2069 Bowler Rd, O Fallon, IL 62269 Property Records

St. Clair County property record for 2069 Bowler Rd, O Fallon, IL 62269

Property Summary

Property Type	Single Family Home
Details	5 ba · 2,716 sqft · built 1996
Lot Size	1.63 acres (71,003 sqft)
Owner	2 Individual Names on Record
Last Sale	$590,000 (Apr 2025)
Tax Bill	$3,253 (2025)
Deeds & Mortgages	Aug 2021 Sale & Mortgage Sep 2017 Transfer
APN	`04-06-0-403-011`

Property Details

APN / Parcel Number

Primary APN	`04-06-0-403-011`

Interior

Full Baths	5 Baths
Stories	1 Story
Building Area	2,716 sqft Living Area
Basement Area	2,716 sqft
Finished Basement	2,647 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Exterior Material	Combination
Construction Type	Frame
Lot Area	71,003 sqft (1.63 acres)
Garage Area	933 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	288 sqft
Deck Area	100 sqft
Patio Area	396 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	2069 BOWLER RD
City	O FALLON
State	IL
Zip	62269-7008
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LAKE OFALLON CNTRY ESTATES 1ST ADDITION LOT/SEC-4 A02846003
Legal Subdivision	LAKE OFALLON CNTRY ADDITION
Legal Block	403
Jurisdiction	ST CLAIR IL
Township / Civil Division	O'FALLON
Census Block Group	1
Census Block	1005
Census Tract	504355

Owner

Source: St. Clair County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2069 BOWLER RD, O FALLON, IL 62269-7008
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Aug 16, 2021	Deed, Transfer · Conventional Mortgage MORTGAGE RESEARCH CENTER LLC
Sep 27, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 22, 2025 · Amount on Record
Deed Sale	Apr 22, 2025 · Amount on Record
Prior Sale	Aug 16, 2021 · Amount on Record
Deed Document Number	20252846003
Prior Transfer Date	Sep 19, 2017
Prior Transfer Doc	0002553222
Record Updated	Oct 29, 2026

August 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	ST CLAIR IL
Recording Date	Aug 16, 2021
Property Address	2069 BOWLER RD, O FALLON, IL 62269-7008
Document Number	0A02712588
Instrument Date	Aug 9, 2021
Instrument	A02712588
Transaction Type	Transfer
Record Updated	Oct 4, 2022
Title Company	COMMUNITY TITLE, COMMUNITY TITLE SHILOH LLC

Transaction

Amount	Amount Recorded
Tax	$660.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2069 BOWLER RD, O FALLON, IL 62269-7008

Mortgage

Document Number	0A02712589
Date	Aug 16, 2021
Instrument	A02712589

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

Interest

Index	1-Month LIBOR

September 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST CLAIR IL
Recording Date	Sep 27, 2017
Property Address	2069 BOWLER RD, O FALLON, IL 62269-7008
Document Number	00A2553222
Instrument Date	Sep 19, 2017
Instrument	2553222
Transaction Type	Transfer
Record Updated	Dec 4, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	2069 BOWLER RD O FALLON IL 622697008, O FALLON, IL 62269-7008

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	St. Clair County
County Subdivision	O'Fallon Township
Elementary School District	O'Fallon Community Consolidated School District 90 (PK - 08)
Secondary School District	O'Fallon Township High School District 203 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,253.00	$161,023 (+36.72%) Land $11,372 Building $149,651	$483,069 (+36.72%) Land $34,116 Building $448,953
2022		$117,775 Land $8,465 Building $109,310	$353,325 Land $25,395 Building $327,930

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	4 (1980–2022)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Jul 2022 · Severe Storm And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	O FALLON serves 46,603 people · EPA ID IL1631100
Water Source	Purchased surface water from IL AMERICAN-EAST ST LOUIS
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
AT&T DSL · Fixed Wireless in parts of the area	25 / 5

May also be available: T-Mobile, Verizon, Wisper ISP.

Cell Coverage

5G and 4G LTE (outdoors only)

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