Will County property record for 20734 Cardinal Ct, Frankfort, IL 60423
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba |
| Lot Size | 0.55 acres (23,958 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $740,000 (Jan 2022) |
| Tax Bill | $23,727 (2025) |
| Deeds & Mortgages | Mar 2022 Mortgage Apr 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 19-09-22-101-010 |
| Primary APN | 19-09-22-101-010 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Lot Area | 23,958 sqft (0.55 acres) |
|---|---|
| Garage Type | Attached |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 20734 CARDINAL CT |
|---|---|
| City | FRANKFORT |
| State | IL |
| Zip | 60423-3106 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 16 IN ABBEY WOODS SUB UNIT 1, BEING A SUB OF PRT OF THE SW1/4 OF SEC 15, T35N-R12E BEING A SUB OF PRT OF THE NW/14 OF TH |
| Legal Range | 12E |
| Legal Township | 35N |
| Legal Section | 15 |
| Legal Subdivision | ABBEY WOODS UNIT 3 |
| Legal Lot Number | 16 |
| Legal Unit | 1 |
| Jurisdiction | WILL IL |
| Township / Civil Division | FRANKFORT |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 883504 |
Source: Will County records, as of August 24, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 20734 CARDINAL CT, FRANKFORT, IL 60423-3106 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 14, 2022 | Deed of Trust, Mortgage · Conventional Mortgage DIRECT MORTGAGE LOANS LLC |
| Apr 30, 2021 | Deed of Trust, Mortgage · Conventional Mortgage THE ANDERSON FINANCIAL GROUP INC |
| Jan 31, 2022 | Warranty Deed, Transfer · Conventional Mortgage DIRECT MORTGAGE LOANS LLC |
| Jun 5, 2018 | Deed of Trust, Mortgage PEOPLES HM EQUITY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 31, 2022 · Amount on Record |
| Deed Sale | Jan 31, 2022 · Amount on Record |
| Prior Sale | Jun 5, 2014 · Amount on Record |
| Deed Document Number | 20229669 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WILL IL |
| Property Address | 20734 CARDINAL CT, FRANKFORT, IL 60423-3106 |
| Transaction Type | Mortgage |
| Record Updated | Sep 13, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000021916 |
|---|---|
| Date | Mar 14, 2022 |
| Instrument | R2022021916 |
| Name | DIRECT MORTGAGE LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | HUNT VALLEY, MD 21031 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Feb 1, 2052 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.99% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WILL IL |
| Property Address | 20734 CARDINAL CT, FRANKFORT, IL 60423-3106 |
| Transaction Type | Mortgage |
| Record Updated | Sep 13, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000048887 |
|---|---|
| Date | Apr 30, 2021 |
| Instrument | R2021048887 |
| Name | THE ANDERSON FINANCIAL GROUP INC |
|---|---|
| Type | Mortgage Company |
| Address | CHICAGO, IL 60614 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2051 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.99% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WILL IL |
| Recording Date | Jan 31, 2022 |
| Property Address | 20734 CARDINAL CT, FRANKFORT, IL 60423-3106 |
| Document Number | 0000009669 |
| Map Reference | DOC R97-109958 |
| Instrument Date | Jan 27, 2022 |
| Instrument | R2022009669 |
| Transaction Type | Transfer |
| Record Updated | Feb 9, 2022 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $740.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 20734 CARDINAL CT, 20734, FRANKFORT, IL 60423-3106 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 20734 CARDINAL CT, FRANKFORT, IL 60423-3106 |
| Document Number | 0000009670 |
|---|---|
| Date | Jan 31, 2022 |
| Instrument | R2022009670 |
| Name | DIRECT MORTGAGE LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2052 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.99% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WILL IL |
| Property Address | 20734 CARDINAL CT, FRANKFORT, IL 60423-3106 |
| Document Number | 0000041804 |
| Instrument Date | Jun 5, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jul 9, 2018 |
| Title Company | NOVAS TITLE COMPANY LLC |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 20734 CARDINAL CT FRANKFORT IL 604233106, FRANKFORT, IL 60423-3106 |
| Document Number | 0000041804 |
|---|---|
| Date | Jun 21, 2018 |
| Instrument | 41804 |
| Name | PEOPLES HM EQUITY |
|---|---|
| Type | Funding / Finance Company |
| Address | BRENTWOOD, TN 37027 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jun 20, 2048 |
| Rate Type | Fixed Rate |
|---|
Source: Will County assessment roll, as of August 24, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Will County |
| County Subdivision | Frankfort Township |
| Municipality | Frankfort Village |
| Elementary School District | Frankfort Community Consolidated School District 157C (PK - 08) |
| Secondary School District | Lincoln Way Community High School District 210 (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $23,727.00 (+19.29%) | $314,990 (+6.6%) Land $80,827 Building $234,163 | $944,970 (+6.6%) Land $242,481 Building $702,489 |
| 2024 | $295,488 (+22.93%) Land $75,823 Building $219,665 | $886,464 (+22.93%) Land $227,469 Building $658,995 | |
| 2022 | $19,890.00 Homeowner's exemption | $240,367 Land $61,679 Building $178,688 | $721,101 Land $185,037 Building $536,064 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (1980) |
| Most Recent Claim | Sep 1980 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 86% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FRANKFORT serves 24,000 people · EPA ID IL1970400 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 130 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| Bertram Communications Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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