Union County and Scotch Plains Township property record for 2075 Prospect Ave, Scotch Plains, NJ 07076
| Property Type | Single Family Home |
|---|---|
| Details | 1,645 sqft · built 1906 |
| Lot Size | 0.115 acres (5,001 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $8,929 (2025) |
| Deeds & Mortgages | Oct 2021 Mortgage Oct 2021 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 16-02802-0000-00020 |
| Primary APN | 16-02802-0000-00020 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 1,645 sqft Living Area |
| Year Built | Built 1906 |
|---|---|
| Effective Year Built | Effective 1906 |
| Construction Type | Frame |
| Lot Area | 5,001 sqft (0.115 acres) |
| Lot Dimensions | 100 ft deep x 50 ft wide |
| Account Number | 165900 |
|---|---|
| Street Address | 2075 PROSPECT AVE |
| City | SCOTCH PLAINS |
| State | NJ |
| Zip | 07076-1370 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-3A |
| Legal Subdivision | STANBURY FARM |
| Legal Block | 2802 |
| Legal Lot Number | 20 |
| Jurisdiction | UNION NJ |
| Township / Civil Division | SCOTCH PLAINS |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 38400 |
2075 Prospect Ave is owned and occupied by an individual who acquired it in October 2021.
Source: Union County and Scotch Plains Township records, as of July 8, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2075 PROSPECT AVE, SCOTCH PLAINS, NJ 07076-1370 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 18, 2021 | Deed of Trust, Mortgage · FHA Mortgage PARAMOUNT RESIDENTIAL MORTGAGE GROUP INC |
| Oct 18, 2021 | Intrafamily Transfer, Transfer FIRST AMERICAN TITLE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 18, 2021 |
| Deed Sale | Oct 18, 2021 |
| Prior Sale | Dec 23, 2013 · Amount on File |
| Deed Document Number | 202110562 |
| Deed Book / Page | 6435 / 179 |
| Prior Transfer Date | Oct 5, 2021 |
| Prior Transfer Doc | 0064350179 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NJ |
| Property Address | 2075 PROSPECT AVE, SCOTCH PLAINS, NJ 07076-1370 |
| Transaction Type | Mortgage |
| Record Updated | Apr 11, 2024 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO |
| Name | Verified Name |
|---|
| Document Number | 0150810086 |
|---|---|
| Date | Oct 18, 2021 |
| Book Page | 15081/86 |
| Instrument | 23085 |
| Name | PARAMOUNT RESIDENTIAL MORTGAGE GROUP INC |
|---|---|
| Type | Mortgage Company |
| Address | CORONA, CA 92879 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2051 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | UNION NJ |
| Recording Date | Oct 18, 2021 |
| Property Address | 2075 PROSPECT AVE, SCOTCH PLAINS, NJ 07076-1370 |
| Document Number | 0064350179 |
| Book / Page | 6435 / 179 |
| Instrument Date | Oct 5, 2021 |
| Instrument | 10562 |
| Transaction Type | Transfer |
| Record Updated | Nov 3, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2075 PROSPECT AVE, 2075, SCOTCH PLAINS, NJ 07076-1370 |
| Name | Verified Name |
|---|---|
| Address | 2075 PROSPECT AVE, SCOTCH PLAINS, NJ 07076-1370 |
The 2025 property tax bill for 2075 Prospect Ave was $8,929, up 4.9% from the year before.
Source: Union County and Scotch Plains Township assessment roll, as of July 8, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Union County |
| County Subdivision | Scotch Plains Township |
| Unified School District | Scotch Plains-Fanwood Regional School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $72,300 (-) Land $24,400 Building $47,900 | $72,300 (-) Land $24,400 Building $47,900 | |
| 2025 | $8,929.00 (+4.95%) | $72,300 Land $24,400 Building $47,900 | $72,300 Land $24,400 Building $47,900 |
| 2024 | $8,508.00 | ||
| 2023 | $72,300 Land $24,400 Building $47,900 | $72,300 Land $24,400 Building $47,900 | |
| 2022 | $8,159.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2075 Prospect Ave in Zone X, an area of minimal flood risk, though there have been 15 flood claims nearby since 1996.
Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 10 policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 15 (1996–2025) |
| Claims Outside the SFHA | 10 of 15 |
| Most Recent Claim | Jul 2025 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2075 Prospect Ave is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 408 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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