Santa Cruz County property record for 2074 Wharf Rd, Capitola, CA 95010
| Property Type | Condominium |
|---|---|
| Details | 2 bd · 2.5 ba · 1,227 sqft · built 1983 |
| Lot Size | 0.015 acres (653 sqft) |
| Owner | Individual Name on File |
| Last Sale | $175,000 (Jan 1996) |
| Tax Bill | $4,470 (2025) |
| Deeds & Mortgages | May 2023 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 035-281-05 |
| Primary APN | 035-281-05 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Building Area | 1,227 sqft Living Area |
| Gross Area | 1,647 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1983 |
|---|---|
| Effective Year Built | Effective 1983 |
| Architectural Style | Condo/Apartment |
| Construction Type | Wood |
| Roof Material | Wood Shingle |
| Lot Area | 653 sqft (0.015 acres) |
| Terrain | Steep |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 2074 WHARF RD |
|---|---|
| City | CAPITOLA |
| State | CA |
| Zip | 95010-2050 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Description | TRACT 943 UNIT B-5 |
| Legal Subdivision | RIVERVIEW CAPITOLA |
| Legal Tract | 943 |
| Legal Lot Number | 1 |
| Jurisdiction | SANTA CRUZ CA |
| Township / Civil Division | SANTA CRUZ |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 121701 |
2074 Wharf Rd, a condominium, is owned and occupied by an individual who acquired it in November 1996.
Source: Santa Cruz County records, as of August 19, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | PO BOX 174, APTOS, CA 95001-0174 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 9, 1996 · Amount on File |
| Deed Sale | Jan 9, 1996 · Amount on File |
| Deed Document Number | 19961244 |
| Deed Book / Page | 5781 / 725 |
| Last Transfer Date | Nov 21, 1996 |
| Transfer Doc | 0000064376 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | May 3, 2023 |
| Property Address | 2074 WHARF RD, CAPITOLA, CA 95010-2050 |
| Document Number | 0000007775 |
| Map Reference | MB 70 PG 5 |
| Instrument Date | May 3, 2023 |
| Instrument | 2023-0007775 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Living Trust |
| Address | PO BOX 174, APTOS, CA 95001-0174 |
The 2025 property tax bill for 2074 Wharf Rd was $4,470 with a homeowner's exemption.
Source: Santa Cruz County assessment roll, as of August 19, 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Cruz County |
| Municipality | Capitola City |
| Secondary School District | Santa Cruz City High School District (9-12) (09 - 12) |
| Elementary School District | Soquel Elementary School District (KG - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $296,542 (+2%) Land $148,271 Building $148,271 | ||
| 2025 | $4,470.00 Homeowner's exemption | $290,728 Land $145,364 Building $145,364 | |
| 2023 | $3,996.00 (+1.83%) Homeowner's exemption | $279,438 Land $139,719 Building $139,719 | $643,770 |
| 2022 | $3,924.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2074 Wharf Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective July 10, 2019
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 2074 Wharf Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOQUEL CREEK WATER DISTRICT serves 40,962 people · EPA ID CA4410017 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2023 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 752 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Surfnet Communications Fixed Wireless | 100 / 20 |
May also be available: AT&T, Cruzio, GeoLinks, T-Mobile, Verizon, Xfinity.
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