Will County property record for 20713 Cardinal Ct, Frankfort, IL 60423
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 4,710 sqft · built 2004 |
| Lot Size | 0.34 acres (14,810 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $580,000 (May 2021) |
| Deeds & Mortgages | May 2021 Sale & Mortgage Feb 2018 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 19-09-22-101-012 |
| Primary APN | 19-09-22-101-012 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 4,710 sqft Living Area |
| Basement Area | 783 sqft |
| Unfinished Basement | 783 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 14,810 sqft (0.34 acres) |
| Garage Type | Attached |
| Parking Spaces | 3 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Central |
| Street Address | 20713 CARDINAL CT |
|---|---|
| City | FRANKFORT |
| State | IL |
| Zip | 60423-3106 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 19 IN ABBEY WOODS SUB UNIT 1, BEING A SUB OF PRT OF THE SW1/4 OF SEC. 15 PRT OF THE NW1/4 OF THE NW1/4 OF SEC. 22, T35N-R |
| Legal Range | 12E |
| Legal Township | 35N |
| Legal Section | 22 |
| Legal Subdivision | ABBEY WOODS UNIT #1 |
| Legal Lot Number | 19 |
| Legal Unit | 1 |
| Jurisdiction | WILL IL |
| Township / Civil Division | FRANKFORT |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 883504 |
Source: Will County records, as of June 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 20713 CARDINAL CT, FRANKFORT, IL 60423-3106 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 21, 2021 | Warranty Deed, Transfer · VA Mortgage LEADER ONE FINANCIAL CORP |
| Feb 1, 2018 | Deed of Trust, Mortgage · Conventional Mortgage AMERICAN FINANCIAL FUNDING CORP |
| May 9, 2017 | Special Warranty Deed, Transfer · Conventional Mortgage AMERICAN FINANCIAL FUNDING CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 21, 2021 · Amount on Record |
| Deed Sale | May 21, 2021 · Amount on Record |
| Prior Sale | May 9, 2017 · Amount on Record |
| Deed Document Number | 202157382 |
| Prior Transfer Date | Sep 13, 2006 |
| Prior Transfer Doc | 0000209175 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WILL IL |
| Recording Date | May 21, 2021 |
| Property Address | 20713 CARDINAL CT, FRANKFORT, IL 60423-3106 |
| Document Number | 0000057382 |
| Map Reference | DOC R92-40328 |
| Instrument Date | Apr 2, 2021 |
| Instrument | R2021057382 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $580.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 20713 CARDINAL CT, FRANKFORT, IL 60423-3106 |
| Document Number | 0000057383 |
|---|---|
| Date | May 21, 2021 |
| Instrument | R2021057383 |
| Name | LEADER ONE FINANCIAL CORP |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2051 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.25% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WILL IL |
| Property Address | 20713 CARDINAL CT, FRANKFORT, IL 60423-3106 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | OLD REPUBLIC TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000008282 |
|---|---|
| Date | Feb 1, 2018 |
| Instrument | R2018008282 |
| Name | AMERICAN FINANCIAL FUNDING CORP |
|---|---|
| Type | Mortgage Company |
| Address | ORLAND PARK, IL 60467 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 1, 2048 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.37% |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | WILL IL |
| Recording Date | May 9, 2017 |
| Property Address | 20713 CARDINAL CT, FRANKFORT, IL 60423-3106 |
| Document Number | 0000035931 |
| Map Reference | DOC R92-40328 |
| Instrument Date | Jan 19, 2017 |
| Instrument | R2017035931 |
| Transaction Type | Transfer |
| Record Updated | Nov 4, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 20713 CARDINAL CT, FRANKFORT, IL 60423-3106 |
| Document Number | 0000035932 |
|---|---|
| Date | May 9, 2017 |
| Instrument | R2017035932 |
| Name | AMERICAN FINANCIAL FUNDING CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 358 Months |
| Due | Mar 1, 2047 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.62% |
Source: Will County assessment roll, as of June 30, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Will County |
| County Subdivision | Frankfort Township |
| Municipality | Frankfort Village |
| Elementary School District | Frankfort Community Consolidated School District 157C (PK - 08) |
| Secondary School District | Lincoln Way Community High School District 210 (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2024 | $216,454 (-2.84%) Land $44,869 Building $171,585 | $649,362 (-2.84%) Land $134,607 Building $514,755 | |
| 2022 | Homeowner's exemption | $222,776 Land $36,499 Building $186,277 | $668,328 Land $109,497 Building $558,831 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (1980) |
| Most Recent Claim | Sep 1980 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FRANKFORT serves 24,000 people · EPA ID IL1970400 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 130 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| Bertram Communications Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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