Loudoun County property record for 20705 Riptide Sq, Sterling, VA 20165 · Last verified October 2023
| Property Type | Residential > Condominium / Townhouse > Townhouse |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 4 Baths |
| Year Built | Built 2007 |
| Square Footage | 2,580 sqft Living Area |
| Lot Size | 1,742 sqft (0.039 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $475,000 (2015) |
| Tax Bill | $5,461.00 (2023) |
| Primary APN | 006-10-0192-000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Partial Baths | 1 Partial Baths |
| Plumbing Fixtures | 13 Plumbing Fixtures |
| Building Area | 2,580 sqft Living Area |
| Gross Area | 3,192 sqft Gross Area |
| 1st Floor | 912 sqft 1st Floor |
| Stories | 3 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 2007 |
| Architectural Style | Townhouse Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Foundation Type | Mat/Raft Foundation (Slab) Foundation |
| Roof Construction | Gable Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 1,742 sqft (0.039 acres) |
| Garage Type | Basement Garage |
| Garage Area | 456 sqft Garage |
| Deck Area | 120 sqft Deck |
| Patio Area | 120 sqft Patio |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Heating Fuel | Gas Heating Fuel |
| Street Address | 20705 RIPTIDE SQ |
|---|---|
| City | STERLING |
| State | VA |
| Zip | 20165-7436 |
| Property Usage | Residential Property Usage |
| Type | Residential > Condominium / Townhouse > Townhouse |
| Legal Description | CASCADES SEC.8B LOT 454 200607310065378 |
| Legal Subdivision | CASCADES |
| Legal Lot Number | 454 |
| Jurisdiction | LOUDOUN VA |
| Minor Civil Division | ALGONKIAN |
| Census Blockgroup | 3 |
| Census Block | 3000 |
| Census Tract | 611209 |
Source: Loudoun County records · APN 006-10-0192-000
Assessment roll updated January 1, 2023 · Last verified October 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 20705 RIPTIDE SQ, STERLING, VA 20165-7436 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jan 25, 2021 | Deed of Trust, Mortgage · Conventional Mortgage SEBONIC FIN'L |
| Jun 25, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MTG |
| Jul 15, 2019 | Deed of Trust, Mortgage · Conventional Mortgage AURORA FIN'L |
| Feb 10, 2017 | Deed of Trust, Mortgage · Conventional Mortgage WATERMARK CAP |
| Last Sale | Jan 16, 2015 · Amount on Record |
|---|---|
| Deed Sale | Jan 16, 2015 · Amount on Record |
| Prior Sale | Jul 31, 2006 · Amount on Record |
| Deed Doc Number | 1160002481 |
| Deed Book / Page | 201501160 / 002481 |
| Record Refreshed | Jun 07, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOUDOUN VA |
| Property Address | 20705 RIPTIDE SQ, STERLING, VA 20165-7436 |
| Document Number | 20210129011734 |
| Instrument Date | Jan 25, 2021 |
| Transaction Type | Mortgage |
| Record Updated | Feb 16, 2021 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 20705 RIPTIDE SQ STERLING VA 201657436, STERLING, VA 20165-7436 |
| Document Number | 20210129011734 |
|---|---|
| Date | Jan 29, 2021 |
| Instrument | 11734 |
| Name | SEBONIC FIN'L |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jan 28, 2041 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOUDOUN VA |
| Property Address | 20705 RIPTIDE SQ, STERLING, VA 20165-7436 |
| Document Number | 20200630051301 |
| Instrument Date | Jun 25, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Oct 07, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 20705 RIPTIDE SQ STERLING VA 201657436, STERLING, VA 20165-7436 |
| Document Number | 20200630051301 |
|---|---|
| Date | Jun 30, 2020 |
| Instrument | 51301 |
| Name | CROSSCOUNTRY MTG |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jun 29, 2040 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOUDOUN VA |
| Property Address | 20705 RIPTIDE SQ, STERLING, VA 20165-7436 |
| Document Number | 20190719040040 |
| Instrument Date | Jul 15, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jul 31, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 20705 RIPTIDE SQ STERLING VA 201657436, STERLING, VA 20165-7436 |
| Document Number | 20190719040040 |
|---|---|
| Date | Jul 19, 2019 |
| Instrument | 40040 |
| Name | AURORA FIN'L |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jul 18, 2039 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOUDOUN VA |
| Property Address | 20705 RIPTIDE SQ, STERLING, VA 20165-7436 |
| Document Number | 20170221010904 |
| Instrument Date | Feb 10, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Mar 02, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Tenant By Entirety |
| Address | 20705 RIPTIDE SQ STERLING VA 201657436, STERLING, VA 20165-7436 |
| Document Number | 20170221010904 |
|---|---|
| Date | Feb 21, 2017 |
| Instrument | 10904 |
| Name | WATERMARK CAP |
|---|---|
| Type | Mortgage Company |
| Address | IRVINE, CA 92618 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 20, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.5% |
Source: Loudoun County records · Assessment roll updated January 1, 2023 · Last verified October 2023
| Type | Name |
|---|---|
| State | Virginia |
| County | Loudoun County |
| Unified School District | Loudoun County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $5,461.00 | $624,170 Land $220,000 Building $404,170 | $624,170 Land $220,000 Building $404,170 |
20705 Riptide Sq is in FEMA Zone X, outside the Special Flood Hazard Area, with indirect wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · Loudoun County (51107C), updated June 15, 2026
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 20th percentile of exposed land nationally · 29th in Virginia |
|---|---|
| Wildfire Likelihood | Low — about 1 in 10,000 per year |
| Exposure | Indirect within ember reach of burnable land · adjoins burnable vegetation |
Values are read at the parcel center point; lenders make the official flood determination.
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