Spokane County property record for 20706 E Gilbert Ave, Otis Orchards, WA 99027
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,323 sqft · built 1983 |
| Lot Size | 0.329 acres (14,309 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $93,500 (Apr 1999) |
| Tax Bill | $3,081 (2026) |
| Deeds & Mortgages | Nov 2025 Line of Credit Feb 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 56333.0701 |
| Primary APN | 56333.0701 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 4 Rooms |
| Building Area | 1,323 sqft Living Area |
| Gross Area | 2,171 sqft |
| 1st Floor Area | 827 sqft |
| Year Built | Built 1983 |
|---|---|
| Effective Year Built | Effective 1983 |
| Architectural Style | Split Level |
| Exterior Material | Wood |
| Construction Type | Wood |
| Roof Type | Flat |
| Roof Material | Composition Shingle |
| Lot Area | 14,309 sqft (0.329 acres) |
| Garage Type | Attached |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 96 sqft |
| Patio Area | 96 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Electric |
| Street Address | 20706 E GILBERT AVE |
|---|---|
| City | OTIS ORCHARDS |
| State | WA |
| Zip | 99027-9618 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-5 |
| Legal Description | OTIS WEST LT 1 B2 |
| Legal Subdivision | OTIS WEST |
| Legal Block | 2 |
| Legal Lot Number | 1 |
| Jurisdiction | SPOKANE WA |
| Township / Civil Division | LIBERTY LAKE |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 13201 |
20706 E Gilbert Ave is owned and occupied by two individuals who bought it in April 1999.
Source: Spokane County records, as of September 16, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 20706 E GILBERT AVE, OTIS ORCHARDS, WA 99027-9618 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 18, 2025 | Deed of Trust, Mortgage · Line of Credit BOEING EMPLOYEES CU |
| Feb 13, 2020 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 5, 1999 · Amount on File |
| Deed Sale | Apr 5, 1999 · Amount on File |
| Prior Sale | Sep 20, 1996 · Amount on File |
| Deed Document Number | 19994350879 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SPOKANE WA |
| Property Address | 20706 E GILBERT AVE, OTIS ORCHARDS, WA 99027-9618 |
| Transaction Type | Mortgage |
| Record Updated | Nov 28, 2025 |
| Name | Verified Name |
|---|---|
| Address | 20706 E GILBERT AVE, OTIS ORCHARDS, WA 99027-9618 |
| Document Number | 0007453933 |
|---|---|
| Date | Nov 18, 2025 |
| Instrument | 7453933 |
| Name | BOEING EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | SEATTLE, WA 98124 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Nov 13, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SPOKANE WA |
| Property Address | 20706 E GILBERT AVE, OTIS ORCHARDS, WA 99027-9618 |
| Document Number | 0006895855 |
| Instrument Date | Feb 13, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Mar 18, 2020 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 20706 E GILBERT AVE OTIS ORCHARDS WA 990279618, OTIS ORCHARDS, WA 99027-9618 |
| Document Number | 0006895855 |
|---|---|
| Date | Feb 26, 2020 |
| Instrument | 6895855 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 25, 2050 |
The 2026 property tax bill for 20706 E Gilbert Ave was $3,081, up 1.6% from the year before.
Source: Spokane County assessment roll, as of September 16, 2026
| Type | Name |
|---|---|
| State | Washington |
| County | Spokane County |
| Unified School District | East Valley School District (Spokane) (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,081.00 (+1.58%) | $314,300 Land $81,000 Building $233,300 | $314,300 Land $81,000 Building $233,300 |
| 2025 | $3,033.00 | ||
| 2024 | $296,500 (+29%) Land $68,000 Building $228,500 | $296,500 (+29%) Land $68,000 Building $228,500 | |
| 2023 | $2,966.00 (+5.59%) | $229,850 Land $55,250 Building $174,600 | $229,850 Land $55,250 Building $174,600 |
| 2022 | $2,809.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 20706 E Gilbert Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 20706 E Gilbert Ave is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Washington |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CONSOLIDATED IRRIG DIST 19 SYSTEM 2 serves 21,220 people · EPA ID WA5310221 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2022 |
| Lead | 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 183 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| Wired or Wireless Fixed Wireless | 200 / 40 |
| CenturyLink DSL | 140 / 20 |
| Wind Wireless Fixed Wireless | 100 / 20 |
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