2073 Bowler Rd, O Fallon, IL 62269 Property Records

St. Clair County property record for 2073 Bowler Rd, O Fallon, IL 62269

Property Summary

Property Type	Single Family Home
Details	4 ba · 952 sqft · built 1986
Lot Size	1.94 acres (84,506 sqft)
Owner	2 Individual Names on File
Tax Bill	$9,417 (2025)
Deeds & Mortgages	Nov 2020 Transfer Nov 2019 Line of Credit + 1 more
APN	`04-06-0-403-013`

Property Details

APN / Parcel Number

Primary APN	`04-06-0-403-013`

Interior

Full Baths	4 Baths
Stories	2 Stories
Building Area	952 sqft Living Area
Basement Area	952 sqft
Unfinished Basement	952 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1997
Exterior Material	Combination
Construction Type	Frame
Lot Area	84,506 sqft (1.94 acres)
Garage Type	Mixed
Garage Area	768 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Enclosed Porch
Porch Area	484 sqft
Deck Area	567 sqft
Patio Area	567 sqft
Shed	1 Shed
Shed Area	48 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	2073 BOWLER RD
City	O FALLON
State	IL
Zip	62269-7008
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LAKE OFALLON CNTRY ESTATES 1ST ADDITION LOT/SEC-3 PT LT 2 & 3 IN A02677366
Legal Subdivision	LAKE OFALLON CNTRY ADDITION
Legal Block	403
Legal Lot Number	2,3
Jurisdiction	ST CLAIR IL
Township / Civil Division	O'FALLON
Census Block Group	1
Census Block	1005
Census Tract	504355

Owner

2073 Bowler Rd is owned and occupied by two individuals who acquired it in May 2003.

Source: St. Clair County records, as of September 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2073 BOWLER RD, O FALLON, IL 62269-7008
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 25, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Nov 21, 2019	Deed of Trust, Mortgage · Line of Credit FIRST BK
Jan 23, 2017	Deed of Trust, Mortgage · Line of Credit FIRST BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	May 7, 2003
Transfer Doc	0001756898
Record Updated	Oct 29, 2026

November 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST CLAIR IL
Recording Date	Nov 25, 2020
Property Address	2073 BOWLER RD, O FALLON, IL 62269-7008
Document Number	00A2677366
Instrument Date	Nov 18, 2020
Instrument	2677366
Transaction Type	Transfer
Record Updated	Jan 5, 2021
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2073 BOWLER RD O FALLON IL 622697008, O FALLON, IL 62269-7008

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR IL
Property Address	2073 BOWLER RD, O FALLON, IL 62269-7008
Document Number	00A2636729
Instrument Date	Nov 21, 2019
Transaction Type	Mortgage
Record Updated	Jan 3, 2020
Title Company	ACCURATE TITLE GROUP, ACCURATE TITLE GRP

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2073 BOWLER RD O FALLON IL 622697008, O FALLON, IL 62269-7008

Mortgage

Document Number	00A2636729
Date	Dec 19, 2019
Instrument	2636729

Lender

Name	FIRST BK
Type	Bank
Address	O FALLON, IL 62269-1827

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Dec 18, 2044

Interest

Rate Type	Adjustable Rate
Rate	4.75%

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR IL
Property Address	2073 BOWLER RD, O FALLON, IL 62269-7008
Document Number	00A2526227
Instrument Date	Jan 23, 2017
Transaction Type	Mortgage
Record Updated	Aug 18, 2018
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2073 BOWLER RD O FALLON IL 622697008, O FALLON, IL 62269-7008

Mortgage

Document Number	00A2526227
Date	Feb 7, 2017
Instrument	2526227

Lender

Name	FIRST BK
Type	Bank
Address	O FALLON

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Feb 6, 2037

Interest

Rate Type	Adjustable Rate
Rate	3.75%

Tax Assessment & Valuation

The 2025 property tax bill for 2073 Bowler Rd was $9,417 with exemptions applied.

Source: St. Clair County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	St. Clair County
County Subdivision	O'Fallon Township
Elementary School District	O'Fallon Community Consolidated School District 90 (PK - 08)
Secondary School District	O'Fallon Township High School District 203 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,417.00	$149,002 Land $12,739 Building $136,263	$447,006 Land $38,217 Building $408,789
2022		$110,395 Land $9,483 Building $100,912	$331,185 Land $28,449 Building $302,736

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 2073 Bowler Rd; there have been 4 flood claims nearby since 1980.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	4 (1980–2022)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Jul 2022 · Severe Storm And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2073 Bowler Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	O FALLON serves 46,603 people · EPA ID IL1631100
Water Source	Purchased surface water from IL AMERICAN-EAST ST LOUIS
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
AT&T DSL · Fixed Wireless in parts of the area	25 / 5

May also be available: T-Mobile, Verizon, Wisper ISP.

Cell Coverage

5G and 4G LTE (outdoors only)

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