2062 Wharf Rd, Capitola, CA 95010 Property Records

Santa Cruz County property record for 2062 Wharf Rd, Capitola, CA 95010

Property Summary

Property Type	Condominium
Details	2 bd · 2.5 ba · 1,227 sqft · built 1983
Lot Size	0.015 acres (653 sqft)
Owner	Individual Name on Record
Last Sale	$700,000 (Nov 2020)
Tax Bill	$9,772 (2025)
Deeds & Mortgages	Dec 2022 Transfer Nov 2020 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`035-281-10`

Property Details

APN / Parcel Number

Primary APN	`035-281-10`
Alternative APN	`035-281-10-000`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Building Area	1,227 sqft Living Area
Gross Area	1,647 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Effective Year Built	Effective 2000
Architectural Style	Condo/Apartment
Construction Type	Wood
Roof Material	Wood Shingle
Lot Area	653 sqft (0.015 acres)
Terrain	Steep
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	2062 WHARF RD
City	CAPITOLA
State	CA
Zip	95010-2050
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	PARCEL MAPS 69 PG 49 UNIT C-10 LOT 1
Legal Subdivision	RIVERVIEW
Legal Lot Number	1
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	SANTA CRUZ
Census Block Group	3
Census Block	3000
Census Tract	121701

Owner

Source: Santa Cruz County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	218 WHARF RD, CAPITOLA, CA 95010
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Dec 22, 2022	Intrafamily Transfer, Transfer
Nov 10, 2020	Grant Deed, Transfer · Conventional Mortgage FLAGSTAR BANK FSB
Sep 16, 2020	Affidavit of Death, Transfer ATTORNEY ONLY
May 22, 2018	Grant Deed, Transfer FIRST AMERICAN TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 10, 2020 · Amount on Record
Deed Sale	Nov 10, 2020 · Amount on Record
Prior Sale	May 22, 2018 · Amount on Record
Deed Document Number	202047217
Last Transfer Date	Dec 9, 2022
Transfer Doc	0000033575
Record Updated	Sep 20, 2026

December 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CRUZ CA
Recording Date	Dec 22, 2022
Property Address	2062 WHARF RD, CAPITOLA, CA 95010-2050
Document Number	0000033575
Map Reference	MB 70 PG 05
Instrument Date	Dec 9, 2022
Instrument	2022-0033575
Transaction Type	Transfer
Record Updated	Jan 3, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	30 KEYSTONE AVE, MORGAN HILL, CA 95037-4325

November 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Nov 10, 2020
Property Address	2062 WHARF RD, CAPITOLA, CA 95010-2050
Document Number	0000047217
Map Reference	MB 70 PG 5
Instrument Date	Nov 3, 2020
Instrument	2020-0047217
Transaction Type	Transfer
Record Updated	Aug 17, 2021
Title Company	CHICAGO TITLE INSURANCE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2062 WHARF RD, CAPITOLA, CA 95010-2050

Mortgage

Document Number	0000047218
Date	Nov 10, 2020
Instrument	2020-0047218

Lender

Name	FLAGSTAR BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

September 2020: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SANTA CRUZ CA
Recording Date	Sep 16, 2020
Property Address	2062 WHARF RD, CAPITOLA, CA 95010-2050
Document Number	0000036694
Instrument Date	Aug 11, 2020
Instrument	36694
Transaction Type	Transfer
Record Updated	Oct 7, 2020
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	100 N SIERRA MADRE ST MOUNTAIN HOUSE CA 953911142, MOUNTAIN HOUSE, CA 95391-1142

May 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	May 22, 2018
Property Address	2062 WHARF RD, CAPITOLA, CA 95010-2050
Document Number	0000015417
Instrument Date	May 17, 2018
Instrument	15417
Transaction Type	Transfer
Record Updated	Jun 7, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Tax	$753.50
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	9975 E ADRIANNE PL TUCSON AZ 857303156, TUCSON, AZ 85730-3156

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Municipality	Capitola City
Secondary School District	Santa Cruz City High School District (9-12) (09 - 12)
Elementary School District	Soquel Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$772,857 (+2%) Land $463,714 Building $309,143
2025	$9,772.00 (+1%) Homeowner's exemption	$757,703 (+4.04%) Land $454,622 Building $303,081
2023	$8,884.00 (+1.22%) Homeowner's exemption	$728,280 Land $436,968 Building $291,312	$681,840
2022	$8,777.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOQUEL CREEK WATER DISTRICT serves 40,962 people · EPA ID CA4410017
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 752 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Surfnet Communications Fixed Wireless	100 / 20

May also be available: AT&T, Cruzio, GeoLinks, T-Mobile, Verizon, Xfinity.

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