2105 Shilhon Rd, Duluth, MN 55804 Property Records

St. Louis County property record for 2105 Shilhon Rd, Duluth, MN 55804

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,672 sqft · built 1955
Lot Size	4.65 acres (202,554 sqft)
Owner	Individual Name on Record
Last Sale	$210,000 (Jun 2017)
Tax Bill	$3,952 (2026)
Deeds & Mortgages	May 2022 Line of Credit Mar 2020 Line of Credit + 5 more
Flood Zone	Zone X (minimal risk)
APN	`315-0020-05165`

Property Details

APN / Parcel Number

Primary APN	`315-0020-05165`
Alternative APN	`1033224`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,672 sqft Gross Area
1st Floor Area	1,672 sqft
Basement Area	346 sqft
Finished Basement	346 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1955
Effective Year Built	Effective 2018
Architectural Style	Ranch
Exterior Material	Stucco
Construction Type	Frame
Lot Area	202,554 sqft (4.65 acres)
Garage Area	1,404 sqft

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Porch
Porch Area	28 sqft
Deck Area	255 sqft
Storage Building	192 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Propane

Location & Zoning

Account Number	1033224
Street Address	2105 SHILHON RD
City	DULUTH
State	MN
Zip	55804-9640
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MUNS
Legal Description	S 466.5 FT OF E 466.5 FTO OF NE 1/4 OFSE 1/4 EX SLY 33 FT SERIAL #
Legal Range	12W
Legal Township	52N
Legal Section	30
Legal Subdivision	DULUTH TOWN OF
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	1
Census Block	1021
Census Tract	10500

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2105 SHILHON RD, DULUTH, MN 55804-9640
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 11, 2022	Deed of Trust, Mortgage · Line of Credit HERMANTOWN FCU
Mar 11, 2020	Deed of Trust, Mortgage · Line of Credit CENTRICITY CU
Feb 25, 2020	Loan Modification, Mortgage NATIONAL BK/CMRC
Jul 15, 2019	Loan Modification, Mortgage REPUBLIC BK
Oct 22, 2018	Loan Modification, Mortgage REPUBLIC BK
Aug 21, 2018	Loan Modification, Mortgage REPUBLIC BK
Jun 28, 2017	Warranty Deed, Construction Loan · Construction Mortgage REPUBLIC BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 28, 2017 · Amount on Record
Deed Sale	Jun 28, 2017 · Amount on Record
Prior Sale	Feb 18, 2014 · Amount on Record
Deed Document Number	20171312165
Prior Transfer Date	Jan 25, 2007
Prior Transfer Doc	0000069378
Record Updated	Sep 20, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	2105 SHILHON RD, DULUTH, MN 55804-9640
Transaction Type	Mortgage
Record Updated	Aug 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2105 SHILHON RD, DULUTH, MN 55804-9640

Mortgage

Document Number	0001442845
Date	May 11, 2022
Instrument	1442845

Lender

Name	HERMANTOWN FCU
Type	Credit Union
Address	DULUTH, MN 55811

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	299 Months
Due	Apr 8, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	2105 SHILHON RD, DULUTH, MN 55804-9640
Document Number	00A1376647
Instrument Date	Mar 11, 2020
Transaction Type	Mortgage
Record Updated	Jul 14, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2105 SHILHON RD DULUTH MN 558049640, DULUTH, MN 55804-9640

Mortgage

Document Number	00A1376647
Date	Mar 31, 2020
Instrument	A1376647

Lender

Name	CENTRICITY CU
Address	HERMANTOWN, MN 55811

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Mar 30, 2045

Interest

Rate Type	Adjustable Rate

February 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ST LOUIS MN
Property Address	2105 SHILHON RD, DULUTH, MN 55804-9640
Document Number	00A1378070
Instrument Date	Feb 25, 2020
Transaction Type	Mortgage
Record Updated	Jun 12, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2105 SHILHON RD DULUTH MN 558049640, DULUTH, MN 55804-9640

Mortgage

Document Number	00A1378070
Date	Apr 24, 2020
Instrument	A1378070

Lender

Name	NATIONAL BK/CMRC
Address	SUPERIOR, WI 54880

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Apr 23, 2050

Interest

Rate Type	Adjustable Rate
Rate	5%

July 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ST LOUIS MN
Property Address	2105 SHILHON RD, DULUTH, MN 55804-9640
Document Number	00A1359120
Instrument Date	Jul 15, 2019
Transaction Type	Mortgage
Record Updated	Aug 5, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2105 SHILHON RD DULUTH MN 558049640, DULUTH, MN 55804-9640

Mortgage

Document Number	00A1359120
Date	Jul 23, 2019
Instrument	A1359120

Lender

Name	REPUBLIC BK
Type	Bank
Address	DULUTH, MN 55802

Agreement

Amount	Amount Recorded
Term	12 Months
Due	Jul 22, 2020

Interest

Rate	4.25%

October 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ST LOUIS MN
Property Address	2105 SHILHON RD, DULUTH, MN 55804-9640
Document Number	00A1343458
Instrument Date	Oct 22, 2018
Transaction Type	Mortgage
Record Updated	Nov 7, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2105 SHILHON RD DULUTH MN 558049640, DULUTH, MN 55804-9640

Mortgage

Document Number	00A1343458
Date	Oct 26, 2018
Instrument	A1343458

Lender

Name	REPUBLIC BK
Type	Bank
Address	DULUTH, MN 55802

Agreement

Amount	Amount Recorded
Term	12 Months
Due	Oct 25, 2019

Interest

Rate	4.25%

August 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ST LOUIS MN
Property Address	2105 SHILHON RD, DULUTH, MN 55804-9640
Document Number	0001339689
Instrument Date	Aug 21, 2018
Transaction Type	Mortgage
Record Updated	Feb 26, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2105 SHILHON RD DULUTH MN 558049640, DULUTH, MN 55804-9640

Mortgage

Document Number	0001339689
Date	Aug 30, 2018
Instrument	1339689

Lender

Name	REPUBLIC BK
Type	Bank
Address	DULUTH, MN 55802

Agreement

Amount	Amount Recorded
Term	12 Months
Due	Aug 29, 2019

Interest

Rate	4.25%

June 2017: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Jun 28, 2017
Property Address	2105 SHILHON RD, DULUTH, MN 55804-9640
Document Number	00A1312165
Instrument Date	Jun 28, 2017
Instrument	A1312165
Transaction Type	Construction Loan
Record Updated	Aug 23, 2018
Title Company	STATE LOUIS COMPANY TITLE (SLCTC), ST LOUIS CO TITLE (SLCTC)

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$693.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2105 SHILHON RD DULUTH MN 558049640, DULUTH, MN 55804-9640

Mortgage

Document Number	A1312166
Date	Jun 28, 2017
Instrument	A1312166

Lender

Name	REPUBLIC BK
Type	Bank
Address	DULUTH, MN 55802

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jun 27, 2018

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
County Subdivision	Duluth Township
Unified School District	Lake Superior Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,952.00 (+12.34%) Homeowner's exemption
2025	$3,518.00 (+15.65%) Homeowner's exemption	$499,900 (+4.89%) Land $92,500 Building $407,400	$499,900 (+4.89%) Land $92,500 Building $407,400
2024	$3,042.00	$476,600 (+38.79%) Land $88,700 Building $387,900	$476,600 (+38.79%) Land $88,700 Building $387,900
2022		$343,400 Land $61,400 Building $282,000	$343,400 Land $61,400 Building $282,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1993)
Most Recent Claim	May 1993 · erosion

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Zito Media Fiber	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

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