2075 Olde Towne Ave, Miramar Beach, FL 32550 Property Records

Walton County property record for 2075 Olde Towne Ave, Miramar Beach, FL 32550

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,945 sqft · built 1991
Lot Size	0.199 acres (8,668 sqft)
Owner	Individual Name on Record
Last Sale	$538,000 (Oct 2015)
Tax Bill	$6,912 (2025)
Deeds & Mortgages	Nov 2025 Line of Credit Feb 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`25-2S-21-42600-000-2075`

Property Details

APN / Parcel Number

Primary APN	`25-2S-21-42600-000-2075`
Alternative APNs	`25-221-42600-000-2075` `1048198`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,945 sqft Living Area
Gross Area	2,494 sqft
1st Floor Area	1,176 sqft
Flooring	Tile
Interior Walls	Custom/Decorative

Exterior

Year Built	Built 1991
Effective Year Built	Effective 2005
Exterior Material	Concrete
Roof Type	Cathedral/Clerestory
Roof Material	Other
Lot Area	8,668 sqft (0.199 acres)
Lot Dimensions	142 ft deep x 61 ft wide
Driveway	Brick Driveway

Exterior Amenities

Porch	Finished/Open Porch
Porch Area	549 sqft
Deck Area	Deck Area
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2075 OLDE TOWNE AVE
City	MIRAMAR BEACH
State	FL
Zip	32550-4591
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SD
Legal Description	LOT 2075 PH 1 OF OLDE TOWNE AT SANDESTIN PB 8-48 OR 1721-433 OR 24431 OR 2527-404 OR 2830-1780 OR 2900-1975 OR 2964-558 OR 2992-2860 OR 3182-3715
Legal Range	021
Legal Township	02S
Legal Section	25
Legal Subdivision	SANDESTIN
Legal Phase	1
Legal Block	20
Legal Lot Number	2075
Jurisdiction	WALTON FL
Township / Civil Division	WALTON BEACHES
Census Block Group	2
Census Block	2000
Census Tract	950607

Owner

Source: Walton County records, as of December 3, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2075 OLDE TOWNE AVE, MIRAMAR BEACH, FL 32550-4591
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 13, 2025	Deed of Trust, Mortgage · Line of Credit PENTAGON FCU
Feb 11, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage LOW VA RATES LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 13, 2015 · Amount on Record
Deed Sale	Oct 13, 2015 · Amount on Record
Prior Sale	Nov 10, 2014 · Amount on Record
Deed Document Number	20151341703
Deed Book / Page	2992 / 2860
Last Transfer Date	Feb 5, 2021
Transfer Doc	0031823715
Record Updated	Jun 8, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	2075 OLDE TOWNE AVE, MIRAMAR BEACH, FL 32550-4591
Transaction Type	Mortgage
Record Updated	Nov 28, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2075 OLDE TOWNE AVE, MIRAMAR BEACH, FL 32550-4591

Mortgage

Document Number	0033772611
Date	Nov 13, 2025
Book Page	3377/2611
Instrument	20250042018

Lender

Name	PENTAGON FCU
Type	Credit Union
Address	MC LEAN, VA 22102

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Nov 22, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WALTON FL
Recording Date	Feb 11, 2021
Property Address	2075 OLDE TOWNE AVE, MIRAMAR BEACH, FL 32550-4591
Document Number	0031823715
Book / Page	3182 / 3715
Map Reference	MB 2084 PG 127
Instrument Date	Feb 5, 2021
Instrument	20210006588
Transaction Type	Transfer
Record Updated	Feb 20, 2024
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2075 OLDE TOWNE AVE, MIRAMAR BEACH, FL 32550-4591

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2075 OLDE TOWNE AVE, MIRAMAR BEACH, FL 32550-4591

Mortgage

Document Number	0031823719
Date	Feb 11, 2021
Instrument	3182/3719

Lender

Name	LOW VA RATES LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2051

Tax Assessment & Valuation

Source: Walton County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,912.00 (-14.16%) Homeowner's exemption	$803,591 (-18.69%) Land $440,000 Building $363,591	$803,591 (-18.69%) Land $440,000 Building $363,591
2024	$8,052.00 (+1.98%)
2023	$7,896.00 (+22.65%)	$988,252 (+42.24%) Land $327,000 Building $661,252	$988,252 (+42.24%) Land $327,000 Building $661,252
2022	$6,438.00	$694,763 Land $200,346 Building $494,417	$694,763 Land $200,346 Building $494,417

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 65 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	271 units insured incl. 206 condo units
Nearby Flood Claims	1 (2014)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2014 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH WALTON UTILITY COMPANY private · serves 26,668 people · EPA ID FL1660615
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 151 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Fiber	2,000 / 35
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Mediacom Xtream, Wildstar Networks.

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