Will County property record for 20714 Cardinal Ct, Frankfort, IL 60423
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 3,853 sqft · built 2003 |
| Lot Size | 0.32 acres (13,939 sqft) |
| Owner | Company Name on Record |
| Last Sale | $710,000 (Dec 2024) |
| Tax Bill | $19,332 (2025) |
| Deeds & Mortgages | Dec 2025 Mortgage May 2017 Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 19-09-22-101-008 |
| Primary APN | 19-09-22-101-008 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 10 Rooms |
| Stories | 1 Story |
| Building Area | 3,853 sqft Living Area |
| Basement Area | 778 sqft |
| Unfinished Basement | 778 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 13,939 sqft (0.32 acres) |
| Garage Type | Attached |
| Parking Spaces | 3 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Central |
| Street Address | 20714 CARDINAL CT |
|---|---|
| City | FRANKFORT |
| State | IL |
| Zip | 60423-3106 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 14 IN ABBEY WOODS SUB UNIT 1, BEING A SUB OF PRT OF THE SW1/4 OF SEC.15, T35N-R12E BEING A SUB OF PRT OF THE NW1/4 OF TH |
| Legal Range | 12E |
| Legal Township | 35N |
| Legal Section | 15 |
| Legal Subdivision | ABBEY WOODS UNIT 1 |
| Legal Lot Number | 14 |
| Legal Unit | 1 |
| Jurisdiction | WILL IL |
| Township / Civil Division | FRANKFORT |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 883504 |
Source: Will County records, as of August 24, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 20714 CARDINAL CT, FRANKFORT, IL 60423-3106 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Family Living Trust |
| Date | Document |
|---|---|
| Dec 22, 2025 | Deed of Trust, Mortgage · Conventional Mortgage PACOR MORTGAGE CORP |
| May 25, 2017 | Deed of Trust, Mortgage · Line of Credit BMO HARRIS BANK NA |
| Aug 21, 2019 | Deed of Trust, Mortgage · Conventional Mortgage FIRST SAVINGS BANK OF HEGEWISCH |
| Aug 5, 2020 | Deed of Trust, Mortgage · Conventional Mortgage BETTER MTG CORP ISAOA |
| Jan 9, 2019 | Deed, Transfer · Conventional Mortgage FIRST SAVINGS BANK OF HEGEWISCH |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 12, 2024 · Amount on Record |
| Deed Sale | Dec 12, 2024 · Amount on Record |
| Prior Sale | Jan 9, 2019 · Amount on Record |
| Deed Document Number | 202465719 |
| Prior Transfer Date | Jul 10, 2002 |
| Prior Transfer Doc | 0000120717 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WILL IL |
| Property Address | 20714 CARDINAL CT, FRANKFORT, IL 60423-3106 |
| Transaction Type | Mortgage |
| Record Updated | Jan 2, 2026 |
| Title Company | COMMUNITY TITLE |
| Name | Verified Name |
|---|---|
| Address | 20714 CARDINAL CT, FRANKFORT, IL 60423-3106 |
| Document Number | 0000072174 |
|---|---|
| Date | Dec 22, 2025 |
| Instrument | R2025072174 |
| Name | PACOR MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | OAK FOREST, IL 60452 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Dec 1, 2045 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.62% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WILL IL |
| Property Address | 20714 CARDINAL CT, FRANKFORT, IL 60423-3106 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | ATTORNEY |
| Name | Verified Name |
|---|
| Document Number | 0000040737 |
|---|---|
| Date | May 25, 2017 |
| Instrument | R2017040737 |
| Name | BMO HARRIS BANK NA |
|---|---|
| Type | Bank |
| Address | CHICAGO, IL 60690 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 23, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.49% |
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WILL IL |
| Property Address | 20714 CARDINAL CT, FRANKFORT, IL 60423-3106 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000055719 |
|---|---|
| Date | Aug 21, 2019 |
| Instrument | R2019055719 |
| Name | FIRST SAVINGS BANK OF HEGEWISCH |
|---|---|
| Type | Bank |
| Address | CHICAGO, IL 60633 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WILL IL |
| Property Address | 20714 CARDINAL CT, FRANKFORT, IL 60423-3106 |
| Document Number | 0000101203 |
| Instrument Date | Aug 5, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Dec 3, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 20714 CARDINAL CT FRANKFORT IL 604233106, FRANKFORT, IL 60423-3106 |
| Document Number | 0000101203 |
|---|---|
| Date | Nov 12, 2020 |
| Instrument | 101203 |
| Name | BETTER MTG CORP ISAOA |
|---|---|
| Address | NEW YORK, NY 10271 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 11, 2050 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.87% |
| Document Type | Deed |
|---|---|
| Jurisdiction | WILL IL |
| Recording Date | Jan 9, 2019 |
| Property Address | 20714 CARDINAL CT, FRANKFORT, IL 60423-3106 |
| Document Number | 0000001582 |
| Map Reference | DOC R92-40328 |
| Instrument Date | Dec 28, 2018 |
| Instrument | R2019001582 |
| Transaction Type | Transfer |
| Record Updated | Nov 4, 2021 |
| Title Company | FIDELITY NATIONAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $720.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 1620 LAWRENCE CRES, FLOSSMOOR, IL 60422-1749 |
| Document Number | 0000001583 |
|---|---|
| Date | Jan 9, 2019 |
| Instrument | R2019001583 |
| Name | FIRST SAVINGS BANK OF HEGEWISCH |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2049 |
Source: Will County assessment roll, as of August 24, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Will County |
| County Subdivision | Frankfort Township |
| Municipality | Frankfort Village |
| Elementary School District | Frankfort Community Consolidated School District 157C (PK - 08) |
| Secondary School District | Lincoln Way Community High School District 210 (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $19,332.00 (+19.28%) | $258,135 (+6.6%) Land $47,099 Building $211,036 | $774,405 (+6.6%) Land $141,297 Building $633,108 |
| 2024 | $242,153 (+22.93%) Land $44,183 Building $197,970 | $726,459 (+22.93%) Land $132,549 Building $593,910 | |
| 2022 | $16,207.00 Homeowner's exemption | $196,981 Land $35,941 Building $161,040 | $590,943 Land $107,823 Building $483,120 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (1980) |
| Most Recent Claim | Sep 1980 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FRANKFORT serves 24,000 people · EPA ID IL1970400 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 130 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| Bertram Communications Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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