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2072 Wharf Rd, Capitola, CA 95010 Property Records

Santa Cruz County property record for 2072 Wharf Rd, Capitola, CA 95010

Property Summary

Property TypeCondominium
Details2 bd · 2 ba · 1,227 sqft · built 1983
Lot Size0.015 acres (653 sqft)
OwnerCompany Name on Record
Last Sale$279,000 (Feb 2000)
Tax Bill$6,038 (2025)
Deeds & MortgagesMay 2024 Transfer
Jul 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN035-281-06

Property Details

APN / Parcel Number

Primary APN035-281-06
Alternative APN
  • 035-281-06-000

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Building Area1,227 sqft Living Area
Gross Area1,647 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1983
Effective Year BuiltEffective 1983
Architectural StyleCondo/Apartment
Exterior MaterialWood Siding
Construction TypeWood
Roof MaterialWood Shingle
Lot Area653 sqft (0.015 acres)
TerrainSteep
Garage TypeAttached
Garage Area420 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address2072 WHARF RD
CityCAPITOLA
StateCA
Zip95010-2050
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning CodeRM3
Legal SubdivisionRIVERVIEW OF CAPITOLA OWNERS ASSOCIATION
Legal Lot Number1
JurisdictionSANTA CRUZ CA
Township / Civil DivisionSANTA CRUZ
Census Block Group3
Census Block3000
Census Tract121701

Owner

Source: Santa Cruz County records, as of August 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordCompany Name on Record
Mailing Address2072 WHARF RD, CAPITOLA, CA 95010-2050
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
May 3, 2024Intrafamily Transfer, Transfer
TWFG NATIONAL TITLE INSURANCE COMPANY, WFG NATIONAL TITLE INS CO
Jul 30, 2021Deed of Trust, Mortgage · Conventional Mortgage
JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 11, 2000 · Amount on Record
Deed SaleFeb 11, 2000 · Amount on Record
Prior SaleMay 16, 1995 · Amount on Record
Deed Document Number20007197
Last Transfer DateFeb 14, 2011
Transfer Doc0000008755
Record UpdatedSep 20, 2026

May 2024: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSANTA CRUZ CA
Recording DateMay 3, 2024
Property Address2072 WHARF RD, CAPITOLA, CA 95010-2050
Document Number0000008221
Instrument DateApr 29, 2024
Instrument2024-0008221
Transaction TypeTransfer
Record UpdatedMay 17, 2024
Title CompanyTWFG NATIONAL TITLE INSURANCE COMPANY, WFG NATIONAL TITLE INS CO

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address204 MONTEREY AVE, CAPITOLA, CA 95010-3231

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CRUZ CA
Property Address2072 WHARF RD, CAPITOLA, CA 95010-2050
Transaction TypeMortgage
Record UpdatedJul 25, 2022
Title CompanyAMROCK TITLE CALIFORNIA INC

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 554, SOQUEL, CA 95073-0554

Mortgage

Document Number0000040148
DateJul 30, 2021
Instrument2021-0040148
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
AddressCOLUMBUS, OH 43240
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueAug 1, 2036

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Cruz County
MunicipalityCapitola City
Secondary School DistrictSanta Cruz City High School District (9-12) (09 - 12)
Elementary School DistrictSoquel Elementary School District (KG - 08)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$437,400 (+2%) Land $218,700 Building $218,700
2025$6,038.00 (+10.95%) Homeowner's exemption$428,824 (+4.04%) Land $214,412 Building $214,412
2023$5,442.00 (+1.55%) Homeowner's exemption$412,172 Land $206,086 Building $206,086$634,500
2022$5,359.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 88% of California
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSOQUEL CREEK WATER DISTRICT
serves 40,962 people · EPA ID CA4410017
Water SourcePurchased surface water from several systems
Last State InspectionJun 2023
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 752 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Surfnet Communications
Fixed Wireless		100 / 20

May also be available: AT&T, Cruzio, GeoLinks, T-Mobile, Verizon, Xfinity.

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