550-4591
Document Number	0033981576
Book / Page	3398 / 1576
Instrument Date	May 12, 2026
Instrument	202619710
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8567 TURNBERRY DR, MIRAMAR BEACH, FL 32550-7864

Mortgage

Document Number	0000019710,
Date	May 14, 2026
Book Page	3398/1576
Instrument	202619710

Lender

Name	VYSTAR CREDIT UNION

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	373 Months
Due	Jun 1, 2057

Interest

Rate Type	Adjustable Rate
Rate	5%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

September 2022: Re-recorded Document

Document Type	Re-recorded Document
Jurisdiction	WALTON FL
Recording Date	Sep 16, 2022
Property Address	2073 OLDE TOWNE AVE, MIRAMAR BEACH, FL 32550-4591
Document Number	0032664311
Book / Page	3266 / 4311
Map Reference	MB 8 PG 48
Instrument Date	Aug 21, 2022
Instrument	20220041564
Record Updated	Feb 20, 2024
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2073 OLDE TOWNE AVE, MIRAMAR BEACH, FL 32550-4591

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2073 OLDE TOWNE AVE, MIRAMAR BEACH, FL 32550-4591

October 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OKALOOSA FL
Recording Date	Oct 1, 2021
Property Address	2073 OLDE TOWNE AVE, MIRAMAR BEACH, FL 32550-4591
Document Number	0035773444
Book / Page	3577 / 3444
Map Reference	MB 8 PG 48
Instrument Date	Aug 21, 2021
Instrument	3493461
Transaction Type	Transfer
Record Updated	Oct 19, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2073 OLDE TOWNE AVE, 2073, MIRAMAR BEACH, FL 32550-4591

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2073 OLDE TOWNE AVE, MIRAMAR BEACH, FL 32550-4591

Tax Assessment & Valuation

Source: Walton County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,592.00 (+20.29%)	$440,000 (+34.56%) Land $440,000	$440,000 (+34.56%) Land $440,000
2024	$2,986.00 (+0.5%)
2023	$2,971.00 (-50.98%)	$327,000 (-54.68%) Land $327,000	$327,000 (-54.68%) Land $327,000
2022	$6,061.00	$721,556 Land $200,346 Building $521,210	$721,556 Land $200,346 Building $521,210

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 65 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	271 units insured incl. 206 condo units
Nearby Flood Claims	1 (2014)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2014 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH WALTON UTILITY COMPANY private · serves 26,668 people · EPA ID FL1660615
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 151 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Fiber	2,000 / 35
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Mediacom Xtream, Wildstar Networks.

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