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  5. Montezuma Rd

20717 Montezuma Rd, Harlingen, TX 78550 Property Records

Cameron County property record for 20717 Montezuma Rd, Harlingen, TX 78550 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,670 sqft · built 2004
Lot Size0.926 acres (40,337 sqft)
Owner2 Individual Names on File
Last Sale$278,600 (Oct 2019)
Tax Bill$4,570 (2025)
Deeds & MortgagesJul 2021 Mortgage
Oct 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN973788-0010-004000

Property Details

APN / Parcel Number

Primary APN973788-0010-004000
Alternative APN
  • 203598

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories2 Stories
Building Area2,670 sqft Living Area
Gross Area4,146 sqft
1st Floor Area2,270 sqft
2nd Floor Area400 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Exterior MaterialBrick Veneer
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area40,337 sqft (0.926 acres)
Lot Dimensions271 ft deep x 149 ft wide
Garage TypeAttached
Garage Area612 sqft
DrivewayConcrete Driveway
Driveway Area1,680 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool Area470 sqft
PorchSlab
Porch Area328 sqft
Storage Building572 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address20717 MONTEZUMA RD
CityHARLINGEN
StateTX
Zip78550-1743
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 4 BLK 1 TRES LEONES SUBDIVISION
Legal SubdivisionTRES LEONES SUBDIVISION
Legal Block1
Legal Lot Number4
JurisdictionCAMERON TX
Township / Civil DivisionHARLINGEN-SAN BENITO
Census Block Group1
Census Block1033
Census Tract10205

Owner

Source: Cameron County records · APN 973788-0010-004000

Assessment roll updated August 13, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address23756 CAMINO ANGOSTO, SAN BENITO, TX 78586-8829
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 23, 2021Deed of Trust, Mortgage · FHA Mortgage
CENLAR FSB
Oct 01, 2019Vendor's Lien, Transfer · FHA Mortgage
HOMETOWN LENDERS INC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 01, 2019 · Amount on Record
Deed SaleOct 01, 2019 · Amount on Record
Prior SaleMay 02, 2011
Deed Document Number201935985
Prior Transfer DateSep 30, 2019
Prior Transfer Doc201935985
Record UpdatedSep 20, 2026

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCAMERON TX
Property Address20717 MONTEZUMA RD, HARLINGEN, TX 78550-1743
Transaction TypeMortgage
Record UpdatedAug 09, 2021
Title CompanyFIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address20717 MONTEZUMA RD, HARLINGEN, TX 78550-1743

Mortgage

Document Number202132022
DateJul 23, 2021
Instrument2021-32022
Lender
NameCENLAR FSB
TypeBank
AddressTRENTON, NJ 08618
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term339 Months
DueOct 01, 2049

October 2019: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionCAMERON TX
Recording DateOct 01, 2019
Property Address20717 MONTEZUMA RD, HARLINGEN, TX 78550-1743
Document Number201935985
Map ReferenceCAB 1 PG 1620-A
Instrument DateSep 30, 2019
Instrument2019-35985
Transaction TypeTransfer
Record UpdatedDec 06, 2021
Title CompanyCALSIERRA TITLE COMPANY, SIERRA TITLE CO

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address20717 MONTEZUMA RD, 20717, HARLINGEN, TX 78550-1743

Transferred To (Grantee/Buyer)

NameVerified Name
Address23756 CAMINO ANGOSTO, SAN BENITO, TX 78586-8829

Mortgage

Document Number201935986
DateOct 01, 2019
Instrument2019-35986
Lender
NameHOMETOWN LENDERS INC
TypeMortgage Company
Special NotesSeller Financed
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueOct 01, 2049

Tax Assessment & Valuation

Source: Cameron County records · Assessment roll updated August 13, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateTexas
CountyCameron County
Unified School DistrictHarlingen Consolidated Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$365,756 (+29.37%) Land $55,560 Building $310,196$365,756 (+29.37%) Land $55,560 Building $310,196
2025$4,570.00 (-5.03%)$282,729 (+8.05%) Land $55,560 Building $227,169$282,729 (+8.05%) Land $55,560 Building $227,169
2023$4,812.00 Additional exemption filed$261,674 Land $29,724 Building $231,950$261,674 Land $29,724 Building $231,950
2022$4,812.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cameron County (48061C), updated July 18, 2018 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 480610102051, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 85 individual NFIP policies nearby
Nearby Flood Policies85 in force
Nearby Flood Claims49 (2018–2025)
Claims Outside the SFHA45 of 49
Most Recent ClaimMar 2025, rainfall accumulation, Severe Storms And Flooding
Claims By Storm
  • Severe Storms And Flooding, Mar 2025 · 46 claims
  • Hurricane Hanna, Jul 2020 · 2 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 237 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 1,000
Valley Telephone Cooperative, Inc. (TX)Fixed Wireless400 / 50
VerizonFixed Wireless300 / 20
Innercity FibernetFixed Wireless (unlicensed)100 / 100
T-Mobile USAFixed Wireless100 / 20
AT&TDSL100 / 20

May also be available at this address: Innercity Fibernet, Metronet Holdings, AT&T, Smartcom Telephone, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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