20704 Riptide Sq, Sterling, VA 20165 Property Records

Loudoun County property record for 20704 Riptide Sq, Sterling, VA 20165 · Last verified October 2023

Property Highlights

Property TypeResidential > Condominium / Townhouse > Townhouse
Bedrooms3 Beds
Bathrooms4 Baths
Year BuiltBuilt 2007
Square Footage2,364 sqft Living Area
Lot Size1,742 sqft (0.039 acres)
OccupancyOwner Occupied
Last Sale$630,000 (2022)
Tax Bill$5,426.00 (2023)

Property Details

APN / Parcel Number

Primary APN006-20-0901-000

Interior

Bedrooms3 Beds
Full Baths4 Baths
Partial Baths1 Partial Baths
Plumbing Fixtures13 Plumbing Fixtures
Building Area2,364 sqft Living Area
Gross Area2,804 sqft Gross Area
1st Floor912 sqft 1st Floor
Stories3 Stories
FireplaceFireplace
Fireplaces2 Fireplaces

Exterior

Year BuiltBuilt 1995
Effective Year BuiltEffective 2007
Architectural StyleTownhouse Style
Exterior MaterialBrick/Stone (Brick and/or Stone) Exterior
Foundation TypeMat/Raft Foundation (Slab) Foundation
Roof ConstructionGable Roof Construction
Roof MaterialAsphalt Roof
Lot Area1,742 sqft (0.039 acres)
Garage TypeBasement Garage
Garage Area456 sqft Garage
Deck Area240 sqft Deck
Patio Area200 sqft Patio

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemCentral Heating
Heating FuelGas Heating Fuel

Location & Zoning

Street Address20704 RIPTIDE SQ
CitySTERLING
StateVA
Zip20165-7436
Property UsageResidential Property Usage
TypeResidential > Condominium / Townhouse > Townhouse
Legal DescriptionCASCADES SEC.8B LOT 447 200402200015448 200402240016080 D/C
Legal SubdivisionCASCADES
Legal Lot Number447
JurisdictionLOUDOUN VA
Minor Civil DivisionALGONKIAN
Census Blockgroup3
Census Block3014
Census Tract611209

Owner

Source: Loudoun County records · APN 006-20-0901-000

Assessment roll updated January 1, 2023 · Last verified October 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address20704 RIPTIDE SQ, STERLING, VA 20165-7436
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Oct 08, 2025Deed of Trust, Mortgage · Stand Alone Second Mortgage
ROCKET MORTGAGE LLC
Jan 10, 2022Warranty Deed, Transfer · Conventional Mortgage
CONGRESSIONAL BANK
Jan 31, 2020Deed of Trust, Mortgage · Conventional Mortgage with Private Mortgage Insurance (PMI)
QUICKEN LNS
Sep 07, 2017Warranty Deed, Transfer · Conventional Mortgage with Private Mortgage Insurance (PMI)
QUICKEN LNS

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJan 10, 2022 · Amount on Record
Deed SaleJan 10, 2022 · Amount on Record
Prior SaleSep 07, 2017 · Amount on Record
Deed Doc Number202201100001554
Record RefreshedJun 07, 2026

October 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLOUDOUN VA
Property Address20704 RIPTIDE SQ, STERLING, VA 20165-7436
Transaction TypeMortgage
Record UpdatedMay 07, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000048895
DateOct 08, 2025
Instrument20251008-0048895
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeStand Alone Second Mortgage
AmountAmount Recorded
Term241 Months
DueNov 01, 2045

January 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLOUDOUN VA
Recording DateJan 10, 2022
Property Address20704 RIPTIDE SQ, STERLING, VA 20165-7436
Document Number0000001554
Instrument DateJan 05, 2022
Instrument202201100001554
Transaction TypeTransfer
Record UpdatedJan 26, 2022
Title CompanyBRIDGE TITLE INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address20704 RIPTIDE SQ, STERLING, VA 20165-7436

Mortgage

Document Number0000001555
DateJan 10, 2022
Instrument202201100001555
Lender
NameCONGRESSIONAL BANK
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLOUDOUN VA
Property Address20704 RIPTIDE SQ, STERLING, VA 20165-7436
Document Number20200205007951
Instrument DateJan 31, 2020
Transaction TypeMortgage
Record UpdatedFeb 18, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address20704 RIPTIDE SQ STERLING VA 201657436, STERLING, VA 20165-7436

Mortgage

Document Number20200205007951
DateFeb 05, 2020
Instrument7951
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
Agreement
TypeConventional Mortgage with Private Mortgage Insurance (PMI)
AmountAmount Recorded
Term360 Months
DueFeb 04, 2050
Interest
Rate TypeFixed Rate
Rate3.99%

September 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLOUDOUN VA
Recording DateSep 07, 2017
Property Address20704 RIPTIDE SQ, STERLING, VA 20165-7436
Document Number20170907055868
Instrument DateAug 31, 2017
Instrument55868
Transaction TypeTransfer
Record UpdatedFeb 17, 2021
Title CompanyNOT AVAILABLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$480.00
Amount AccuracyConfirmed
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address20704 RIPTIDE SQ STERLING VA 201657436, STERLING, VA 20165-7436

Mortgage

Document Number20170907055869
DateSep 07, 2017
Instrument55869
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
Agreement
TypeConventional Mortgage with Private Mortgage Insurance (PMI)
AmountAmount Recorded
Term360 Months
DueSep 06, 2047
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Loudoun County records · Assessment roll updated January 1, 2023 · Last verified October 2023

Property Jurisdictions

TypeName
StateVirginia
CountyLoudoun County
Unified School DistrictLoudoun County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2023$5,426.00$620,220 Land $220,000 Building $400,220$620,220 Land $220,000 Building $400,220

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Loudoun County (51107C), updated June 15, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 20% of the US · above 29% of Virginia
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on Riptide Sq

Nearby Streets

Search Property Records by Address or Parcel Number