Mecklenburg County property record for 20741 Lagoona Dr, Cornelius, NC 28031
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 5 ba · 3,730 sqft · built 1997 |
| Lot Size | 0.453 acres (19,775 sqft) |
| Owner | Company Name on Record |
| Last Sale | $1,190,000 (Feb 2020) |
| Tax Bill | $10,438 (2024) |
| Deeds & Mortgages | Oct 2025 Transfer May 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 001-701-14 |
| Primary APN | 001-701-14 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 5 Baths |
| Half Baths | 2 Half Baths |
| Stories | 2 Stories |
| Building Area | 3,730 sqft Heated Area |
| Gross Area | 5,372 sqft |
| 1st Floor Area | 1,746 sqft |
| Upper Floors Area | 808 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1997 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Brick |
| Foundation Type | Raised |
| Roof Material | Wood |
| Lot Area | 19,775 sqft (0.453 acres) |
| Garage Area | 484 sqft |
| Porch | Porch |
|---|---|
| Porch Area | 588 sqft |
| Deck Area | 352 sqft |
| Patio Area | 384 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Street Address | 20741 LAGOONA DR |
|---|---|
| City | CORNELIUS |
| State | NC |
| Zip | 28031-7115 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | GR |
| Legal Description | L45 M10-183 |
| Legal Subdivision | BISCAYNE PARK |
| Legal Lot Number | 45 |
| Jurisdiction | MECKLENBURG NC |
| Township / Civil Division | 10, LEMLEY |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 6218 |
Source: Mecklenburg County records, as of October 8, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 20741 LAGOONA DR, CORNELIUS, NC 28031-7115 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Oct 1, 2025 | Intrafamily Transfer, Transfer |
| May 7, 2021 | Deed of Trust, Mortgage · Conventional Mortgage PROSPERITY HOME MORTGAGE LLC |
| Feb 21, 2020 | Warranty Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE |
| Deed Names | 3 Names on Deed |
|---|---|
| Last Sale | Feb 21, 2020 · Amount on Record |
| Deed Sale | Feb 21, 2020 · Amount on Record |
| Prior Sale | Feb 21, 2020 · Amount on Record |
| Deed Document Number | 0000024508 |
| Deed Book / Page | 34302 / 95 |
| Last Transfer Date | Oct 1, 2025 |
| Transfer Doc | 0000099913 |
| Record Updated | Jun 8, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Oct 1, 2025 |
| Property Address | 20741 LAGOONA DR, CORNELIUS, NC 28031-7115 |
| Document Number | 0000099913 |
| Book / Page | 39899 / 361 |
| Map Reference | MB 10 PG 183&185 |
| Instrument Date | Aug 15, 2025 |
| Instrument | 2025099913 |
| Transaction Type | Transfer |
| Record Updated | Oct 9, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 20741 LAGOONA DR, CORNELIUS, NC 28031-7115 |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 20741 LAGOONA DR, CORNELIUS, NC 28031-7115 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 20741 LAGOONA DR, CORNELIUS, NC 28031-7115 |
| Transaction Type | Mortgage |
| Record Updated | May 25, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000091031 |
|---|---|
| Date | May 7, 2021 |
| Book Page | 36035/658 |
| Instrument | 2021091031 |
| Name | PROSPERITY HOME MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | CHANTILLY, VA 20151 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Feb 21, 2020 |
| Property Address | 20741 LAGOONA DR, CORNELIUS, NC 28031-7115 |
| Document Number | 0000024508 |
| Book / Page | 34302 / 95 |
| Map Reference | MB 10 PG 183-185 |
| Instrument Date | Feb 21, 2020 |
| Instrument | 2020024508 |
| Transaction Type | Transfer |
| Record Updated | Jun 15, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,380.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 7617 WINDALIERE DR, 7617, CORNELIUS, NC 28031-8739 |
| Name | Verified Name |
|---|---|
| Address | 13113 CHESTNUT OAK DR, DARNESTOWN, MD 20878-3554 |
| Document Number | 0000024509 |
|---|---|
| Date | Feb 21, 2020 |
| Instrument | 2020024509 |
| Name | MOVEMENT MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2050 |
Source: Mecklenburg County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Mecklenburg County |
| Municipality | Cornelius Town |
| Unified School District | Charlotte-Mecklenburg Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,590,800 Land $800,000 Building $790,800 | ||
| 2024 | $10,438.00 | ||
| 2023 | $1,590,800 Land $800,000 Building $790,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 21 policies |
| Nearby Flood Policies | 21 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 96% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 174 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Fiber · Cable in parts of the area | 1,000 / 1,000 |
| TDS Telecom Cable | 1,000 / 20 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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