Union County and Scotch Plains Township property record for 2065 Prospect Ave, Scotch Plains, NJ 07076
| Property Type | Single Family Home |
|---|---|
| Details | 2,520 sqft · built 1910 |
| Lot Size | 0.23 acres (10,001 sqft) |
| Owner | Individual Name on File |
| Last Sale | $850,000 (Aug 2026) |
| Tax Bill | $12,511 (2025) |
| Deeds & Mortgages | Oct 2026 Sale Aug 2026 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 16-02802-0000-00022 |
| Primary APN | 16-02802-0000-00022 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,520 sqft Living Area |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1910 |
| Construction Type | Frame |
| Lot Area | 10,001 sqft (0.23 acres) |
| Lot Dimensions | 100 ft deep x 100 ft wide |
| Garage Type | Detached |
| Parking Spaces | 2 Parking Spaces |
| Account Number | 166100 |
|---|---|
| Street Address | 2065 PROSPECT AVE |
| City | SCOTCH PLAINS |
| State | NJ |
| Zip | 07076-1370 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-3A |
| Legal Subdivision | STANBERY FARM |
| Legal Block | 2802 |
| Legal Lot Number | 22 |
| Jurisdiction | UNION NJ |
| Township / Civil Division | SCOTCH PLAINS |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 38400 |
2065 Prospect Ave is owned by an individual who bought it in August 2026.
Source: Union County and Scotch Plains Township records, as of October 21, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 16 GRANT ST, 1, LITTLE FERRY, NJ 07643-1353 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 6, 2026 | Deed, Transfer NONE LISTED ON DOCUMENT |
| Aug 18, 2026 | Deed, Transfer · Conventional Mortgage TITLE AGENCY, BALANCE TITLE AGENCY |
| Aug 8, 2022 | Deed, Transfer · Conventional Mortgage AMERICAN FEDERAL MORTGAGE CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 18, 2026 · Amount on File |
| Deed Sale | Aug 18, 2026 · Amount on File |
| Prior Sale | Aug 8, 2022 · Amount on File |
| Deed Document Number | 202657221 |
| Deed Book / Page | 6629 / 2430 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | UNION NJ |
| Recording Date | Oct 6, 2026 |
| Property Address | 2065 PROSPECT AVE, SCOTCH PLAINS, NJ 07076-1370 |
| Document Number | 0000058431 |
| Book / Page | 6634 / 2629 |
| Instrument Date | Oct 5, 2026 |
| Instrument | 202658431 |
| Transaction Type | Transfer |
| Record Updated | Oct 20, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Limited Liability Partnership |
| Document Type | Deed |
|---|---|
| Jurisdiction | UNION NJ |
| Recording Date | Aug 18, 2026 |
| Property Address | 2065 PROSPECT AVE, SCOTCH PLAINS, NJ 07076-1370 |
| Document Number | 0000057221 |
| Book / Page | 6629 / 2430 |
| Instrument Date | Jul 28, 2026 |
| Instrument | 202657221 |
| Transaction Type | Transfer |
| Record Updated | Sep 8, 2026 |
| Title Company | TITLE AGENCY, BALANCE TITLE AGENCY |
| Amount | Amount on Record |
|---|---|
| Tax | $85,850.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Limited Liability Partnership |
| Document Number | 0000096072, |
|---|---|
| Date | Aug 18, 2026 |
| Book Page | 15845/2464 |
| Instrument | 202696072 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 19 Months |
| Due | Mar 1, 2028 |
| Max Rate | -1% |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | UNION NJ |
| Recording Date | Aug 8, 2022 |
| Property Address | 2065 PROSPECT AVE, SCOTCH PLAINS, NJ 07076-1370 |
| Document Number | 0064762401 |
| Book / Page | 6476 / 2401 |
| Instrument Date | Jul 29, 2022 |
| Instrument | 21143 |
| Transaction Type | Transfer |
| Record Updated | Aug 25, 2022 |
| Title Company | NOT AVAILABLE, ALLIED TITLE LLC SUITE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,897.90 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 19 SPORTSMAN BLVD, 19, HAMILTON, NJ 08690-3648 |
| Name | Verified Name |
|---|---|
| Address | 2065 PROSPECT AVE, SCOTCH PLAINS, NJ 07076-1370 |
| Investor | Possibly a Property Investor |
| Document Number | 0000041490 |
|---|---|
| Date | Aug 8, 2022 |
| Instrument | 41490 |
| Name | AMERICAN FEDERAL MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2052 |
The 2025 property tax bill for 2065 Prospect Ave was $12,511, up 4.9% from the year before.
Source: Union County and Scotch Plains Township assessment roll, as of July 8, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Union County |
| County Subdivision | Scotch Plains Township |
| Unified School District | Scotch Plains-Fanwood Regional School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $101,300 (-) Land $27,900 Building $73,400 | $101,300 (-) Land $27,900 Building $73,400 | |
| 2025 | $12,511.00 (+4.95%) | $101,300 Land $27,900 Building $73,400 | $101,300 Land $27,900 Building $73,400 |
| 2024 | $11,921.00 | ||
| 2023 | $101,300 Land $27,900 Building $73,400 | $101,300 Land $27,900 Building $73,400 | |
| 2022 | $11,431.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 2065 Prospect Ave in Zone X, an area of minimal flood risk, though there have been 15 flood claims nearby since 1996.
Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 10 policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 15 (1996–2025) |
| Claims Outside the SFHA | 10 of 15 |
| Most Recent Claim | Jul 2025 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2065 Prospect Ave is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 408 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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