2070 Shilhon Rd, Duluth, MN 55804 Property Records

St. Louis County property record for 2070 Shilhon Rd, Duluth, MN 55804 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.75 ba · 3,188 sqft · built 2022
Lot Size	9.4 acres (409,464 sqft)
Owner	2 Individual Names on File
Last Sale	$52,900 (Nov 2021)
Tax Bill	$5,430 (2026)
Deeds & Mortgages	Sep 2023 Line of Credit Sep 2023 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`315-0020-04850`

Property Details

APN / Parcel Number

Primary APN	`315-0020-04850`
Alternative APNs	`1120444` `1149378`

Interior

Bedrooms	4 Beds
Full Baths	2.75 Baths
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	3,188 sqft Gross Area
1st Floor Area	1,858 sqft

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Wood
Construction Type	Frame
Lot Area	409,464 sqft (9.4 acres)
Garage Area	528 sqft

Exterior Amenities

Deck Area	144 sqft
Lean-To	341 sqft
Storage Building	70 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Propane

Location & Zoning

Account Number	1149378
Street Address	2070 SHILHON RD
City	DULUTH
State	MN
Zip	55804-9669
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SW1/4 OF SW1/4, EXCEPT SOUTHERLY 330 FEET;AND EXCEPT WEST 860 FEET; AND EXCEPT THESOUTHERLY 100 FEET OF N1/2 OF SE1/4 OF
Legal Range	12W
Legal Township	52N
Legal Section	29
Legal Subdivision	DULUTH TOWN OF
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	1
Census Block	1020
Census Tract	10500

Owner

Source: St. Louis County records · APN 315-0020-04850

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	2070 SHILHON RD, DULUTH, MN 55804-9669
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 27, 2023	Deed of Trust, Mortgage · Line of Credit HARBOR POINTE CU
Sep 27, 2023	Deed of Trust, Mortgage · Line of Credit HARBOR POINTE CU
Nov 22, 2022	Deed of Trust, Mortgage · Construction Mortgage CITIZENS STATE BANK
Dec 30, 2021	Deed of Trust, Mortgage · Construction Mortgage HARBOR POINTE CU
Nov 08, 2021	Warranty Deed, Transfer · Closed-End Mortgage HARBOR POINTE CU

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 08, 2021 · Amount on Record
Deed Sale	Nov 08, 2021 · Amount on Record
Prior Sale	Apr 08, 2003 · Amount on Record
Deed Document Number	20211429451
Last Transfer Date	Feb 05, 2025
Transfer Doc	0001504627
Record Updated	Sep 20, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	2070 SHILHON RD, DULUTH, MN 55804-9669
Transaction Type	Mortgage
Record Updated	Oct 18, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2070 SHILHON RD, DULUTH, MN 55804-9669

Mortgage

Document Number	0001474998
Date	Sep 27, 2023
Instrument	1474998

Lender

Name	HARBOR POINTE CU
Type	Credit Union
Address	DULUTH, MN 55802

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Sep 25, 2038

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	2070 SHILHON RD, DULUTH, MN 55804-9669
Transaction Type	Mortgage
Record Updated	Oct 18, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2070 SHILHON RD, DULUTH, MN 55804-9669

Mortgage

Document Number	0001474997
Date	Sep 27, 2023
Instrument	1474997

Lender

Name	HARBOR POINTE CU
Type	Credit Union
Address	DULUTH, MN 55802

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	63 Months
Due	Dec 01, 2028

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	2070 SHILHON RD, DULUTH, MN 55804-9669
Transaction Type	Mortgage
Record Updated	Dec 19, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001456976
Date	Nov 22, 2022
Instrument	1456976

Lender

Name	CITIZENS STATE BANK
Type	Bank
Address	HUDSON, WI 54016

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	11 Months
Due	Oct 20, 2023

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	2070 SHILHON RD, DULUTH, MN 55804-9669
Transaction Type	Mortgage
Record Updated	Sep 06, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5133 N SHORE DR 3, 3, DULUTH, MN 55804-2924

Mortgage

Document Number	0001434094
Date	Dec 30, 2021
Instrument	1434094

Lender

Name	HARBOR POINTE CU
Type	Credit Union
Address	DULUTH, MN 55802

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Dec 25, 2022

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Nov 08, 2021
Property Address	2070 SHILHON RD, DULUTH, MN 55804-9669
Document Number	0001429451
Instrument Date	Oct 26, 2021
Instrument	1429451
Transaction Type	Transfer
Record Updated	Sep 06, 2022
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$174.57
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4328 E SUPERIOR ST, DULUTH, MN 55804-2177

Mortgage

Document Number	0001429452
Date	Nov 08, 2021
Instrument	1429452

Lender

Name	HARBOR POINTE CU
Type	Credit Union

Agreement

Type	Closed-End Mortgage
Amount	Amount Recorded
Term	61 Months
Due	Dec 26, 2026

Tax Assessment & Valuation

Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
County Subdivision	Duluth Township
Unified School District	Lake Superior Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,430.00 (+7.35%) Homeowner's exemption
2025	$5,058.00 (+112.34%) Homeowner's exemption	$686,300 (+9.7%) Land $113,600 Building $572,700	$686,300 (+9.7%) Land $113,600 Building $572,700
2024	$2,382.00	$625,600 (+1,100.77%) Land $108,900 Building $516,700	$625,600 (+1,100.77%) Land $108,900 Building $516,700
2022		$52,100 Land $52,100	$52,100 Land $52,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Louis County (27137C), updated March 24, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 271370105001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Claims	2 (1993)
Most Recent Claim	May 1993, erosion

Wildfire

Wildfire Risk	Low above 20% of the US · above 39% of Minnesota
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 15 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Zito West Holding	Fiber	1,000 / 1,000
Starlink	Satellite (low-earth orbit)	280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE (outdoors only)

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