2071 Tracy Ln, Algonquin, IL 60102 Property Records

Kane County property record for 2071 Tracy Ln, Algonquin, IL 60102

Property Summary

Property Type	Single Family Home
Details	4 bd · 3,100 sqft · built 2000
Lot Size	0.238 acres (10,352 sqft)
Owner	2 Individual Names on Record
Last Sale	$271,500 (Aug 2000)
Tax Bill	$11,661 (2025)
Deeds & Mortgages	Aug 2026 Mortgage Jul 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`03-08-127-011`

Property Details

APN / Parcel Number

Primary APN	`03-08-127-011`

Interior

Bedrooms	4 Beds
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,100 sqft Living Area
Gross Area	4,659 sqft
1st Floor Area	1,984 sqft
Basement Area	929 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Colonial
Lot Area	10,352 sqft (0.238 acres)
Garage Type	Attached
Garage Area	630 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Water Source	Commercial

Location & Zoning

Street Address	2071 TRACY LN
City	ALGONQUIN
State	IL
Zip	60102-6642
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 135 WILLOUGHBY FARMS SOUTH UNIT #3 SUBDIVISION: WILLOUGHBY FARMS RANGE CODE: 8 E TWSHP 42N
Legal Subdivision	WILLOUGHBY FARMS
Legal Block	4
Legal Lot Number	135
Legal Unit	3
Jurisdiction	KANE IL
Township / Civil Division	DUNDEE
Census Block Group	4
Census Block	4007
Census Tract	850105

Owner

Source: Kane County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2071 TRACY LN, ALGONQUIN, IL 60102-6642
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants in Common

Deeds, Mortgages & Sale History

Date	Document
Aug 7, 2026	Deed of Trust, Mortgage · Conventional Mortgage LADERA LENDING
Jul 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage SYNERGY ONE LENDING
Jan 20, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage LOANDEPOT.COM LLC
Oct 24, 2017	Deed of Trust, Mortgage · ARM PEOPLES MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 17, 2000 · Amount on Record
Deed Sale	Aug 17, 2000 · Amount on Record
Deed Document Number	200065652
Last Transfer Date	Jan 4, 2022
Transfer Doc	0000003784
Record Updated	Sep 20, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Recording Date	Aug 7, 2026
Property Address	2071 TRACY LN, ALGONQUIN, IL 60102-6642
Document Number	0000033903
Instrument Date	Jun 23, 2026
Instrument	202633903
Transaction Type	Mortgage
Record Updated	Aug 17, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2071 TRACY LN, ALGONQUIN, IL 60102-6642

Mortgage

Document Number	0000033903,
Date	Aug 7, 2026
Instrument	202633903

Lender

Name	LADERA LENDING

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jul 1, 2046

Interest

Rate Type	Fixed Rate
Rate	8.5%
Initial Type	Fixed Rate
Max Rate	-1%

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	2071 TRACY LN, ALGONQUIN, IL 60102-6642
Transaction Type	Mortgage
Record Updated	Jan 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000054860
Date	Jul 16, 2021
Instrument	2021K054860

Lender

Name	SYNERGY ONE LENDING
Type	Mortgage Company
Address	SAN DIEGO, CA 92108

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	179 Months
Due	Jun 1, 2036

January 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KANE IL
Recording Date	Jan 20, 2022
Property Address	2071 TRACY LN, ALGONQUIN, IL 60102-6642
Document Number	0000003784
Instrument Date	Jan 4, 2022
Instrument	2022K003784
Transaction Type	Transfer
Record Updated	Jan 26, 2022
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2071 TRACY LN, ALGONQUIN, IL 60102-6642

Mortgage

Document Number	0000003785
Date	Jan 20, 2022
Instrument	2022K003785

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Feb 1, 2037

Interest

Rate	2.87%

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	2071 TRACY LN, ALGONQUIN, IL 60102-6642
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	LAW TITLE INS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000055683
Date	Oct 24, 2017
Instrument	2017K055683

Lender

Name	PEOPLES MORTGAGE INC
Type	Non-Lending Institution
Address	AURORA, IL 60504

Agreement

Type	ARM
Amount	Amount Recorded
Term	222 Months
Due	Apr 1, 2036

Interest

Rate Type	Adjustable Rate
Rate	1.5%
Type Change Date	May 1, 2006
Change Frequency	Annually
Min Rate At Change	3%
Index	1-Month LIBOR
Margin	3
Max Rate	9.95%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Algonquin Village
County	Kane County
County Subdivision	Dundee Township
Unified School District	Community Unit School District 300 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,661.00 (+11.88%) Homeowner's exemption	$169,073 (+9.42%) Land $28,154 Building $140,919	$507,422 (+9.42%) Land $84,496 Building $422,926
2024		$154,517 (+16.58%) Land $25,730 Building $128,787	$463,736 (+16.63%) Land $77,221 Building $386,516
2022	$10,423.00 (+3.09%) Homeowner's exemption	$132,537 (+5.91%) Land $23,151 Building $109,386	$397,611 (+5.91%) Land $69,453 Building $328,158
2021	$10,111.00 Homeowner's exemption	$125,141 Land $21,859 Building $103,282	$375,423 Land $65,577 Building $309,846

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALGONQUIN serves 30,700 people · EPA ID IL1110050
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	2 ppb (2026–2028) action level 15 ppb
Copper	1.6 mg/L (2022–2024) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 225 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Verizon.

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