20683 Montezuma Rd, Harlingen, TX 78550 Property Records

Cameron County property record for 20683 Montezuma Rd, Harlingen, TX 78550

Property Summary

Property TypeSingle Family Home
Details2,116 sqft · built 2000
Lot Size0.926 acres (40,337 sqft)
OwnerIndividual Name on File
Tax Bill$2,189 (2025)
Deeds & MortgagesJul 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN973788-0010-005000

Property Details

APN / Parcel Number

Primary APN973788-0010-005000
Alternative APN
  • 203599

Interior

Stories1 Story
Building Area2,116 sqft Living Area
Gross Area2,779 sqft
1st Floor Area2,116 sqft

Exterior

Year BuiltBuilt 2000
Effective Year BuiltEffective 2002
Exterior MaterialBrick Veneer
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area40,337 sqft (0.926 acres)
Lot Dimensions271 ft deep x 149 ft wide
Garage TypeAttached
Garage Area663 sqft
DrivewayDriveway
Driveway Area600 sqft
Parking Spaces2 Parking Spaces
PorchOpen Frame Porch
Porch Area1,121 sqft
Storage Building240 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address20683 MONTEZUMA RD
CityHARLINGEN
StateTX
Zip78550-1949
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA-R
Legal DescriptionLOT 5 BLK 1 TRES LEONES SUBDIVISION
Legal SubdivisionTRES LEONES SUBDIVISION
Legal Block1
Legal Lot Number5
JurisdictionCAMERON TX
Township / Civil DivisionHARLINGEN-SAN BENITO
Census Block Group1
Census Block1033
Census Tract10205

Owner

Source: Cameron County assessment roll, as of August 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address1030 SANTA MARIA, MERCEDES, TX 78570-7104
OccupancyOwner Occupied
Owner TypeIndividual
VestingSingle

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMar 13, 2025
Deed SaleMar 13, 2025
Prior SaleMay 9, 2008 · Amount on Record
Deed Document Number20258534
Prior Transfer DateMay 6, 2008
Prior Transfer Doc15062/051
Record UpdatedSep 20, 2026

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCAMERON TX
Property Address20683 MONTEZUMA RD, HARLINGEN, TX 78550-1949
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number202025430
DateJul 27, 2020
Instrument2020-25430
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2050

Tax Assessment & Valuation

Source: Cameron County assessment roll, as of August 13, 2026

Property Jurisdictions

TypeName
StateTexas
CountyCameron County
Unified School DistrictHarlingen Consolidated Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$214,848 (-0.15%) Land $55,560 Building $159,288$214,848 (-0.15%) Land $55,560 Building $159,288
2025$2,189.00 (-37.44%) Homeowner's exemption$215,171 (+0.1%) Land $55,560 Building $159,611$215,171 (+0.1%) Land $55,560 Building $159,611
2023$3,499.00 Homeowner's exemption Additional exemption filed$214,953 Land $29,724 Building $185,229$214,953 Land $29,724 Building $185,229
2022$3,499.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 18, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 85 policies
Nearby Flood Policies85 in force
Nearby Flood Claims49 (2018–2025)
Claims Outside the SFHA45 of 49
Most Recent ClaimMar 2025 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, Mar 2025 · 46 claims
  • Hurricane Hanna, Jul 2020 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 98.8% of Texas
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemEAST RIO HONDO WSC
serves 25,509 people · EPA ID TX0310096
Water SourceSurface water
Last State InspectionFeb 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityFailure to filter
resolved · Nov 2016
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 237 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
VTX Communications
Fixed Wireless
400 / 50
Verizon
Fixed Wireless
300 / 20
RGV Communications
Fixed Wireless · Fiber in parts of the area
100 / 100
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fiber, Fixed Wireless in parts of the area
100 / 20

May also be available: Metronet, Smartcom Telephone.

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