Cameron County property record for 20941 Montezuma Rd, Harlingen, TX 78550
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,333 sqft · built 1999 |
| Lot Size | 0.91 acres (39,640 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,170 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 972182-0010-001000 |
| Primary APN | 972182-0010-001000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 2,333 sqft Living Area |
| Gross Area | 3,017 sqft |
| 1st Floor Area | 1,636 sqft |
| 2nd Floor Area | 697 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Exterior Material | Brick Veneer |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 39,640 sqft (0.91 acres) |
| Lot Dimensions | 300 ft deep x 132 ft wide |
| Garage Type | Attached |
| Garage Area | 684 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 540 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 693 sqft |
| Deck Area | 336 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 20941 MONTEZUMA RD |
|---|---|
| City | HARLINGEN |
| State | TX |
| Zip | 78550-1812 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A-R |
| Legal Description | NORTHERN ACRES SUBD LOT 1 BLK 1 (CAB 1-1487-B) |
| Legal Subdivision | NORTHERN ACRES SUBD |
| Legal Block | 1 |
| Legal Lot Number | 1 |
| Jurisdiction | CAMERON TX |
| Township / Civil Division | HARLINGEN-SAN BENITO |
| Census Block Group | 1 |
| Census Block | 1097 |
| Census Tract | 10205 |
20941 Montezuma Rd is owned and occupied by two individuals who acquired it in September 1999.
Source: Cameron County records, as of August 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 20941 MONTEZUMA RD, HARLINGEN, TX 78550-1812 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Sep 8, 1999 |
| Transfer Doc | 0000038547 |
| Record Updated | Sep 20, 2026 |
The 2025 property tax bill for 20941 Montezuma Rd was $2,170 with a homeowner's exemption.
Source: Cameron County assessment roll, as of August 13, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Cameron County |
| Unified School District | Harlingen Consolidated Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $235,441 (+1%) | $271,458 (+26.83%) Land $85,313 Building $186,145 | |
| 2025 | $2,170.00 Homeowner's exemption | $214,037 Land $25,480 Building $188,557 | $214,037 Land $25,480 Building $188,557 |
| 2023 | $3,104.00 Homeowner's exemption Additional exemption filed | $218,856 Land $25,480 Building $193,376 | $218,856 Land $25,480 Building $193,376 |
| 2022 | $3,104.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 20941 Montezuma Rd in Zone X, an area of minimal flood risk, though there have been 49 flood claims nearby since 2018.
Source: FEMA National Flood Hazard Layer, effective July 18, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 85 policies |
| Nearby Flood Policies | 85 in force |
| Nearby Flood Claims | 49 (2018–2025) |
| Claims Outside the SFHA | 45 of 49 |
| Most Recent Claim | Mar 2025 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 20941 Montezuma Rd is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 94% of Texas |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EAST RIO HONDO WSC serves 25,509 people · EPA ID TX0310096 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Failure to filter resolved · Nov 2016 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 161 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Metronet Fiber | 1,000 / 1,000 |
| VTX Communications Fixed Wireless | 400 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| RGV Communications Fixed Wireless · Fiber in parts of the area | 100 / 100 |
| AT&T Fixed Wireless · DSL in parts of the area | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Smartcom Telephone.
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