Spokane County property record for 20720 E Gilbert Ave, Otis Orchards, WA 99027
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,224 sqft · built 1986 |
| Lot Size | 0.273 acres (11,875 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $2,944 (2026) |
| Deeds & Mortgages | Jan 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 56333.0704 |
| Primary APN | 56333.0704 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,224 sqft Living Area |
| Gross Area | 2,145 sqft |
| 1st Floor Area | 816 sqft |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Architectural Style | Split Level |
| Exterior Material | Wood |
| Construction Type | Wood |
| Foundation Type | Concrete |
| Roof Type | Flat |
| Roof Material | Composition Shingle |
| Lot Area | 11,875 sqft (0.273 acres) |
| Lot Dimensions | 125 ft deep x 95 ft wide |
| Garage Type | Attached |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 96 sqft |
| Patio Area | 96 sqft |
| Cooling System | None |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Electric |
| Street Address | 20720 E GILBERT AVE |
|---|---|
| City | OTIS ORCHARDS |
| State | WA |
| Zip | 99027-9618 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-5 |
| Legal Description | OTIS WEST L4 B2 |
| Legal Range | 45E |
| Legal Township | 26N |
| Legal Section | 33 |
| Legal Subdivision | OTIS WEST |
| Legal Block | 2 |
| Legal Lot Number | 4 |
| Jurisdiction | SPOKANE WA |
| Township / Civil Division | LIBERTY LAKE |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 13201 |
20720 E Gilbert Ave is owned and occupied by an individual.
Source: Spokane County records, as of September 16, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 20720 E GILBERT AVE, OTIS ORCHARDS, WA 99027-9618 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SPOKANE WA |
| Property Address | 20720 E GILBERT AVE, OTIS ORCHARDS, WA 99027-9618 |
| Transaction Type | Mortgage |
| Record Updated | Mar 10, 2021 |
| Title Company | AMROCK |
| Name | Verified Name |
|---|
| Document Number | 0007020925 |
|---|---|
| Date | Jan 13, 2021 |
| Instrument | 7020925 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 299 Months |
| Due | Dec 1, 2045 |
The 2026 property tax bill for 20720 E Gilbert Ave was $2,944, up 2% from the year before.
Source: Spokane County assessment roll, as of September 16, 2026
| Type | Name |
|---|---|
| State | Washington |
| County | Spokane County |
| Unified School District | East Valley School District (Spokane) (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,944.00 (+1.97%) | $303,700 Land $81,000 Building $222,700 | $303,700 Land $81,000 Building $222,700 |
| 2025 | $2,887.00 | ||
| 2024 | $286,000 (+28.86%) Land $68,000 Building $218,000 | $286,000 (+28.86%) Land $68,000 Building $218,000 | |
| 2023 | $2,870.00 (+6.22%) | $221,950 Land $55,250 Building $166,700 | $221,950 Land $55,250 Building $166,700 |
| 2022 | $2,702.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 20720 E Gilbert Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 20720 E Gilbert Ave is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Washington |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CONSOLIDATED IRRIG DIST 19 SYSTEM 2 serves 21,220 people · EPA ID WA5310221 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2022 |
| Lead | 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 183 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| Wired or Wireless Fixed Wireless | 200 / 40 |
| CenturyLink DSL | 140 / 20 |
| Wind Wireless Fixed Wireless | 100 / 20 |
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