Loudoun County property record for 20707 Riptide Sq, Sterling, VA 20165 · Last verified October 2023
| Property Type | Townhouse |
|---|---|
| Details | 3 bd · 3 ba · 2,488 sqft · built 1996 |
| Lot Size | 0.039 acres (1,742 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $488,000 (Aug 2016) |
| Tax Bill | $5,406 (2023) |
| Deeds & Mortgages | May 2025 Line of Credit Apr 2022 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 006-10-0290-000 |
| Primary APN | 006-10-0290-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Stories | 3 Stories |
| Building Area | 2,488 sqft Living Area |
| Gross Area | 2,856 sqft |
| 1st Floor Area | 936 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 2007 |
| Architectural Style | Townhouse |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 1,742 sqft (0.039 acres) |
| Garage Type | Basement |
| Garage Area | 399 sqft |
| Porch | Porch |
|---|---|
| Porch Area | 192 sqft |
| Deck Area | 312 sqft |
| Patio Area | 312 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Street Address | 20707 RIPTIDE SQ |
|---|---|
| City | STERLING |
| State | VA |
| Zip | 20165-7436 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Legal Description | CASCADES SEC.8B LOT 455 200506010055562 |
| Legal Subdivision | CASCADES |
| Legal Lot Number | 455 |
| Jurisdiction | LOUDOUN VA |
| Township / Civil Division | ALGONKIAN |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 611209 |
Source: Loudoun County records · APN 006-10-0290-000
Assessment roll updated January 1, 2023 · Last verified October 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 20707 RIPTIDE SQ, STERLING, VA 20165-7436 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 19, 2025 | Deed of Trust, Mortgage · Line of Credit BANK-FUND STAFF FCU |
| Apr 15, 2022 | Deed of Trust, Mortgage · Line of Credit BANK FUND STAFF FEDERAL CREDIT UNION |
| Nov 24, 2020 | Deed of Trust, Mortgage · Conventional with PMI BANK-FUND STAFF FCU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 17, 2016 · Amount on Record |
| Deed Sale | Aug 17, 2016 · Amount on Record |
| Prior Sale | Jun 01, 2005 · Amount on Record |
| Deed Document Number | 201608170053430 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOUDOUN VA |
| Property Address | 20707 RIPTIDE SQ, STERLING, VA 20165-7436 |
| Transaction Type | Mortgage |
| Record Updated | May 08, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000022598 |
|---|---|
| Date | May 19, 2025 |
| Instrument | 20250519-0022598 |
| Name | BANK-FUND STAFF FCU |
|---|---|
| Type | Credit Union |
| Address | WASHINGTON, DC 20006 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 30, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOUDOUN VA |
| Property Address | 20707 RIPTIDE SQ, STERLING, VA 20165-7436 |
| Transaction Type | Mortgage |
| Record Updated | May 08, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000022620 |
|---|---|
| Date | Apr 15, 2022 |
| Instrument | 202204150022620 |
| Name | BANK FUND STAFF FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Mar 31, 2047 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOUDOUN VA |
| Property Address | 20707 RIPTIDE SQ, STERLING, VA 20165-7436 |
| Document Number | 20201130116429 |
| Instrument Date | Nov 24, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Dec 28, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 20707 RIPTIDE SQ STERLING VA 201657436, STERLING, VA 20165-7436 |
| Document Number | 20201130116429 |
|---|---|
| Date | Nov 30, 2020 |
| Instrument | 116429 |
| Name | BANK-FUND STAFF FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 29, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.88% |
Source: Loudoun County records · Assessment roll updated January 1, 2023 · Last verified October 2023
| Type | Name |
|---|---|
| State | Virginia |
| County | Loudoun County |
| Unified School District | Loudoun County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $5,406.00 | $617,840 Land $220,000 Building $397,840 | $617,840 Land $220,000 Building $397,840 |
Source: FEMA National Flood Hazard Layer, Loudoun County (51107C), updated June 15, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 29% of Virginia |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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