Union County and Scotch Plains Township property record for 2064 Prospect Ave, Scotch Plains, NJ 07076
| Property Type | Single Family Home |
|---|---|
| Details | 2,296 sqft · built 2018 |
| Lot Size | 0.115 acres (5,001 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $700,000 (Jun 2018) |
| Tax Bill | $16,524 (2025) |
| Deeds & Mortgages | Mar 2021 Mortgage Mar 2020 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 16-02803-0000-00010 |
| Primary APN | 16-02803-0000-00010 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,296 sqft Living Area |
| 1st Floor Area | 2,296 sqft |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Architectural Style | Ranch |
| Construction Type | Frame |
| Lot Area | 5,001 sqft (0.115 acres) |
| Lot Dimensions | 100 ft deep x 50 ft wide |
| Garage Type | Detached |
| Parking Spaces | 1 Parking Space |
| Account Number | 167500 |
|---|---|
| Street Address | 2064 PROSPECT AVE |
| City | SCOTCH PLAINS |
| State | NJ |
| Zip | 07076-1369 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-3A |
| Legal Subdivision | STANBURY FARM |
| Legal Block | 2803 |
| Legal Lot Number | 10 |
| Jurisdiction | UNION NJ |
| Township / Civil Division | SCOTCH PLAINS |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 38400 |
2064 Prospect Ave is owned and occupied by two individuals who bought it in June 2018.
Source: Union County and Scotch Plains Township records, as of July 8, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2064 PROSPECT AVE, SCOTCH PLAINS, NJ 07076-1369 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 3, 2021 | Deed of Trust, Mortgage · Conventional Mortgage LOAN CABIN INC |
| Mar 31, 2020 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA |
| Jun 4, 2018 | Grant Deed, Transfer · Conventional Mortgage BANK OF AMERICA |
| May 15, 2017 | Deed of Trust, Mortgage · Line of Credit UNITY BK |
| May 15, 2017 | Loan Modification, Mortgage · Conventional Mortgage UNITY BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 4, 2018 · Amount on File |
| Deed Sale | Jun 4, 2018 · Amount on File |
| Prior Sale | Jan 17, 2017 · Amount on File |
| Deed Document Number | 2018300545 |
| Deed Book / Page | 6266 / 287 |
| Prior Transfer Date | Jan 19, 2015 |
| Prior Transfer Doc | 0060570756 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NJ |
| Property Address | 2064 PROSPECT AVE, SCOTCH PLAINS, NJ 07076-1369 |
| Transaction Type | Mortgage |
| Record Updated | Aug 20, 2021 |
| Title Company | NORTH SHORE TITLE |
| Name | Verified Name |
|---|
| Document Number | 0148982966 |
|---|---|
| Date | Mar 3, 2021 |
| Book Page | 14898/2966 |
| Instrument | 5868 |
| Name | LOAN CABIN INC |
|---|---|
| Type | Mortgage Company |
| Address | LOMBARD, IL 60148 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 296 Months |
| Due | Nov 1, 2045 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NJ |
| Property Address | 2064 PROSPECT AVE, SCOTCH PLAINS, NJ 07076-1369 |
| Document Number | 0146752166 |
| Instrument Date | Mar 31, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 12, 2020 |
| Title Company | STEWART TITLE, STEWART TITLE GUARANTY CO |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 2064 PROSPECT AVE SCOTCH PLAINS NJ 070761369, SCOTCH PLAINS, NJ 07076-1369 |
| Document Number | 0146752166 |
|---|---|
| Date | Apr 8, 2020 |
| Book Page | 014675/002166 |
| Instrument | 689578 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Apr 7, 2045 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | UNION NJ |
| Recording Date | Jun 4, 2018 |
| Property Address | 2064 PROSPECT AVE, SCOTCH PLAINS, NJ 07076-1369 |
| Document Number | 0062660287 |
| Book / Page | 006266 / 000287 |
| Instrument Date | May 22, 2018 |
| Instrument | 300545 |
| Transaction Type | Transfer |
| Record Updated | Dec 4, 2019 |
| Title Company | PROFESSIONAL ABSTRACT |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $700.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 2064 PROSPECT AVE SCOTCH PLAINS NJ 070761369, SCOTCH PLAINS, NJ 07076-1369 |
| Document Number | 144480451 |
|---|---|
| Date | Jun 4, 2018 |
| Book Page | 014448/000451 |
| Instrument | 657986 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 3, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NJ |
| Property Address | 2064 PROSPECT AVE, SCOTCH PLAINS, NJ 07076-1369 |
| Document Number | 0142790009 |
| Book / Page | 014279 / 000009 |
| Instrument Date | May 15, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jun 12, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 2064 PROSPECT AVE SCOTCH PLAINS NJ 070761369, SCOTCH PLAINS, NJ 07076-1369 |
| Document Number | 0142790009 |
|---|---|
| Date | May 30, 2017 |
| Book Page | 014279/000009 |
| Instrument | 641055 |
| Name | UNITY BK |
|---|---|
| Type | Bank |
| Address | CLINTON, NJ 08809 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 29, 2047 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | UNION NJ |
| Property Address | 2064 PROSPECT AVE, SCOTCH PLAINS, NJ 07076-1369 |
| Document Number | 0144270315 |
| Instrument Date | May 15, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Apr 24, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 2064 PROSPECT AVE SCOTCH PLAINS NJ 070761369, SCOTCH PLAINS, NJ 07076-1369 |
| Document Number | 0144270315 |
|---|---|
| Date | Apr 11, 2018 |
| Book Page | 014427/000315 |
| Instrument | 655844 |
| Name | UNITY BK |
|---|---|
| Type | Bank |
| Address | CLINTON, NJ 08809 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 10, 2048 |
The 2025 property tax bill for 2064 Prospect Ave was $16,524, up 4.9% from the year before.
Source: Union County and Scotch Plains Township assessment roll, as of July 8, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Union County |
| County Subdivision | Scotch Plains Township |
| Unified School District | Scotch Plains-Fanwood Regional School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $133,800 (-) Land $24,400 Building $109,400 | $133,800 (-) Land $24,400 Building $109,400 | |
| 2025 | $16,524.00 (+4.94%) | $133,800 Land $24,400 Building $109,400 | $133,800 Land $24,400 Building $109,400 |
| 2024 | $15,746.00 | ||
| 2023 | $133,800 Land $24,400 Building $109,400 | $133,800 Land $24,400 Building $109,400 | |
| 2022 | $15,099.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 2064 Prospect Ave in Zone X, an area of minimal flood risk, though there have been 15 flood claims nearby since 1996.
Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 10 policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 15 (1996–2025) |
| Claims Outside the SFHA | 10 of 15 |
| Most Recent Claim | Jul 2025 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2064 Prospect Ave is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 408 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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