20706 Cullen Ranch Rd, Katy, TX 77449 Property Records

Harris County property record for 20706 Cullen Ranch Rd, Katy, TX 77449

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,698 sqft · built 2019
Lot Size0.128 acres (5,592 sqft)
Owner2 Individual Names on Record
Last Sale$231,100 (Nov 2019)
Tax Bill$4,441 (2025)
Deeds & MortgagesOct 2019 Mortgage
Nov 2019 Sale
Flood ZoneZone X (minimal risk)
APN139-781-001-0005

Property Details

APN / Parcel Number

Primary APN139-781-001-0005

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,698 sqft Living Area
1st Floor Area1,698 sqft

Exterior

Year BuiltBuilt 2019
Effective Year BuiltEffective 2019
Exterior MaterialBrick Veneer
Construction TypeBrick
Lot Area5,592 sqft (0.128 acres)
Garage Area380 sqft
Parking Spaces1 Parking Space
PorchOpen Concrete/Masonry Porch
Patio Area90 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number1397810010005
Street Address20706 CULLEN RANCH RD
CityKATY
StateTX
Zip77449-2389
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLT 5 BLK 1 MEADOWS AT WESTFIELD VILLAGE SEC 3
Legal SubdivisionMEADOWS AT WESTFIELD VILLAGE SEC 3
Legal Block1
Legal Lot Number5
JurisdictionHARRIS TX
Township / Civil DivisionHOUSTON
Census Block Group2
Census Block2010
Census Tract542202

Owner

Source: Harris County records, as of May 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address20706 CULLEN RANCH RD, KATY, TX 77449-2389
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 29, 2019Deed of Trust, Mortgage
JP MORGAN CHASE BK
Nov 1, 2019Grant Deed, Subdivision Related Transfer
FIRST AMERICAN TITLE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 1, 2019 · Amount on Record
Deed SaleNov 1, 2019 · Amount on Record
Deed Document Number2019486948
Record UpdatedSep 20, 2026

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARRIS TX
Property Address20706 CULLEN RANCH RD, KATY, TX 77449-2389
Document Number0000486949
Instrument DateOct 29, 2019
Transaction TypeMortgage
Record UpdatedJan 2, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address20706 CULLEN RANCH RD KATY TX 774492389, KATY, TX 77449-2389

Mortgage

Document Number0000486949
DateNov 1, 2019
Instrument486949
Lender
NameJP MORGAN CHASE BK
TypeBank
AddressCOLUMBUS, OH 43240-2050
Agreement
AmountAmount Recorded
Term360 Months
DueOct 31, 2049

November 2019: Grant Deed, Subdivision Related Transfer

Document TypeGrant Deed
JurisdictionHARRIS TX
Recording DateNov 1, 2019
Property Address20706 CULLEN RANCH RD, KATY, TX 77449-2389
Document Number0000486948
Instrument DateOct 29, 2019
Instrument486948
Transaction TypeSubdivision Related Transfer
Record UpdatedJan 2, 2020
Title CompanyFIRST AMERICAN TITLE

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address20706 CULLEN RANCH RD KATY TX 774492389, KATY, TX 77449-2389

Tax Assessment & Valuation

Source: Harris County assessment roll, as of May 26, 2026

Property Jurisdictions

TypeName
StateTexas
CountyHarris County
Unified School DistrictCypress-Fairbanks Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,441.00 (+147%) Homeowner's exemption$286,821 (-5%) Land $61,299 Building $225,522$286,821 (-5%) Land $61,299 Building $225,522
2024$1,798.00 (+17.75%)
2023$301,926 Land $61,299 Building $240,627$301,926 Land $61,299 Building $240,627
2022$1,527.00 (+16.21%)
2020$1,314.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 95 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies95 in force
Nearby Flood Claims5 (2017)
Claims Outside the SFHA5 of 5
Most Recent ClaimAug 2017 · Hurricane Harvey
Claims by Event
  • Hurricane Harvey, Aug 2017 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORTHWEST HARRIS COUNTY MUD 12
serves 7,764 people · EPA ID TX1011901
Water SourceGroundwater
Last State InspectionOct 2022
Lead1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 534 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20

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