20726 Lagoona Dr, Cornelius, NC 28031 Property Records

Mecklenburg County property record for 20726 Lagoona Dr, Cornelius, NC 28031

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,580 sqft · built 1976
Lot Size0.514 acres (22,424 sqft)
OwnerIndividual Name on Record
Last Sale$450,000 (Nov 2023)
Tax Bill$3,704 (2023)
Deeds & MortgagesNov 2023 Sale & Mortgage
Jun 2020 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN001-704-07

Property Details

APN / Parcel Number

Primary APN001-704-07

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories2 Stories
Building Area1,580 sqft Heated Area
1st Floor Area968 sqft
Upper Floors Area612 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1976
Architectural StyleOther
Exterior MaterialAluminum/Vinyl
Foundation TypeRaised
Roof MaterialAsphalt
Lot Area22,424 sqft (0.514 acres)
Deck Area112 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Old Parcel Number001-704-07
Street Address20726 LAGOONA DR
CityCORNELIUS
StateNC
Zip28031-7114
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeGR
Legal DescriptionL58 M10-183
Legal SubdivisionBISCAYNE PARK
Legal Lot Number58
JurisdictionMECKLENBURG NC
Township / Civil Division10, LEMLEY
Census Block Group1
Census Block1002
Census Tract6218

Owner

Source: Mecklenburg County records, as of November 17, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address20726 LAGOONA DR, CORNELIUS, NC 28031-7114
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 9, 2023Warranty Deed, Transfer · Conventional Mortgage
MOVEMENT MORTGAGE
Jun 15, 2020Warranty Deed, Transfer · Conventional with PMI
WELLS FARGO BK
Apr 20, 2018Warranty Deed, Transfer · Conventional Mortgage
PRIMARY RESIDENTIAL MORTGAGE INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 9, 2023 · Amount on Record
Deed SaleNov 9, 2023 · Amount on Record
Prior SaleApr 20, 2018 · Amount on Record
Deed Document Number2023106463
Deed Book / Page38475 / 790
Record UpdatedJun 7, 2026

November 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMECKLENBURG NC
Recording DateNov 9, 2023
Property Address20726 LAGOONA DR, CORNELIUS, NC 28031-7114
Document Number0000106463
Book / Page38475 / 790
Map ReferenceMB 10 PG 183
Instrument DateNov 9, 2023
Instrument2023106463
Transaction TypeTransfer
Record UpdatedNov 20, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$900.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address202 BARBOUR DR, MORGANTON, NC 28655-4509

Transferred To (Grantee/Buyer)

NameVerified Name
Address20726 LAGOONA DR, CORNELIUS, NC 28031-7114

Mortgage

Document Number0000106464
DateNov 9, 2023
Instrument2023106464
Lender
NameMOVEMENT MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2053

June 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMECKLENBURG NC
Recording DateJun 15, 2020
Property Address20726 LAGOONA DR, CORNELIUS, NC 28031-7114
Document Number0000087105
Book / Page034686 / 000001
Instrument DateJun 15, 2020
Instrument87105
Transaction TypeTransfer
Record UpdatedJul 3, 2020
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$602.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address20726 LAGOONA DR CORNELIUS NC 280317114, CORNELIUS, NC 28031-7114

Mortgage

Document Number87106
DateJun 15, 2020
Book Page034686/000003
Instrument87106
Lender
NameWELLS FARGO BK
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueJun 14, 2050

April 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMECKLENBURG NC
Recording DateApr 20, 2018
Property Address20726 LAGOONA DR, CORNELIUS, NC 28031-7114
Document Number0000047169
Book / Page32615 / 806
Map ReferenceMB10 PG183
Instrument DateApr 20, 2018
Instrument2018047169
Transaction TypeTransfer
Record UpdatedJun 15, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$544.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address20726 LAGOONA DR, 20726, CORNELIUS, NC 28031-7114

Transferred To (Grantee/Buyer)

NameVerified Name
Address20726 LAGOONA DR, CORNELIUS, NC 28031-7114
InvestorPossibly a Property Investor

Mortgage

Document Number0000047170
DateApr 20, 2018
Instrument2018047170
Lender
NamePRIMARY RESIDENTIAL MORTGAGE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2048

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
MunicipalityCornelius Town
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2023$3,704.00$436,400 Land $200,000 Building $236,400$436,400 Land $200,000 Building $236,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 21 policies
Nearby Flood Policies21 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 96% of North Carolina
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHARLOTTE WATER
serves 1,206,285 people · EPA ID NC0160010
Water SourceSurface water
Last State InspectionJul 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 174 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Spectrum
Fiber · Cable in parts of the area
1,000 / 1,000
TDS Telecom
Cable
1,000 / 20
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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