20700 E River Rd, Ripon, CA 95366 Property Records

San Joaquin County property record for 20700 E River Rd, Ripon, CA 95366 · Last verified October 2025

Property Highlights

Property TypeResidential > Single Family > Rural Home
Bedrooms4 Beds
Bathrooms5 Baths
Year BuiltBuilt 1980
Square Footage4,794 sqft Living Area
Lot Size87,120 sqft (2 acres)
OccupancyOwner Occupied
Last Sale$550,000 (2005)
Tax Bill$10,063.00 (2025)

Property Details

APN / Parcel Number

Primary APN245-230-360-000

Interior

Bedrooms4 Beds
Full Baths5 Baths
Partial Baths2 Partial Baths
Building Area4,794 sqft Living Area
Stories1 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1917
Effective Year BuiltEffective 1980
Architectural StyleCustom Design Style
Construction TypeWood Construction
Lot Area87,120 sqft (2 acres)
Parking Spaces2 Parking Spaces
Garage TypeMixed Garage

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemCentral Heating

Location & Zoning

Street Address20700 E RIVER RD
CityRIPON
StateCA
Zip95366-9716
Property UsageResidential Property Usage
TypeResidential > Single Family > Rural Home
Legal DescriptionMAP REF:MB 245 PG 23
JurisdictionSAN JOAQUIN CA
Minor Civil DivisionESCALON
Census Blockgroup3
Census Block3034
Census Tract4906

Owner

Source: San Joaquin County records · APN 245-230-360-000

Assessment roll updated July 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Owner Names on File
Mailing Address20700 E RIVER RD, RIPON, CA 95366-9716
OccupancyOwner Occupied

Deeds, Mortgages & Sale History

DateDocument
Mar 05, 2021Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LOANS LLC
Sep 13, 2018Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Sep 11, 2019Deed of Trust, Mortgage · Conventional Mortgage
STEARNS LENDING LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 20, 2005 · Amount on Record
Deed SaleApr 20, 2005 · Amount on Record
Prior SaleApr 20, 2005 · Amount on Record
Deed Doc Number0000092744
Last Transfer DateMay 09, 2006
Transfer Doc0000100330
Record RefreshedJun 08, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN JOAQUIN CA
Property Address20700 E RIVER RD, RIPON, CA 95366-9716
Transaction TypeMortgage
Record UpdatedMar 18, 2021
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address20700 E RIVER RD, RIPON, CA 95366-9716

Mortgage

Document Number0000041225
DateMar 05, 2021
Instrument2021-041225
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMar 01, 2051

September 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN JOAQUIN CA
Property Address20700 E RIVER RD, RIPON, CA 95366-9716
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyWFG NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000101959
DateSep 13, 2018
Instrument2018-101959
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2048

September 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN JOAQUIN CA
Property Address20700 E RIVER RD, RIPON, CA 95366-9716
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyFIRST AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000099742
DateSep 11, 2019
Instrument2019-099742
Lender
NameSTEARNS LENDING LLC
TypeFunding / Finance Company
AddressSANTA ANA, CA 92707
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2049

Tax Assessment & Valuation

Source: San Joaquin County records · Assessment roll updated July 1, 2025 · Last verified October 2025

Property Jurisdictions

TypeName
StateCalifornia
CountySan Joaquin County
Unified School DistrictRipon Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$10,063.00 (+3.73%) Homeowner's exemption$913,826 (+4.04%) Land $348,455 Building $565,371
2023$9,701.00 (+1.6%) Homeowner's exemption$878,343 Land $334,925 Building $543,418
2022$9,548.00

Flood & Wildfire

20700 E River Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (High risk).

Flood

Source: FEMA National Flood Hazard Layer · San Joaquin County (06077C), updated September 27, 2026

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesHigh
74th percentile of exposed land nationally · 50th in California
Wildfire LikelihoodHigh — about 1 in 313 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on E River Rd

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