2059 Bowler Rd, O Fallon, IL 62269 Property Records

St. Clair County property record for 2059 Bowler Rd, O Fallon, IL 62269

Property Summary

Property Type	Single Family Home
Details	4 ba · 3,188 sqft · built 1989
Lot Size	3.1 acres (135,036 sqft)
Owner	2 Individual Names on File
Last Sale	$250,000 (Jul 2015)
Tax Bill	$15,575 (2025)
Deeds & Mortgages	Mar 2021 Transfer Dec 2020 Mortgage + 2 more
APN	`04-06-0-403-007`

Property Details

APN / Parcel Number

Primary APN	`04-06-0-403-007`

Interior

Full Baths	4 Baths
Stories	1 Story
Building Area	3,188 sqft Living Area
Basement Area	3,812 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1997
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Lot Area	135,036 sqft (3.1 acres)
Garage Type	Mixed
Garage Area	858 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	276 sqft
Patio Area	440 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	2059 BOWLER RD
City	O FALLON
State	IL
Zip	62269-7008
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LAKE OFALLON COUNTRYESTATES LOT/SEC-7 DOC A02459854 & A02690195
Legal Subdivision	LAKE OFALLON COUNTRYESTATES
Legal Block	403
Jurisdiction	ST CLAIR IL
Township / Civil Division	O'FALLON
Census Block Group	1
Census Block	1005
Census Tract	504355

Owner

2059 Bowler Rd is owned and occupied by two individuals who acquired it in March 2021.

Source: St. Clair County records, as of September 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2059 BOWLER RD, O FALLON, IL 62269-7008
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 5, 2021	Transfer on Death Deed, Transfer
Dec 11, 2020	Deed of Trust, Mortgage UNITED WHOLESALE MTG
Jan 11, 2020	Deed of Trust, Mortgage · Line of Credit BANK OF O'FALLON
Apr 9, 2018	Trustee's Deed, Construction Loan · Line of Credit BANK OF O'FALLON

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 7, 2015 · Amount on File
Deed Sale	Jul 7, 2015 · Amount on File
Prior Sale	Oct 18, 2004 · Amount on File
Deed Document Number	20152459854
Last Transfer Date	Mar 4, 2021
Transfer Doc	0002690195
Record Updated	Oct 29, 2026

March 2021: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	ST CLAIR IL
Recording Date	Mar 5, 2021
Property Address	2059 BOWLER RD, O FALLON, IL 62269-7008
Document Number	0A02690195
Map Reference	MB 78 PG 32
Instrument Date	Mar 4, 2021
Instrument	A02690195
Transaction Type	Transfer
Record Updated	Oct 4, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2059 BOWLER RD, O FALLON, IL 62269-7008

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR IL
Property Address	2059 BOWLER RD, O FALLON, IL 62269-7008
Document Number	00A2680380
Instrument Date	Dec 11, 2020
Transaction Type	Mortgage
Record Updated	Feb 8, 2021
Title Company	ADVANCED TITLE SOLUTIONS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2059 BOWLER RD O FALLON IL 622697008, O FALLON, IL 62269-7008

Mortgage

Document Number	00A2680380
Date	Dec 18, 2020
Instrument	2680380

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Amount	Amount on Record
Term	360 Months
Due	Dec 17, 2050

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR IL
Property Address	2059 BOWLER RD, O FALLON, IL 62269-7008
Document Number	00A2639941
Instrument Date	Jan 11, 2020
Transaction Type	Mortgage
Record Updated	Feb 3, 2020
Title Company	BENEDICK TITLE, BENEDICK TITLE INS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2059 BOWLER RD O FALLON IL 622697008, O FALLON, IL 62269-7008

Mortgage

Document Number	00A2639941
Date	Jan 22, 2020
Instrument	2639941

Lender

Name	BANK OF O'FALLON
Type	Bank
Address	O FALLON, IL 62269-8626

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	84 Months
Due	Jan 21, 2027

Interest

Rate Type	Adjustable Rate
Rate	3.75%

April 2018: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	ST CLAIR IL
Recording Date	Apr 9, 2018
Property Address	2059 BOWLER RD, O FALLON, IL 62269-7008
Instrument Date	Mar 30, 2018
Instrument	2572272
Transaction Type	Construction Loan
Record Updated	Apr 18, 2018
Title Company	BENEDICK TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2059 BOWLER RD O FALLON IL 622697008, O FALLON, IL 62269-7008

Mortgage

Document Number	00A2572272
Date	Apr 9, 2018
Instrument	2572272

Lender

Name	BANK OF O'FALLON
Type	Bank
Address	O'FALLON, IL 62269-8626

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	12 Months
Due	Apr 8, 2019

Interest

Rate Type	Adjustable Rate
Rate	5%

Tax Assessment & Valuation

The 2025 property tax bill for 2059 Bowler Rd was $15,575 with a homeowner's exemption.

Source: St. Clair County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	St. Clair County
County Subdivision	O'Fallon Township
Elementary School District	O'Fallon Community Consolidated School District 90 (PK - 08)
Secondary School District	O'Fallon Township High School District 203 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$15,575.00	$234,250 Land $20,329 Building $213,921	$702,750 Land $60,987 Building $641,763
2022		$138,519 Land $15,132 Building $123,387	$415,557 Land $45,396 Building $370,161

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 2059 Bowler Rd; there have been 4 flood claims nearby since 1980.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	4 (1980–2022)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Jul 2022 · Severe Storm And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2059 Bowler Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · above 42% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	O FALLON serves 46,603 people · EPA ID IL1631100
Water Source	Purchased surface water from IL AMERICAN-EAST ST LOUIS
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 63 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	1,000 / 1,000
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Spectrum, Wisper ISP.

Cell Coverage

5G and 4G LTE (outdoors only)

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