Hubbard County property record for 20745 Ginger Rd, Park Rapids, MN 56470 · Last verified May 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 3 ba · 1,660 sqft · built 1998 |
| Lot Size | 2.83 acres (123,275 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $4,680 (2025) |
| Deeds & Mortgages | May 2019 Refinance |
| APN | 16.64.02700 |
| Primary APN | 16.64.02700 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 1,660 sqft Living Area |
| 1st Floor Area | 1,660 sqft |
| Basement Area | 1,240 sqft |
| Finished Basement | 1,240 sqft |
| Flooring | Hardwood |
| Interior Walls | Plywood |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 2008 |
| Exterior Material | Wood |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 123,275 sqft (2.83 acres) |
| Lot Width | 388 ft Width |
| Garage Area | 1,860 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 400 sqft |
| Parking Spaces | 7 Parking Spaces |
| Deck Area | 530 sqft |
|---|---|
| Patio Area | 440 sqft |
| Shed | 1 Shed |
| Shed Area | 35 sqft |
| Gazebo | 126 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Account Number | 31587 |
|---|---|
| Street Address | 20745 GINGER RD |
| City | PARK RAPIDS |
| State | MN |
| Zip | 56470-5252 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 2.83 AC LKE SHOREHAM SHORES LOT 27 BLK 1 |
| Legal Subdivision | SHOREHAM SHORES |
| Legal Block | 1 |
| Legal Lot Number | 27 |
| Jurisdiction | HUBBARD MN |
| Township / Civil Division | LAKE EMMA |
| Census Block Group | 2 |
| Census Block | 2030 |
| Census Tract | 70200 |
Source: Hubbard County records · APN 16.64.02700
Assessment roll updated May 14, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 20745 GINGER RD, PARK RAPIDS, MN 56470-5252 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HUBBARD MN |
| Property Address | 20745 GINGER RD, PARK RAPIDS, MN 56470-5252 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | A000402517 |
|---|---|
| Date | May 01, 2019 |
| Instrument | A000402517 |
| Name | TRUSTAR FEDERAL CREDIT UNION |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 85 Months |
| Due | Jun 01, 2026 |
Source: Hubbard County records · Assessment roll updated May 14, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Hubbard County |
| County Subdivision | Lake Emma Township |
| Unified School District | Park Rapids Public School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,680.00 (-41.44%) | $740,300 (+18.01%) Land $273,700 Building $466,600 | $740,300 (+18.01%) Land $273,700 Building $466,600 |
| 2022 | $7,992.00 | $627,300 Land $203,000 Building $424,300 | $627,300 Land $203,000 Building $424,300 |
Source: FEMA National Flood Hazard Layer · FEMA OpenFEMA NFIP redacted claims and policies, census block group 270570702002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (1999–2001) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Apr 2001, river or lake flooding, Severe Winter Storms, Flooding, And Tornadoes |
| Wildfire Risk | Low above 20% of the US · above 39% of Minnesota |
|---|---|
| Wildfire Likelihood | About 1 in 5,556 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 32 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Paul Bunyan Rural Telephone Cooperative | Fiber | 1,000 / 1,000 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
5G (outdoors only) and 4G LTE
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