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20718 Lagoona Dr, Cornelius, NC 28031 Property Records

Mecklenburg County property record for 20718 Lagoona Dr, Cornelius, NC 28031

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,514 sqft · built 1988
Lot Size0.485 acres (21,133 sqft)
OwnerIndividual Name on File
Last Sale$229,000 (Jul 2013)
Tax Bill$4,236 (2023)
Deeds & MortgagesAug 2020 Mortgage
Aug 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN001-704-08

Property Details

APN / Parcel Number

Primary APN001-704-08

Interior

Bedrooms3 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area2,514 sqft Heated Area
Gross Area3,114 sqft
1st Floor Area1,650 sqft
Upper Floors Area864 sqft
FireplaceFireplace

Exterior

Year BuiltBuilt 1988
Architectural StyleOther
Exterior MaterialAluminum/Vinyl
Foundation TypeRaised
Roof MaterialAsphalt
Lot Area21,133 sqft (0.485 acres)
Garage Area576 sqft
PorchPorch
Porch Area24 sqft
Deck Area192 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Old Parcel Number001-704-08
Street Address20718 LAGOONA DR
CityCORNELIUS
StateNC
Zip28031-7114
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeGR
Legal DescriptionL57 M10-183
Legal SubdivisionBISCAYNE PARK
Legal Lot Number57
JurisdictionMECKLENBURG NC
Township / Civil Division10, LEMLEY
Census Block Group1
Census Block1002
Census Tract6218

Owner

20718 Lagoona Dr is owned and occupied by an individual who bought it in July 2013.

Source: Mecklenburg County records, as of May 24, 2023

Owner of RecordIndividual Name on File
Mailing Address20718 LAGOONA DR, CORNELIUS, NC 28031-7114
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 14, 2020Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LOANS LLC
Aug 25, 2017Deed of Trust, Mortgage · FHA Mortgage
PENNYMAC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 1, 2013 · Amount on File
Deed SaleJul 1, 2013 · Amount on File
Prior SaleAug 29, 2000 · Amount on File
Deed Document Number0028487631
Deed Book / Page28487 / 631
Record UpdatedJun 7, 2026

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address20718 LAGOONA DR, CORNELIUS, NC 28031-7114
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000127391
DateAug 14, 2020
Book Page34926/437
Instrument2020127391
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueSep 1, 2050

August 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address20718 LAGOONA DR, CORNELIUS, NC 28031-7114
Document Number0000117315
Book / Page032080 / 000001
Instrument DateAug 25, 2017
Transaction TypeMortgage
Record UpdatedSep 7, 2017
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address20718 LAGOONA DR CORNELIUS NC 280317114, CORNELIUS, NC 28031-7114

Mortgage

Document Number0000117315
DateAug 29, 2017
Book Page032080/000001
Instrument117315
Lender
NamePENNYMAC
AddressWESTLAKE VILLAGE, CA 91361
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueAug 28, 2047

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
MunicipalityCornelius Town
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Flood

FEMA maps place 20718 Lagoona Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 21 policies
Nearby Flood Policies21 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 20718 Lagoona Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 96% of North Carolina
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHARLOTTE WATER
serves 1,206,285 people · EPA ID NC0160010
Water SourceSurface water
Last State InspectionJul 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 174 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL		5,000 / 5,000
Spectrum
Fiber · Cable in parts of the area		1,000 / 1,000
TDS Telecom
Cable		1,000 / 20
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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