2070 Tracy Ln, Algonquin, IL 60102 Property Records

Kane County property record for 2070 Tracy Ln, Algonquin, IL 60102

Property Summary

Property Type	Single Family Home
Details	4 bd · 3,386 sqft · built 2000
Lot Size	0.342 acres (14,892 sqft)
Owner	Individual Name on Record
Last Sale	$260,000 (Mar 2014)
Tax Bill	$11,966 (2025)
Deeds & Mortgages	Jun 2017 Mortgage Jun 2017 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`03-08-128-005`

Property Details

APN / Parcel Number

Primary APN	`03-08-128-005`

Interior

Bedrooms	4 Beds
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,386 sqft Living Area
Gross Area	5,959 sqft
1st Floor Area	2,433 sqft
Basement Area	2,013 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Lot Area	14,892 sqft (0.342 acres)
Garage Type	Attached
Garage Area	560 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	2070 TRACY LN
City	ALGONQUIN
State	IL
Zip	60102-6641
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 129 WILLOUGHBY FARMS SOUTH UNIT #3 SUBDIVISION: WILLOUGHBY FARMS RANGE CODE: 8 E TWSHP 42N
Legal Subdivision	WILLOUGHBY FARMS
Legal Block	4
Legal Lot Number	129
Legal Unit	3
Jurisdiction	KANE IL
Township / Civil Division	DUNDEE
Census Block Group	4
Census Block	4001
Census Tract	850105

Owner

Source: Kane County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2070 TRACY LN, ALGONQUIN, IL 60102-6641
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 23, 2017	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
Jun 23, 2017	Loan Modification, Mortgage · FHA Mortgage PENNYMAC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 3, 2014 · Amount on Record
Deed Sale	Mar 3, 2014 · Amount on Record
Prior Sale	Feb 15, 2013
Deed Document Number	20149842
Record Updated	Sep 20, 2026

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	2070 TRACY LN, ALGONQUIN, IL 60102-6641
Document Number	0000037502
Instrument Date	Jun 23, 2017
Transaction Type	Mortgage
Record Updated	Aug 7, 2017
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2070 TRACY LN ALGONQUIN IL 601026641, ALGONQUIN, IL 60102-6641

Mortgage

Document Number	0000037502
Date	Jul 20, 2017
Instrument	37502

Lender

Name	HUD-HOUSING/URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 19, 2047

June 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	KANE IL
Property Address	2070 TRACY LN, ALGONQUIN, IL 60102-6641
Document Number	0000039779
Instrument Date	Jun 23, 2017
Transaction Type	Mortgage
Record Updated	Jan 10, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2070 TRACY LN ALGONQUIN IL 601026641, ALGONQUIN, IL 60102-6641

Mortgage

Document Number	0000039779
Date	Aug 1, 2017
Instrument	39779

Lender

Name	PENNYMAC
Address	MOORPARK, CA 93021

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 31, 2047

Interest

Rate Type	Fixed Rate
Rate	4.25%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Algonquin Village
County	Kane County
County Subdivision	Dundee Township
Unified School District	Community Unit School District 300 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,966.00 (+11.15%) Homeowner's exemption
2024		$158,372 (+15.85%) Land $24,205 Building $134,167	$475,306 (+15.9%) Land $72,644 Building $402,662
2022	$10,766.00 (+3.07%) Homeowner's exemption	$136,702 (+5.91%) Land $21,779 Building $114,923	$410,106 (+5.91%) Land $65,337 Building $344,769
2021	$10,445.00 Homeowner's exemption	$129,074 Land $20,564 Building $108,510	$387,222 Land $61,692 Building $325,530

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALGONQUIN serves 30,700 people · EPA ID IL1110050
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	2 ppb (2026–2028) action level 15 ppb
Copper	1.6 mg/L (2022–2024) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 225 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Verizon.

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