20610 E Gilbert Ave, Otis Orchards, WA 99027 Property Records

Spokane County property record for 20610 E Gilbert Ave, Otis Orchards, WA 99027

Property Summary

Property TypeSingle Family Home
Details5 bd · 3 ba · 3,224 sqft · built 2019
Lot Size5.03 acres (219,542 sqft)
Owner2 Individual Names on File
Last Sale$80,000 (Apr 2016)
Tax Bill$7,759 (2026)
Deeds & MortgagesAug 2021 Mortgage
Jun 2019 Construction Loan
Flood ZoneZone X (minimal risk)
APN56333.9005

Property Details

APN / Parcel Number

Primary APN56333.9005

Interior

Bedrooms5 Beds
Full Baths3 Baths
Plumbing Fixtures11 Plumbing Fixtures
Total Rooms8 Rooms
Stories1 Story
Building Area3,224 sqft Living Area
Gross Area3,940 sqft
1st Floor Area1,388 sqft
2nd Floor Area1,836 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2019
Effective Year BuiltEffective 2019
Architectural StyleConventional
Construction TypeWood
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area219,542 sqft
Garage TypeAttached
Garage Area716 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Patio Area144 sqft
Canopy265 sqft
Lean-To600 sqft
Pole Barn1,500 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemHeat Pump

Location & Zoning

Street Address20610 E GILBERT AVE
CityOTIS ORCHARDS
StateWA
Zip99027-5112
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-5
Legal Description33-26-45: THE EAST 375.21 FEET OF THE NORTHEAST QUARTER OF THE SOUTHWEST QUARTER OF THE SOUTHWEST QUARTER OF SAID SECTION 33; EXCEPT THE SOUTH 245.00 FEET THEREOF; TOGETHER WITH THAT PORTION OF THE EAST 375.21 FEET OF THE SOUTHEAST QUARTER OF THE NOR
Legal Range45
Legal Township26
Legal Section33
JurisdictionSPOKANE WA
Township / Civil DivisionLIBERTY LAKE
Census Block Group2
Census Block2010
Census Tract13201

Owner

20610 E Gilbert Ave is owned and occupied by two individuals who bought it in April 2016.

Source: Spokane County records, as of June 17, 2026

Owner of Record2 Individual Names on File
Mailing Address20610 E GILBERT AVE, OTIS ORCHARDS, WA 99027-5112
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 20, 2021Deed of Trust, Mortgage · Conventional Mortgage
US BANK NA
Jun 25, 2019Deed of Trust, Mortgage · Construction Mortgage
US BANK NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 26, 2016 · Amount on File
Deed SaleApr 26, 2016 · Amount on File
Deed Document Number20166490856
Prior Transfer DateApr 22, 2016
Prior Transfer Doc0006490749
Record UpdatedSep 20, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSPOKANE WA
Property Address20610 E GILBERT AVE, OTIS ORCHARDS, WA 99027-5112
Transaction TypeMortgage
Record UpdatedOct 27, 2023
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0007116010
DateAug 20, 2021
Instrument7116010
Lender
NameUS BANK NA
TypeBank
AddressOWENSBORO, KY 42301
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term181 Months
DueSep 1, 2036

June 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSPOKANE WA
Property Address20610 E GILBERT AVE, OTIS ORCHARDS, WA 99027-5112
Transaction TypeMortgage
Record UpdatedApr 15, 2021
Title CompanySPOKANE COUNTY TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0006816726
DateJun 25, 2019
Instrument6816726
Lender
NameUS BANK NA
TypeBank
AddressOWENSBORO, KY 42301
Agreement
TypeConstruction Mortgage
AmountAmount on Record
Term361 Months
DueJul 1, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 20610 E Gilbert Ave was $7,759, up 0.7% from the year before.

Source: Spokane County assessment roll, as of June 17, 2026

Property Jurisdictions

TypeName
StateWashington
CountySpokane County
Unified School DistrictEast Valley School District (Spokane) (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$7,759.00 (+0.73%)$806,900 Land $200,400 Building $606,500$806,900 Land $200,400 Building $606,500
2025$7,703.00
2024$805,900 (+28.99%) Land $195,400 Building $610,500$805,900 (+28.99%) Land $195,400 Building $610,500
2023$7,747.00 (+6.71%)$624,800 Land $167,400 Building $457,400$624,800 Land $167,400 Building $457,400
2022$7,260.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 20610 E Gilbert Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 20610 E Gilbert Ave is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCONSOLIDATED IRRIG DIST 19 SYSTEM 2
serves 21,220 people · EPA ID WA5310221
Water SourceGroundwater
Last State InspectionJun 2022
Lead1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 183 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
Wired or Wireless
Fixed Wireless
200 / 40
CenturyLink
DSL
140 / 20
Wind Wireless
Fixed Wireless
100 / 20

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